Gavop shows you how to buy homeowners insurance in Davidson County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $138,000 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $215,500 | $180,000 | $150,000-$175,000 |
| 4 Bedroom | $178,500 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $467,000 | $410,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $658 |
| Superior Protection Discount | -$77 | $689 |
| Fire & Security Discount | -$69 | $696 |
| Hail Resistant Roof Discount | -$23 | $742 |
| Newly Constructed Home Discount | -$191 | $574 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Davidson County | $1,500 | $756 | $2,256 | $550 | $2,050 | $207 |
| Davidson County, NC | $700 | $756 | $1,456 | $550 | $1,250 | $207 |
| Cooleemee, NC | $100 | $547 | $647 | $398 | $498 | $150 |
| Litaker, NC | $1,500 | $673 | $2,173 | $489 | $1,989 | $184 |
| Morehead, NC | $200 | $771 | $971 | $560 | $760 | $211 |
| Seagrove, NC | $1,500 | $650 | $2,150 | $472 | $1,972 | $178 |
| Atwell, NC | $500 | $665 | $1,165 | $483 | $983 | $182 |
| South Albemarle, NC | $2,500 | $717 | $3,217 | $521 | $3,021 | $196 |
| Troutman, NC | $200 | $842 | $1,042 | $612 | $812 | $230 |
| Long Hill, NC | $2,500 | $753 | $3,253 | $547 | $3,047 | $206 |
| Jonesville, NC | $400 | $572 | $972 | $416 | $816 | $156 |
| Steeles, NC | $1,000 | $464 | $1,464 | $337 | $1,337 | $127 |
| Home Insurance Company Davidson County, NC | Homeowners Insurance Agency Davidson County, NC | Address | Popularity Score | Distance from Davidson County (miles) |
|---|---|---|---|---|
| Erie | Susan Tysor Insurance | 120 Scarboro Street, Asheboro, NC, 27203 | 23.0 | |
| State Farm | Mark Hutson | 3512 Nc Highway 8, Lexington, NC, 27292-6779 | 3.8 | |
| Nationwide | Parks Insurance Group | 8316 Medical Plaza Dr Ste B, Charlotte, NC, 28262-6702 | 45.9 | |
| Nationwide | William Viviano | 7008 E Wt Harris Blvd Suite 16, Charlotte, NC, 28215 | 49.0 | |
| Travelers | Pegram Mitchell Insurance Agency | 4456-B The Plaza, Charlotte, NC, 28215 | 49.6 | |
| Travelers | Dublin And Associates Insurance | 111 Young Dr, Lexington, NC, 27292 | 2.3 | |
| State Farm | Todd Younker | 7725 Mthw Mt Hl Rd, Mint Hill, NC, 28227-7598 | 49.4 | |
| State Farm | Mark Husmillo | 10400 Mallard Creek Rd Ste 250, Charlotte, NC, 28262-5202 | 44.5 | |
| Allstate | Sherri J. Kennedy | 900 W Cooksey Dr Ste G, Thomasville, NC, 27360 | 9.6 | |
| State Farm | Tommy Millar | 1122 Randolph St Ste 112, Thomasville, NC, 27360-5730 | 8.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,230 | $610 |
| Davidson County, NC | $134,800 | $765 | $520 | $1,080 | $560 |
| Davidson County, NC | $134,800 | $765 | $530 | $1,050 | $520 |
| Cooleemee, NC | $87,100 | $554 | $400 | $760 | $360 |
| Litaker, NC | $140,200 | $681 | $490 | $970 | $480 |
| Morehead, NC | $170,600 | $780 | $570 | $1,100 | $530 |
| Seagrove, NC | $106,800 | $658 | $470 | $900 | $430 |
| Atwell, NC | $137,700 | $673 | $490 | $940 | $450 |
| South Albemarle, NC | $120,700 | $726 | $490 | $990 | $500 |
| Troutman, NC | $150,200 | $852 | $580 | $1,180 | $600 |
| Long Hill, NC | $128,700 | $762 | $520 | $1,040 | $520 |
| Jonesville, NC | $91,600 | $579 | $420 | $790 | $370 |
| Steeles, NC | $72,800 | $470 | $310 | $670 | $360 |