Gavop tells you how to get the best homeowners insurance in St. Clair County, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| St. Clair County, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hannah Rd, Comer Ave, Moonlite Dr, Stollie Farm Rd, High School, Dannys Dr, Annie Lee Rd, Shore Dr, 1st St, Cahaba Crossing Cir | $72,500 | $70,000 | $75,000-$100,000 | $98,500 | $90,000 | $75,000-$100,000 |
| 1st Ave S, Whispering Way, Kent Dr, Taft Rd, Hayes Dr, Luker Lake Rd, Falletta Dr, Tree Top Ln, New Talladega Rd, Rickles Rd | $174,000 | $160,000 | $175,000-$200,000 | $94,500 | $80,000 | $75,000-$100,000 |
| Deer Field Rd, 10th St, Brown St, Lake Rd, Spradley Dr, 5th Ave N, Belle Ln, Clear Springs Dr, Will Keith Rd, Highfield Dr | $119,500 | $110,000 | $100,000-$125,000 | $76,500 | $70,000 | $50,000-$75,000 |
| Harris St, Cherokee Rd, Barrington Pkwy, Milton St, Caldwell Rd, Russell Bentley Dr, Byars Dr, Stracener Rd, 7th St, Ridgefield Dr | $154,000 | $140,000 | $125,000-$150,000 | $71,000 | $70,000 | $50,000-$75,000 |
| 26th St N, Old County Al City, Walker Rd, Peaceful Valley Rd, Penny Ln, Palmer Cir, Oak Valley, 31st St, Beulah Cir, Hummingbird Ln | $125,500 | $110,000 | $125,000-$150,000 | $91,000 | $80,000 | $75,000-$100,000 |
| Eagle Point Dr, Fawn Ln, Kelly Creek Ln, N Business Creek Rd, Academy Cir, Caswell Cul-De-Sac, Harvest Ln, Cherry Tree Park, Co Rd 29, 12th Cir | $140,500 | $120,000 | $100,000-$125,000 | $96,500 | $90,000 | $75,000-$100,000 |
| Miller Dr, Lee St, Villa Rd, Brown-Hill Rd, Mountain View Dr, S Pointe Cir, Carden Dr, Rabbit Dr, Dawson St, Carl Jones Rd | $173,000 | $150,000 | $125,000-$150,000 | $72,000 | $70,000 | $50,000-$75,000 |
| Allen Rd, Melanie Ter, Co Hwy 42, Lakeside Dr, Raven Ln, Noah's Dr, Flora Ln, Old Springs Ln, Kent Cir, Burton Dr | $209,000 | $190,000 | $200,000-$250,000 | $174,000 | $150,000 | $150,000-$175,000 |
| Pleasant Dr, Mack Roper Rd, Shamrock Ln, Katherun St, Vintage Way, Sportsman Lake Rd, Tingley Dr, Margaret Rd, Oxford Dr, Rolling Oaks Dr | $134,500 | $110,000 | $125,000-$150,000 | $137,500 | $130,000 | $100,000-$125,000 |
| Williams Ln, Lewis Lake Rd, Stovall Florida Rd, Co Hwy 10, Ashley Dr, Red Hawk Trl, Jackson Rd, 3rd St, Browns Hollow Rd, Lib Ln | $105,500 | $90,000 | $100,000-$125,000 | $82,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$182 | $953 |
| Superior Protection Discount | -$113 | $1,021 |
| Fire & Security Discount | -$113 | $1,021 |
| Hail Resistant Roof Discount | -$23 | $1,112 |
| Newly Constructed Home Discount | -$261 | $874 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Clair County | $700 | $1,121 | $1,821 | $815 | $1,515 | $306 |
| St. Clair County, AL | $1,500 | $1,121 | $2,621 | $815 | $2,315 | $306 |
| Ragland, AL | $500 | $900 | $1,400 | $654 | $1,154 | $246 |
| Ashville, AL | $1,000 | $802 | $1,802 | $583 | $1,583 | $219 |
| Trafford, AL | $1,000 | $874 | $1,874 | $635 | $1,635 | $239 |
| Fayetteville, AL | $200 | $883 | $1,083 | $642 | $842 | $241 |
| Adamsville, AL | $2,500 | $959 | $3,459 | $697 | $3,197 | $262 |
| Baileyton, AL | $200 | $1,015 | $1,215 | $737 | $937 | $277 |
| Bessemer, AL | $700 | $734 | $1,434 | $534 | $1,234 | $201 |
| Hueytown, AL | $200 | $879 | $1,079 | $639 | $839 | $240 |
| Weogufka-Marble Valley, AL | $1,500 | $838 | $2,338 | $609 | $2,109 | $229 |
| Home Insurance Company St. Clair County, AL | Homeowners Insurance Agency St. Clair County, AL | Address | Popularity Score | Distance from St. Clair County (miles) |
|---|---|---|---|---|
| State Farm | Jami Noe | 56 Marketplace Cir Ste B, Calera, AL, 35040-8207 | 45.8 | |
| Farmers | Tom Gant | 1820 Cogswell Ave, Pell City, AL, 35125 | 8.9 | |
| Farmers | William Hart | 2 Riverchase Office Plz Ste 214, Hoover, AL, 35244 | 36.6 | |
| Allstate | Lamar Yarbrough | 6421 S Chalkville Rd, Trussville, AL, 35173 | 18.1 | |
| Travelers | Crawford-Skinner Agency | 6412 Us Highway 11 , Springville, AL, 35146 | 9.9 | |
| State Farm | Shirley Quattlebaum | 905 2nd Avenue Sw, Cullman, AL, 35055-4224 | 43.5 | |
| Travelers | Crawford-Skinner Agency | 6412 Us Highway 11, Springville, AL, 35146 | 10.0 | |
| State Farm | Connie Myers | 2109 7th Ave N Ste 1, Pell City, AL, 35125-1327 | 8.3 | |
| State Farm | Casey Mann | 5950 Chalkville Mtn Rd Ste 114, Birmingham, AL, 35235-8617 | 18.5 | |
| Allstate | Chuck Burns | 5451 Chalkville Rd, Birmingham, AL, 35235 | 19.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $780 | $1,600 | $820 |
| St. Clair County, AL | $142,800 | $1,135 | $760 | $1,570 | $810 |
| St. Clair County, AL | $142,800 | $1,135 | $820 | $1,620 | $800 |
| Ragland, AL | $116,500 | $911 | $660 | $1,300 | $640 |
| Ashville, AL | $96,300 | $811 | $560 | $1,110 | $550 |
| Trafford, AL | $83,900 | $885 | $650 | $1,210 | $560 |
| Fayetteville, AL | $85,200 | $894 | $640 | $1,220 | $580 |
| Adamsville, AL | $97,100 | $971 | $710 | $1,340 | $630 |
| Baileyton, AL | $106,300 | $1,027 | $710 | $1,410 | $700 |
| Bessemer, AL | $84,000 | $743 | $530 | $1,060 | $530 |
| Hueytown, AL | $111,900 | $890 | $610 | $1,220 | $610 |
| Weogufka-Marble Valley, AL | $78,500 | $848 | $610 | $1,160 | $550 |