Davidson County, NC homeowners insurance rate is about $765 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Harbor Dr E, Oak Rd, High Rock Dr, Floyd Rd, State Rd 2352, Jim Rogers Rd, Handy Rd, Canaan Church Rd, Tuckertown Rd, State Rd 2538 | $667 |
| Oak St, State Rd 1757, State Rd 2964, Georgetown Rd, Kanoy Farm Rd, Greenvalley Rd, Shady Grove Church Rd, Evons Dr, Brookforest Dr, Vedra Ct | $1,131 |
| Overlook Hts, State Rd 2136, Colleen Dr, Myrtle Dr, Maplewood Ave, State Rd 2118, Camino Dr, Lambeth St, Cedar Cir, Autumn Dr | $739 |
| State Rd 2753, Hilcox Ln, State Rd 1791, Gate Rd, Johnsontown Rd, Ball Rd, Lower Lake Rd, State Rd 2751, Clarkann Dr, State Rd 2025 | $722 |
| Dr Myers Rd, State Rd 2095, State Rd 2738, Louya Rd, Alberta Dr, Alexandria Rd, Lindora Ln, Smith Farm Rd, Clearbrook Rd, State Rd 2758 | $654 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Tyro, NC | $136400 | 50 year old | $693 |
| Spencer, NC | $96800 | 50 year old | $630 |
| Middle Fork I, NC | $102300 | 40 year old | $652 |
| China Grove, NC | $119700 | 30 year old | $681 |
| Ophir, NC | $121200 | Above 50 year old | $763 |
| Germanton, NC | $104400 | 40 year old | $663 |
| East Bend, NC | $152600 | Above 50 year old | $903 |
| Concord, NC | $179200 | 40 year old | $945 |
| North Fall Creek, NC | $164800 | 30 year old | $922 |
| Steeles, NC | $72800 | 50 year old | $488 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $150,000 to $174,999 | $887 | $940 |
| $1500,000 to $2000,000 | $4,793 | $5,081 |
| $400,000 to $499,999 | $2,739 | $2,903 |
| $100,000 to $124,999 | $588 | $623 |
| $175,000 to $199,999 | $970 | $1,028 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Tyro, NC | $660 | $479 |
| Spencer, NC | $600 | $436 |
| Middle Fork I, NC | $627 | $456 |
| China Grove, NC | $662 | $481 |
| Ophir, NC | $719 | $523 |
| Germanton, NC | $638 | $464 |
| East Bend, NC | $852 | $619 |
| Concord, NC | $910 | $661 |
| North Fall Creek, NC | $897 | $652 |
| Steeles, NC | $464 | $337 |
| Coverage Value | Average Davidson County, NC Homeowners Insurance ($) |
|---|---|
| $200,000 to $249,999 | $1,158 |
| $100,000 to $124,999 | $588 |
| $150,000 to $174,999 | $887 |
| $1500,000 to $2000,000 | $4,793 |
| $750,000 to $999,999 | $4,054 |