Gavop shows you how to buy homeowners insurance in Lebanon, TN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $49,000 | $40,000 | $25,000-$50,000 |
2 Bedroom | $79,500 | $70,000 | $50,000-$75,000 |
3 Bedroom | $176,000 | $170,000 | $175,000-$200,000 |
4 Bedroom | $245,500 | $220,000 | $200,000-$250,000 |
5 Bedroom | $398,500 | $320,000 | $400,000-$500,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$113 | $695 |
Superior Protection Discount | -$81 | $728 |
Fire & Security Discount | -$57 | $752 |
Hail Resistant Roof Discount | -$16 | $792 |
Newly Constructed Home Discount | -$234 | $574 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Wilson County | $2,000 | $1,118 | $3,118 | $813 | $2,813 | $306 |
Lebanon, TN | $2,500 | $799 | $3,299 | $580 | $3,080 | $218 |
Rural Hill, TN | $500 | $1,209 | $1,709 | $879 | $1,379 | $330 |
White House, TN | $700 | $780 | $1,480 | $567 | $1,267 | $213 |
Dowelltown, TN | $300 | $789 | $1,089 | $574 | $874 | $216 |
DeKalb County, TN | $1,500 | $815 | $2,315 | $592 | $2,092 | $223 |
Red Boiling Springs, TN | $400 | $759 | $1,159 | $551 | $951 | $207 |
Eagleville, TN | $1,500 | $1,023 | $2,523 | $743 | $2,243 | $279 |
Robertson County, TN | $400 | $987 | $1,387 | $717 | $1,117 | $270 |
Settle, KY | $2,500 | $921 | $3,421 | $669 | $3,169 | $252 |
Morrison, TN | $500 | $793 | $1,293 | $577 | $1,077 | $217 |
Warren County, TN | $2,000 | $857 | $2,857 | $623 | $2,623 | $234 |
Home Insurance Company Lebanon, TN | Homeowners Insurance Agency Lebanon, TN | Address | Popularity Score | Distance from Lebanon (miles) |
---|---|---|---|---|
State Farm | Darian Horne | 2614 N Mt Juliet Rd, Mount Juliet, TN, 37122-8015 | 9.6 | |
Travelers | Coker Wolfe & Associates Inc | 114 Canfield Place Suite B-3, Hendersonville, TN, 37075 | 16.6 | |
State Farm | Corky Cross | 311 W Division St, Mount Juliet, TN, 37122-3207 | 10.0 | |
State Farm | Shank Kothare | 5760 Old Hickory Blvd Ste 105, Hermitage, TN, 37076-2984 | 14.5 | |
Farmers | Dustin Rodgers | 545 N Mount Juliet Rd Ste 1202b, Mount Juliet, TN, 37122 | 9.5 | |
Travelers | Brindley Insurance Agency | 515 Enon Springs Rd E, Smyrna, TN, 37167 | 18.0 | |
State Farm | Chris Slaughter | 14625 Lebanon Rd Ste B, Old Hickory, TN, 37138-4620 | 12.6 | |
State Farm | Jeff Gannon | 401 S Mount Juliet Rd Ste 210, Mount Juliet, TN, 37122-8472 | 9.8 | |
State Farm | John Jennings | 613 W Main St Apt A, Hendersonvlle, TN, 37075-6808 | 17.6 | |
State Farm | Ken Flatt | 102 Hazel Path Ste 1, Hendersonvlle, TN, 37075-3889 | 16.2 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Tennessee | $151,700 | $1,044 | $700 | $1,440 | $740 |
Wilson County, TN | $227,100 | $1,132 | $770 | $1,550 | $780 |
Lebanon, TN | $189,400 | $808 | $550 | $1,140 | $590 |
Rural Hill, TN | $230,400 | $1,224 | $890 | $1,680 | $790 |
White House, TN | $178,000 | $790 | $570 | $1,120 | $550 |
Dowelltown, TN | $83,300 | $799 | $540 | $1,100 | $560 |
DeKalb County, TN | $131,100 | $825 | $590 | $1,140 | $550 |
Red Boiling Springs, TN | $76,700 | $768 | $550 | $1,100 | $550 |
Eagleville, TN | $148,500 | $1,035 | $730 | $1,430 | $700 |
Robertson County, TN | $163,100 | $999 | $690 | $1,380 | $690 |
Settle, KY | $141,200 | $932 | $640 | $1,290 | $650 |
Morrison, TN | $84,200 | $803 | $590 | $1,110 | $520 |
Warren County, TN | $108,600 | $868 | $590 | $1,230 | $640 |
Date: March 27, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: October 18, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried