What Makes Your Somerset County, PA Home Insurance Cheap or Expensive

Somerset County, PA homeowners insurance rate is about $846 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Somerset County, PA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Scenery Rd, Sr4006, Locust St, Kircher Pl, Lake Gloria Rd, Bernardic Dr, Hillside Dr, Susquehanna St, Rhoads Rd, Hemlock Rd $657
Poorbaugh Rd, New Baltimore Rd, Cessna Dr, Deeter Gap Rd, Hawks Nest Rd, Ira Trl, Emerick Rd, Gas County Rd, T837, Knotts Rd $662
Arnold Rd, Camry Ln, Edie Rd, Gardner Rd, Kepple Ln, T677, T601, Neri Rd, Husband Rd, Swank Rd $716
Miller Picking Rd, Cable Ln, T702, Annuity Ave, Rustic Ct, T770, Palomino Rd, Carpenters Park Rd, Woodhaven Ln, N White Dr $622
Barron St, Paul Emert Rd, Barclay St, Susan Way, S Main St, Mallard Rd, Ajit Rd, T523, Dublin Dr, T730 $561

Cost of Somerset County, PA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Rockwood, PA $76500 New Home $410
Upper Turkeyfoot, PA $109100 30 year old $626
Wellersburg, PA $89400 50 year old $589
Schellsburg, PA $121400 40 year old $662
Millwood, PA $97000 50 year old $609
Stockdale, PA $87400 50 year old $583
East Carroll, PA $119700 New Home $474
Lakemont, PA $115000 30 year old $640
Orchard Hills, PA $88500 New Home $446

Somerset County, PA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$750,000 to $999,999 $5,913 $6,268
$1000,000 to $1499,999 $6,512 $6,903
$150,000 to $174,999 $1,251 $1,326
$175,000 to $199,999 $1,423 $1,508
$100,000 to $124,999 $831 $881

Cost of Home insurance with Deductible Scenarios in Somerset County, PA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Rockwood, PA $526 $382
Upper Turkeyfoot, PA $610 $443
Wellersburg, PA $560 $407
Schellsburg, PA $637 $463
Millwood, PA $580 $421
Stockdale, PA $555 $404
East Carroll, PA $633 $460
Lakemont, PA $623 $453
Orchard Hills, PA $558 $406

Somerset County, PA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Somerset County, PA Homeowners Insurance ($)
$1000,000 to $1499,999 $6,512
$300,000 to $399,999 $3,130
$250,000 to $299,999 $2,296
$100,000 to $124,999 $831
$200,000 to $249,999 $1,804

How can I Make My Somerset County, PA Home Insurance Cheaper

8 Ways to Get Discounts on Homeowners Insurance in Somerset County, PA