Gavop tells you how to get the best homeowners insurance in Somerset County, PA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Somerset County, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| T676, Golf Course Rd, Sr4002, Three Point Ln, State Rte 2019, Alwine Rd, Gashouse Rd, Jersey Dairy Rd, Ralphton Rd, T503 | $90,500 | $80,000 | $75,000-$100,000 | $105,000 | $90,000 | $100,000-$125,000 |
| Meade St, T721, Coke Oven Rd, Woolley Ln, Sr3003, Saw Mill Rd, Mountain View Rd, T736, Point Park Ln, T711 | $90,000 | $80,000 | $75,000-$100,000 | $115,500 | $100,000 | $125,000-$150,000 |
| Geisler Rd, T388, T592, Poplar St, Shaft Rd, T471, Henry Black Ln, Vern Dr, Henry St, State Rte 4025 | $125,500 | $110,000 | $125,000-$150,000 | $114,500 | $110,000 | $100,000-$125,000 |
| Huron Path, T866, Morris Rd, Miller Run Rd, Grandview Ave, Laurel Ct, Sr4013, Oak Rd, Cabin Rd, Barnett Rd | $124,000 | $100,000 | $125,000-$150,000 | $78,000 | $70,000 | $75,000-$100,000 |
| T392, Coxes Creek Rd, Summit Rd, W 1st St, Boyd Dr, Railroad Ave, Jackson Ave, Central Park Pl, Sherwood Dr, T484 | $123,000 | $100,000 | $125,000-$150,000 | $55,500 | $50,000 | $50,000-$75,000 |
| Walnut Ave, Mineral Ave, Cherry Hill Rd, T758, W Church St, Locust Ln, Studer Dr, Bognar Rd, T317, Poligardo Rd | $164,500 | $140,000 | $150,000-$175,000 | $77,500 | $60,000 | $50,000-$75,000 |
| Tayman Ave, T702, Margaret Ave, Griffith Rd, T531, T700, T459, Polk Hill Rd, T362, Garrett Shortcut Rd | $101,000 | $80,000 | $75,000-$100,000 | $109,500 | $100,000 | $100,000-$125,000 |
| Mini Horse Ln, Big Dogs Ln, Debra Dr, Opal Ln, Jackson St, Cedar St, Ann St, T833, Kathy St, Christner Hollow Rd | $124,000 | $120,000 | $125,000-$150,000 | $121,000 | $110,000 | $100,000-$125,000 |
| Laurel Hill Park Rd, Malas Rd, T515, New Centerville Rd, Geiger Rd, Shoemaker Hill Rd, Haysmill Rd, T808, T734, Locust St | $175,000 | $160,000 | $175,000-$200,000 | $75,500 | $70,000 | $75,000-$100,000 |
| Sunshine Ave, Emerick Rd, Clear Shade Dr, T389, Choctaw Ln, T738, Devilbiss Dr, T850, Wildcat Rd, State Rte 1002 | $106,500 | $90,000 | $100,000-$125,000 | $63,000 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $710 |
| Superior Protection Discount | -$85 | $761 |
| Fire & Security Discount | -$93 | $752 |
| Hail Resistant Roof Discount | -$25 | $820 |
| Newly Constructed Home Discount | -$169 | $676 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Somerset County | $700 | $835 | $1,535 | $607 | $1,307 | $228 |
| Somerset County, PA | $1,000 | $835 | $1,835 | $607 | $1,607 | $228 |
| West Taylor, PA | $100 | $507 | $607 | $368 | $468 | $139 |
| South Woodbury, PA | $1,500 | $647 | $2,147 | $470 | $1,970 | $177 |
| Fairchance, PA | $200 | $560 | $760 | $407 | $607 | $153 |
| West Brownsville, PA | $700 | $504 | $1,204 | $366 | $1,066 | $138 |
| White Oak, PA | $400 | $723 | $1,123 | $526 | $926 | $198 |
| Versailles, PA | $2,500 | $488 | $2,988 | $355 | $2,855 | $133 |
| Greensboro, PA | $400 | $521 | $921 | $378 | $778 | $142 |
| Eastern, WV | $700 | $812 | $1,512 | $590 | $1,290 | $222 |
| Home Insurance Company Somerset County, PA | Homeowners Insurance Agency Somerset County, PA | Address | Popularity Score | Distance from Somerset County (miles) |
|---|---|---|---|---|
| Travelers | Mosholder Insurance Agency | 135 W Main St, Somerset, PA, 15501 | 3.3 | |
| Allstate | Don Rose | 841 E Pittsburgh St, Greensburg, PA, 15601 | 34.3 | |
| Erie | Sube Insurance | 614 S Franklin Ave, Somerset, PA, 15501 | 3.6 | |
| Nationwide | Panichelle Financial Group Llc | 4345 Old William Penn Hwy, Murrysville, PA, 15668-1949 | 46.3 | |
| State Farm | David Kolk | 1533 Broad St, Greensburg, PA, 15601-5408 | 34.3 | |
| Nationwide | Donner-Farber & Associates Inc | 723 South St, Berlin, PA, 15530-1632 | 5.8 | |
| State Farm | Angi Tennant | 231 N Rosina Ave, Somerset, PA, 15501-1319 | 3.5 | |
| Nationwide | John W Yingling | 343 Bedford Street, Claysburg, PA, 16625-0001 | 36.7 | |
| State Farm | Bryan Bozovich | 565 E Main St, Somerset, PA, 15501-2108 | 2.7 | |
| Erie | Klingensmith Insurance Agency Inc. | 4709 Walnut Street, Mc Keesport, PA, 15132 | 48.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,050 | $540 |
| Somerset County, PA | $103,100 | $846 | $600 | $1,170 | $570 |
| Somerset County, PA | $103,100 | $846 | $580 | $1,170 | $590 |
| West Taylor, PA | $70,200 | $513 | $370 | $710 | $340 |
| South Woodbury, PA | $125,600 | $655 | $440 | $910 | $470 |
| Fairchance, PA | $89,400 | $567 | $410 | $780 | $370 |
| West Brownsville, PA | $69,200 | $510 | $370 | $700 | $330 |
| White Oak, PA | $100,900 | $732 | $500 | $1,050 | $550 |
| Versailles, PA | $63,900 | $494 | $330 | $680 | $350 |
| Greensboro, PA | $75,000 | $527 | $360 | $750 | $390 |
| Eastern, WV | $216,900 | $822 | $590 | $1,130 | $540 |