Gavop shows you how to buy homeowners insurance in Jefferson, LA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $187,500 | $170,000 | $150,000-$175,000 |
| 3 Bedroom | $155,000 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $342,500 | $280,000 | $250,000-$300,000 |
| 5 Bedroom | $504,000 | $450,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$195 | $1,021 |
| Superior Protection Discount | -$109 | $1,106 |
| Fire & Security Discount | -$122 | $1,094 |
| Hail Resistant Roof Discount | -$24 | $1,191 |
| Newly Constructed Home Discount | -$328 | $887 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson Parish | $1,500 | $1,201 | $2,701 | $873 | $2,373 | $328 |
| Jefferson, LA | $1,500 | $1,201 | $2,701 | $873 | $2,373 | $328 |
| Lafitte, LA | $200 | $1,770 | $1,970 | $1,286 | $1,486 | $484 |
| Waggaman, LA | $700 | $926 | $1,626 | $673 | $1,373 | $253 |
| Meraux, LA | $200 | $965 | $1,165 | $701 | $901 | $264 |
| St. Charles, LA | $1,500 | $1,234 | $2,734 | $897 | $2,397 | $337 |
| Boutte, LA | $200 | $1,651 | $1,851 | $1,200 | $1,400 | $451 |
| Golden Meadow, LA | $2,500 | $1,112 | $3,612 | $808 | $3,308 | $304 |
| Reserve, LA | $500 | $1,000 | $1,500 | $726 | $1,226 | $273 |
| Paulina, LA | $1,500 | $1,939 | $3,439 | $1,409 | $2,909 | $530 |
| Lacombe, LA | $500 | $955 | $1,455 | $694 | $1,194 | $261 |
| Home Insurance Company Jefferson, LA | Homeowners Insurance Agency Jefferson, LA | Address | Popularity Score | Distance from Jefferson (miles) |
|---|---|---|---|---|
| Travelers | Gillis Ellis & Baker Inc | 1615 Poydras St Ste 700, New Orleans, LA, 70112 | 19.0 | |
| State Farm | Beth Anne Naugher | 3536 Holiday Dr Ste A, New Orleans, LA, 70114-8302 | 17.4 | |
| Allstate | Paul Roberts | 6226 Jefferson Hwy Ste E, Harahan, LA, 70123 | 18.7 | |
| State Farm | Gervy Papion | 8611 Highway 23 Ste 1d, Belle Chasse, LA, 70037-2504 | 13.1 | |
| Allstate | Steve Waters | 2701 Manhattan Blvd Ste A-6, Harvey, LA, 70058 | 13.9 | |
| State Farm | Mel Malone | 1401 E., Chalmette, LA, 70043 | 19.9 | |
| State Farm | Wayne Leblanc | 4627 Wichers Dr, Marrero, LA, 70072-3020 | 14.6 | |
| State Farm | Sue Cambre | 915 Fifth Street, Gretna, LA, 70053-6003 | 16.4 | |
| Allstate | James Williams | 91 Holmes Blvd Ste D, Terrytown, LA, 70056 | 17.1 | |
| Allstate | Daniel Rahman | 701 Dante St Ste C, New Orleans, LA, 70118 | 18.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| Jefferson Parish, LA | $176,000 | $1,216 | $850 | $1,750 | $900 |
| Jefferson, LA | $176,000 | $1,216 | $850 | $1,750 | $900 |
| Lafitte, LA | $174,000 | $1,791 | $1,250 | $2,580 | $1,330 |
| Waggaman, LA | $109,500 | $937 | $660 | $1,350 | $690 |
| Meraux, LA | $160,400 | $977 | $680 | $1,410 | $730 |
| St. Charles, LA | $185,800 | $1,249 | $870 | $1,800 | $930 |
| Boutte, LA | $153,700 | $1,671 | $1,170 | $2,410 | $1,240 |
| Golden Meadow, LA | $90,800 | $1,125 | $790 | $1,620 | $830 |
| Reserve, LA | $121,000 | $1,012 | $710 | $1,460 | $750 |
| Paulina, LA | $213,200 | $1,963 | $1,370 | $2,830 | $1,460 |
| Lacombe, LA | $157,300 | $966 | $680 | $1,390 | $710 |