Gavop shows you how to buy homeowners insurance in Altadena, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $229,500 | $200,000 | $200,000-$250,000 |
2 Bedroom | $387,000 | $320,000 | $300,000-$350,000 |
3 Bedroom | $659,500 | $600,000 | $600,000-$700,000 |
4 Bedroom | $718,500 | $620,000 | $700,000-$800,000 |
5 Bedroom | $607,000 | $560,000 | $500,000-$600,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$175 | $1,076 |
Superior Protection Discount | -$113 | $1,139 |
Fire & Security Discount | -$113 | $1,139 |
Hail Resistant Roof Discount | -$25 | $1,226 |
Newly Constructed Home Discount | -$338 | $914 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Los Angeles County | $1,000 | $1,435 | $2,435 | $1,043 | $2,043 | $392 |
Altadena, CA | $1,000 | $1,236 | $2,236 | $899 | $1,899 | $338 |
Arcadia, CA | $400 | $1,196 | $1,596 | $869 | $1,269 | $327 |
West Covina, CA | $1,000 | $1,227 | $2,227 | $892 | $1,892 | $335 |
San Fernando, CA | $500 | $817 | $1,317 | $594 | $1,094 | $223 |
Gardena, CA | $1,000 | $1,030 | $2,030 | $749 | $1,749 | $281 |
Desert View Highlands, CA | $300 | $623 | $923 | $453 | $753 | $170 |
Orange, CA | $2,000 | $1,401 | $3,401 | $1,018 | $3,018 | $383 |
North Tustin, CA | $500 | $1,600 | $2,100 | $1,163 | $1,663 | $437 |
Lake Hughes, CA | $1,000 | $713 | $1,713 | $518 | $1,518 | $195 |
Home Gardens, CA | $500 | $649 | $1,149 | $472 | $972 | $177 |
Muscoy, CA | $1,000 | $601 | $1,601 | $437 | $1,437 | $164 |
Home Insurance Company Altadena, CA | Homeowners Insurance Agency Altadena, CA | Address | Popularity Score | Distance from Altadena (miles) |
---|---|---|---|---|
State Farm | Don Rood Jr | 7720 Painter Ave, Whittier, CA, 90602-2437 | 16.4 | |
State Farm | Mike Brewer | 1401 Westwood Blvd Ste 280, Los Angeles, CA, 90024-4963 | 19.9 | |
Allstate | Janet Fayek Salib | 1228 W Glenoaks Blvd, Glendale, CA, 91201 | 8.6 | |
State Farm | Julie Montenegro | 5683 York Blvd, Los Angeles, CA, 90042-2550 | 6.1 | |
State Farm | Aaron Vuong | 9022 Las Tunas Dr, Temple City, CA, 91780-1834 | 7.1 | |
State Farm | Manny Viadero | 8219 Woodman Avenue, Panorama City, CA, 91402-5426 | 17.1 | |
Farmers | Greg Mavilian | 3606 Foothill Blvd, Glendale, CA, 91214 | 7.6 | |
Allstate | Elaine C. Price | 141 W Foothill Blvd, Monrovia, CA, 91016 | 8.1 | |
State Farm | John Minasyan | 1215 E Colorado St Ste 201, Glendale, CA, 91205-1494 | 6.8 | |
State Farm | Jerry Lefevers | 23361 El Toro Road, Lake Forest, CA, 92630-4810 | 46.6 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
California | $443,400 | $1,291 | $960 | $1,760 | $800 |
Los Angeles County, CA | $495,800 | $1,453 | $1,070 | $1,980 | $910 |
Altadena, CA | $649,800 | $1,251 | $930 | $1,700 | $770 |
Arcadia, CA | $994,400 | $1,211 | $900 | $1,650 | $750 |
West Covina, CA | $459,500 | $1,242 | $920 | $1,690 | $770 |
San Fernando, CA | $370,300 | $827 | $610 | $1,130 | $520 |
Gardena, CA | $407,000 | $1,043 | $770 | $1,420 | $650 |
Desert View Highlands, CA | $184,200 | $631 | $470 | $860 | $390 |
Orange, CA | $604,300 | $1,418 | $1,050 | $1,930 | $880 |
North Tustin, CA | $871,600 | $1,620 | $1,200 | $2,200 | $1,000 |
Lake Hughes, CA | $252,100 | $722 | $530 | $980 | $450 |
Home Gardens, CA | $288,600 | $657 | $490 | $890 | $400 |
Muscoy, CA | $202,000 | $608 | $450 | $830 | $380 |
Date: September 19, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried