How Can I Make My Davidson County, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Davidson County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Davidson County, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $55,500 $50,000 $50,000-$75,000
2 Bedroom $138,000 $120,000 $150,000-$175,000
3 Bedroom $215,500 $180,000 $150,000-$175,000
4 Bedroom $178,500 $160,000 $150,000-$175,000
5 Bedroom $467,000 $410,000 $350,000-$400,000

Choose the Best Davidson County, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 700-749 Credit Score <$25,000 2 Pets, Non-Smoker $70
Retired 800-850 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $400
Full Time Job 650-699 Credit Score >$150,000 3 Pets, Smoker $550

Choose the Right Deductible for your Davidson County, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $500 $800 $1,300 $700 $1,200 $100
Davidson County, NC $1,500 $710 $1,210 $600 $2,100 $-890
Davidson County, NC $700 $530 $1,030 $430 $1,130 $-100
Cooleemee, NC $100 $300 $400 $260 $360 $40
Litaker, NC $1,500 $710 $1,210 $580 $2,080 $-870
Morehead, NC $200 $610 $810 $500 $700 $110
Seagrove, NC $1,500 $480 $980 $400 $1,900 $-920
Atwell, NC $500 $520 $1,020 $450 $950 $70
South Albemarle, NC $2,500 $530 $1,030 $440 $2,940 $-1,910
Troutman, NC $200 $670 $870 $570 $770 $100
Long Hill, NC $2,500 $330 $830 $280 $2,780 $-1,950
Jonesville, NC $400 $470 $870 $380 $780 $90
Steeles, NC $1,000 $130 $630 $110 $1,110 $-480

Identify Top Home Insurance Agents near Davidson County, NC | Back to Top

Home Insurance Company Davidson County, NC Homeowners Insurance Agency Davidson County, NC Address Popularity Score Distance from Davidson County (miles)
Erie Susan Tysor Insurance 120 Scarboro Street, Asheboro, NC, 27203
23.0
State Farm Mark Hutson 3512 Nc Highway 8, Lexington, NC, 27292-6779
3.8
Nationwide Parks Insurance Group 8316 Medical Plaza Dr Ste B, Charlotte, NC, 28262-6702
45.9
Nationwide William Viviano 7008 E Wt Harris Blvd Suite 16, Charlotte, NC, 28215
49.0
Travelers Pegram Mitchell Insurance Agency 4456-B The Plaza, Charlotte, NC, 28215
49.6
Travelers Dublin And Associates Insurance 111 Young Dr, Lexington, NC, 27292
2.3
State Farm Todd Younker 7725 Mthw Mt Hl Rd, Mint Hill, NC, 28227-7598
49.4
State Farm Mark Husmillo 10400 Mallard Creek Rd Ste 250, Charlotte, NC, 28262-5202
44.5
Allstate Sherri J. Kennedy 900 W Cooksey Dr Ste G, Thomasville, NC, 27360
9.6
State Farm Tommy Millar 1122 Randolph St Ste 112, Thomasville, NC, 27360-5730
8.7

Compare Rates for Davidson County, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $710 $480 $980 $500
Davidson County, NC $132,200 $710 $490 $1,010 $520
Davidson County, NC $132,200 $690 $500 $950 $450
Cooleemee, NC $72,200 $340 $250 $490 $240
Litaker, NC $135,300 $540 $370 $750 $380
Morehead, NC $163,600 $800 $550 $1,140 $590
Seagrove, NC $96,700 $480 $330 $670 $340
Atwell, NC $121,500 $610 $450 $840 $390
South Albemarle, NC $124,500 $680 $500 $960 $460
Troutman, NC $158,000 $820 $580 $1,160 $580
Long Hill, NC $89,000 $530 $390 $750 $360
Jonesville, NC $97,600 $470 $310 $640 $330
Steeles, NC $34,100 $170 $120 $240 $120

7 Ways to Get Discounts on Homeowners Insurance in Davidson County, NC

What Makes Your Davidson County, NC Home Insurance Cheap or Expensive