Gavop's guide to buying homeowners insurance in Orange, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $92,000 | $80,000 | $100,000-$125,000 |
2 Bedroom | $213,000 | $200,000 | $200,000-$250,000 |
3 Bedroom | $249,500 | $220,000 | $200,000-$250,000 |
4 Bedroom | $302,000 | $280,000 | $300,000-$350,000 |
5 Bedroom | $323,000 | $300,000 | $350,000-$400,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$123 | $700 |
Superior Protection Discount | -$82 | $741 |
Fire & Security Discount | -$91 | $733 |
Hail Resistant Roof Discount | -$25 | $799 |
Newly Constructed Home Discount | -$181 | $642 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Delaware County | $1,000 | $909 | $1,909 | $660 | $1,660 | $248 |
Orange, OH | $700 | $813 | $1,513 | $591 | $1,291 | $222 |
Millcreek, OH | $100 | $867 | $967 | $630 | $730 | $237 |
Bexley, OH | $1,500 | $871 | $2,371 | $633 | $2,133 | $238 |
Lincoln Village, OH | $500 | $680 | $1,180 | $494 | $994 | $186 |
Lake Darby, OH | $2,000 | $726 | $2,726 | $528 | $2,528 | $198 |
Waldo, OH | $300 | $681 | $981 | $495 | $795 | $186 |
Lincoln, OH | $1,000 | $702 | $1,702 | $510 | $1,510 | $192 |
Grove City, OH | $100 | $745 | $845 | $541 | $641 | $203 |
Howard, OH | $2,500 | $679 | $3,179 | $493 | $2,993 | $186 |
Newcastle, OH | $400 | $597 | $997 | $434 | $834 | $163 |
Mansfield, OH | $1,500 | $785 | $2,285 | $570 | $2,070 | $214 |
Home Insurance Company Orange, OH | Homeowners Insurance Agency Orange, OH | Address | Popularity Score | Distance from Orange (miles) |
---|---|---|---|---|
State Farm | Scott Dawson | 5871 Cleveland Avenue, Columbus, OH, 43231-2859 | 6.6 | |
Liberty Mutual Independent | Shepherd Insurance Partners Inc | 1660 Nw Professional Plz Ste C, Columbus, OH, 43220 | 9.5 | |
State Farm | Shane Tressler | 6075 Chandler Ct, Westerville, OH, 43082-9050 | 4.3 | |
State Farm | Jerry Davis | 1245 S Sunbury Rd Ste 200, Westerville, OH, 43081-9444 | 8.0 | |
Allstate | Keith Zabrocki | 925 N State St Ste I, Westerville, OH, 43082 | 4.4 | |
State Farm | Bud Kulp | 1707 Bethel Rd, Columbus, OH, 43220-1810 | 8.7 | |
State Farm | Jason Flischel | 77 Orangewick Dr N, Lewis Center, OH, 43035-9060 | 2.7 | |
State Farm | David Dailey | 637 S Main St, Bellefontaine, OH, 43311-1725 | 42.1 | |
Allstate | Mark Portale | 510 S State St, Westerville, OH, 43081 | 5.9 | |
State Farm | Bill Alsnauer | 2500 W Dublin Granville Road, Columbus, OH, 43235-5701 | 6.9 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Ohio | $135,100 | $712 | $510 | $980 | $470 |
Delaware County, OH | $279,800 | $920 | $650 | $1,260 | $610 |
Orange, OH | $292,800 | $823 | $560 | $1,160 | $600 |
Millcreek, OH | $228,600 | $878 | $620 | $1,210 | $590 |
Bexley, OH | $328,300 | $881 | $640 | $1,250 | $610 |
Lincoln Village, OH | $90,900 | $688 | $460 | $960 | $500 |
Lake Darby, OH | $146,000 | $735 | $540 | $1,040 | $500 |
Waldo, OH | $125,200 | $689 | $460 | $950 | $490 |
Lincoln, OH | $134,900 | $711 | $510 | $1,000 | $490 |
Grove City, OH | $167,400 | $754 | $540 | $1,080 | $540 |
Howard, OH | $147,800 | $687 | $500 | $980 | $480 |
Newcastle, OH | $93,100 | $604 | $410 | $830 | $420 |
Mansfield, OH | $77,000 | $794 | $530 | $1,120 | $590 |
Date: February 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: December 06, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: October 23, 2018 Age: Above 60 Gender: Male Marital Status: Married