Gavop shows you how to buy homeowners insurance in Gallatin County, MT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Gallatin County, MT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Heidi Ln, Amsterdam Rd, Collins Rd, Bald Eagle Dr, N Colorado St, Karst Stage Loop, Gateway South Rd, N Valley Dr, Madison Frontage Rd, Golden Valley Rd | $297,500 | $270,000 | $250,000-$300,000 | $204,000 | $180,000 | $200,000-$250,000 |
| Sundance Trl, Echo Pl, Amaranth Ct, Riverside Dr, Dimaggio Dr, Natl Forest Develop Road 166 Rd, S Ferguson Rd, Boundary Ln, Silver Tip Trl, Antler Ridge Rd | $252,500 | $220,000 | $200,000-$250,000 | $267,000 | $250,000 | $250,000-$300,000 |
| Bison Trl, Jeep Rd, Cedar Dr, Deer Creek Dr, Broken Creek Rd, Chestnut Ave, Tag Along Rd, Buell Dr, N 1st Ave E, Honeysuckle Dr | $151,000 | $140,000 | $150,000-$175,000 | $177,000 | $150,000 | $125,000-$150,000 |
| Hoover Way, N Pinecrest Dr, Teepee Ridge Rd W, Fire Light Dr, Oak St, McReynolds Rd, Wilson Creek Rd, Finnegan Ln, Flaming Arrow Rd, Mactavish Ln | $352,000 | $300,000 | $250,000-$300,000 | $262,500 | $250,000 | $250,000-$300,000 |
| Gallatin Farmers Ave, N Alaska Rd, Glacia Ct, Tschache Ln, Star Ridge Rd, Boxwood Dr, Mammoth Fork Dr, Karst Camp Ln, Woodland Dr, Lolo Way | $171,500 | $150,000 | $150,000-$175,000 | $196,500 | $180,000 | $150,000-$175,000 |
| Heavenly Ln, Flanders Creek Ave, Antelope Valley Rd, Prairie Glen Way, Reeves Rd W, W Sylvan Cir, Blackmore Mountain Dr, Washburn Cir, Violet Rd, Bonnie View Cir | $240,000 | $220,000 | $250,000-$300,000 | $256,000 | $210,000 | $250,000-$300,000 |
| Sky Line Ln, W Southview Ave, N Ferguson Rd, Timberline Rd, Star Ridge Rd, Hunters Way, Wildlife Trl, Drifter Dr, Lake Ave N, 2nd St N | $213,000 | $170,000 | $175,000-$200,000 | $135,000 | $120,000 | $100,000-$125,000 |
| Spruce Meadow Dr, Nash Creek Ln, Little Holland Rd, Graf St, US Hwy 20, S Old Place Ln, W Grove St, Robert Ct, Kimm Rd, Sky Light Ct | $341,000 | $290,000 | $250,000-$300,000 | $212,500 | $180,000 | $175,000-$200,000 |
| Bridger Trl, Painted Canyon Ct, Lillie Dr, Kelly Canyon Rd, Catamount St, Tulip Ave, Main St, Leep Ln, Natl Forest Develop Road 132 Rd, Tubb Rd | $340,500 | $290,000 | $400,000-$500,000 | $326,500 | $270,000 | $350,000-$400,000 |
| Wrangler Dr, S Fabrick St, Bremer Creek Rd, Baxter Dr, Silverwood Dr, Chisler Dr, Central Ave, E Granite Ave, Longbow Ln, Mt Holmes Dr | $294,500 | $240,000 | $200,000-$250,000 | $254,500 | $220,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$212 | $966 |
| Superior Protection Discount | -$118 | $1,060 |
| Fire & Security Discount | -$130 | $1,049 |
| Hail Resistant Roof Discount | -$35 | $1,143 |
| Newly Constructed Home Discount | -$236 | $943 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gallatin County | $1,000 | $1,164 | $2,164 | $846 | $1,846 | $318 |
| Gallatin County, MT | $1,500 | $1,164 | $2,664 | $846 | $2,346 | $318 |
| King Arthur Park, MT | $300 | $1,109 | $1,409 | $806 | $1,106 | $303 |
| Churchill, MT | $1,000 | $1,167 | $2,167 | $848 | $1,848 | $319 |
| Manhattan, MT | $300 | $1,179 | $1,479 | $857 | $1,157 | $322 |
| Big Sky, MT | $1,500 | $1,601 | $3,101 | $1,163 | $2,663 | $437 |
| Belgrade, MT | $400 | $833 | $1,233 | $605 | $1,005 | $228 |
| Corwin Springs, MT | $2,500 | $1,568 | $4,068 | $1,139 | $3,639 | $428 |
| Pony, MT | $200 | $905 | $1,105 | $658 | $858 | $247 |
| Gardiner-Cooke City, MT | $700 | $1,337 | $2,037 | $971 | $1,671 | $365 |
| Cardwell, MT | $200 | $989 | $1,189 | $719 | $919 | $270 |
| Home Insurance Company Gallatin County, MT | Homeowners Insurance Agency Gallatin County, MT | Address | Popularity Score | Distance from Gallatin County (miles) |
|---|---|---|---|---|
| State Farm | Brad Daws | 1716 W Main St Ste 2, Bozeman, MT, 59715-6821 | 11.4 | |
| State Farm | Daniel Corbin | 40 Spanish Peak Dr Unit 1, Bozeman, MT, 59718-6940 | 9.5 | |
| State Farm | Jeff Weedin | 1351 Stoneridge Dr Ste A, Bozeman, MT, 59718-7079 | 12.1 | |
| State Farm | Ty Elliot | 403 Gallatin Frmrs Ave Ste 101, Belgrade, MT, 59714-9142 | 16.7 | |
| Liberty Mutual Independent | Central Insurance Agency | 161 W Madison Ave, Belgrade, MT, 59714 | 16.4 | |
| State Farm | Dusty Daws | 2504 W Main St Ste D, Bozeman, MT, 59718-3966 | 10.8 | |
| Liberty Mutual Independent | Leavitt Great West Insurance Services | 104 S Main St, Livingston, MT, 59047 | 31.0 | |
| Farmers | Deborah Juhnke | 218 S Main St, Livingston, MT, 59047 | 31.0 | |
| Farmers | Douglas Rider | 610 Professional Dr Ste 4, Bozeman, MT, 59718 | 10.7 | |
| State Farm | Jim Paffhausen | 16 N 9th Ave Ste 5, Bozeman, MT, 59715-3382 | 11.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Gallatin County, MT | $303,700 | $1,178 | $900 | $1,540 | $640 |
| Gallatin County, MT | $303,700 | $1,178 | $900 | $1,540 | $640 |
| King Arthur Park, MT | $231,700 | $1,122 | $850 | $1,470 | $620 |
| Churchill, MT | $263,800 | $1,181 | $900 | $1,550 | $650 |
| Manhattan, MT | $269,800 | $1,193 | $910 | $1,560 | $650 |
| Big Sky, MT | $397,900 | $1,620 | $1,230 | $2,120 | $890 |
| Belgrade, MT | $266,100 | $843 | $640 | $1,100 | $460 |
| Corwin Springs, MT | $391,700 | $1,587 | $1,210 | $2,080 | $870 |
| Pony, MT | $141,700 | $916 | $700 | $1,200 | $500 |
| Gardiner-Cooke City, MT | $334,800 | $1,353 | $1,030 | $1,770 | $740 |
| Cardwell, MT | $172,500 | $1,001 | $760 | $1,310 | $550 |