Gavop tells you how to get the best homeowners insurance in Lake County, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Lake County, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 15th Ave, Paula Sue Ln, Rancheria Rd, Co Rd 509, Forest Rte 19N11, Co Rd 108, Forest Oaks Dr, Pine Dell Dr, Big Canyon Rd, Co Rd 409 | $326,000 | $300,000 | $300,000-$350,000 | $138,500 | $110,000 | $125,000-$150,000 |
| S Smith St, Pioneer Dr, Saratoga Springs Rd, Bunker Rd, Ponca Way, Ettawa Springs Rd, Stinson Rd, Sequoia Rd, Westlake Rd, Fifth St | $394,500 | $350,000 | $350,000-$400,000 | $287,000 | $240,000 | $300,000-$350,000 |
| Mary St, Davis Ave, Old Orchard Ln, Kokanee Dr, Co Rd 516, Second St, Palomino Ct, Cedar Ln, Walnut Cir, Flintlock Pl | $152,500 | $120,000 | $150,000-$175,000 | $115,500 | $100,000 | $100,000-$125,000 |
| Co Rd 502J, Stonybrook Dr, Sampson Dr, Konocti Rd, Co Rd 101, Napa Ave, Cobb Blvd, Phillips Ave, Guenoc Ln, Konocti Bay Rd | $241,000 | $210,000 | $175,000-$200,000 | $177,500 | $160,000 | $175,000-$200,000 |
| Red Bud Trl, 13th St, Hill Ave, Dixie Rd, Crestview Dr, Knob Cone Dr, A Ave, Hill Rd, Vista Grande Ct, Acorn Dr | $345,500 | $310,000 | $300,000-$350,000 | $232,500 | $220,000 | $200,000-$250,000 |
| Fairway Pl, Konocti Rd, 2nd Ave, Van Dorn Reservoir Rd, Emilee Ct, Eagles Nest Ln, Orchid Way, Peninsula View Dr, Fir Ave, Seigler Canyon Rd | $324,000 | $260,000 | $250,000-$300,000 | $231,000 | $210,000 | $250,000-$300,000 |
| S Starr St, Gross Rd, Tomahawk Way, North Dr, Spring Hill Rd, Co Rd 205, Elliott Dr, Dunston Dr, Washington St, Cass Ave | $344,000 | $300,000 | $300,000-$350,000 | $224,500 | $210,000 | $200,000-$250,000 |
| Kugelman Ranch Rd, Rosa Trl, 16th St, Morgan Valley Rd, Brannon Ave, Lee Barr Dr, Edgewater Dr, Applebaum Rd, Midlake Rd, Shasta Way | $204,000 | $170,000 | $200,000-$250,000 | $152,000 | $140,000 | $150,000-$175,000 |
| Kentwood Pl, 1st Ave, St Stephen Ave, High St, Manzanita Ave, Kumquat Way, 3rd Ave, Hickory Ave, Sky Ct, Co Rd 117C | $262,000 | $230,000 | $200,000-$250,000 | $161,500 | $140,000 | $175,000-$200,000 |
| Gladys St, Roland Rd, Pine View Dr, Buckingham Dr, Casentini Dr, Co Rd 219, Parnassus Dr, 32nd St, 14th St, White Rock Canyon Rd | $163,000 | $150,000 | $175,000-$200,000 | $114,500 | $100,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$85 | $524 |
| Superior Protection Discount | -$55 | $554 |
| Fire & Security Discount | -$55 | $554 |
| Hail Resistant Roof Discount | -$12 | $597 |
| Newly Constructed Home Discount | -$158 | $451 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $2,500 | $602 | $3,102 | $437 | $2,937 | $164 |
| Lake County, CA | $2,000 | $602 | $2,602 | $437 | $2,437 | $164 |
| Lakeport, CA | $300 | $606 | $906 | $441 | $741 | $166 |
| Talmage, CA | $1,500 | $753 | $2,253 | $547 | $2,047 | $206 |
| Deer Park, CA | $200 | $2,649 | $2,849 | $1,925 | $2,125 | $724 |
| Fulton, CA | $700 | $2,143 | $2,843 | $1,557 | $2,257 | $586 |
| Santa Rosa, CA | $200 | $1,256 | $1,456 | $913 | $1,113 | $343 |
| Meridian, CA | $2,000 | $655 | $2,655 | $476 | $2,476 | $179 |
| Anchor Bay, CA | $100 | $1,854 | $1,954 | $1,348 | $1,448 | $507 |
| Occidental, CA | $1,500 | $1,539 | $3,039 | $1,119 | $2,619 | $421 |
| Sutter, CA | $200 | $663 | $863 | $482 | $682 | $181 |
| Home Insurance Company Lake County, CA | Homeowners Insurance Agency Lake County, CA | Address | Popularity Score | Distance from Lake County (miles) |
|---|---|---|---|---|
| State Farm | Lisa Epstein | 733 S Main St, Willits, CA, 95490-3913 | 38.9 | |
| Farmers | Brian Freeman | 2001 4th St, Santa Rosa, CA, 95404 | 44.5 | |
| Farmers | Rob Mokry | 141 Stony Cir Ste 185, Santa Rosa, CA, 95401 | 45.2 | |
| Farmers | Kimberly Brown | 1455 N Dutton Ave Ste C, Santa Rosa, CA, 95401 | 44.4 | |
| State Farm | Shawn Hetherman | 170 Farmers Ln Ste 10, Santa Rosa, CA, 95405-4750 | 44.5 | |
| State Farm | John Wehde | 1260 Farmers Ln, Santa Rosa, CA, 95405-6707 | 45.3 | |
| State Farm | Joy Walp | 475 Stony Point Rd, Santa Rosa, CA, 95401-5969 | 45.7 | |
| Farmers | Louis Jenkins | 73b Saint James Dr, Santa Rosa, CA, 95403 | 40.9 | |
| Farmers | Joseph Lopes | 95 S Main St, Willits, CA, 95490 | 39.2 | |
| Farmers | Cari Torres | 1480 Guerneville Rd Ste A, Santa Rosa, CA, 95403 | 44.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Lake County, CA | $182,000 | $609 | $450 | $830 | $380 |
| Lake County, CA | $182,000 | $609 | $450 | $830 | $380 |
| Lakeport, CA | $206,700 | $614 | $450 | $830 | $380 |
| Talmage, CA | $277,000 | $762 | $560 | $1,040 | $480 |
| Deer Park, CA | $1,080,400 | $2,681 | $1,980 | $3,650 | $1,670 |
| Fulton, CA | $797,800 | $2,169 | $1,610 | $2,950 | $1,340 |
| Santa Rosa, CA | $465,100 | $1,272 | $940 | $1,730 | $790 |
| Meridian, CA | $208,800 | $663 | $490 | $900 | $410 |
| Anchor Bay, CA | $660,200 | $1,877 | $1,390 | $2,550 | $1,160 |
| Occidental, CA | $522,100 | $1,558 | $1,150 | $2,120 | $970 |
| Sutter, CA | $215,500 | $671 | $500 | $910 | $410 |