Gavop tells you how to get the best homeowners insurance in Orange County, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Orange County, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Oxford Ct, Sutton Pl, Apple Mill Rd, Old Stony Way, Clarence Walters Rd, Mullin Ct, Ben Johnston Rd, Deerview Trl, Jamaca Rd, Falkner Dr | $205,500 | $190,000 | $175,000-$200,000 | $248,000 | $210,000 | $175,000-$200,000 |
| Minka Farm Ln, Monadnock Ridge Rd, Piano St, N Greensboro St, State Rd 2024, Bordeleau Dr, Chip Ln, Silver Apples Rd, Woods Loop Rd, Wild Primrose Ln | $178,000 | $150,000 | $150,000-$175,000 | $213,000 | $190,000 | $150,000-$175,000 |
| State Rd 1552, State Rd 2030, Dairyland Rd, State Rd 1008, Mount Willing Rd, Old Fayetteville Rd, Bethel Hickory Grove Church Rd, Happy Valley Farm Dr, Knight St, State Rd 1874 | $252,500 | $210,000 | $200,000-$250,000 | $116,000 | $100,000 | $100,000-$125,000 |
| State Rd 1352, Millstone Dr, Howell St, State Rd 1472, Blue Lake Dr, State Rd 1561, Watson Rd, Evergreen Ln, Murphy School Rd, State Rd 1199 | $106,000 | $90,000 | $100,000-$125,000 | $99,500 | $90,000 | $75,000-$100,000 |
| Stagecoach Rd, S Circle Dr, State Rd 1711, Lake Hogan Ln, Bromley Rd, Johnson Ln, Forest Ct, Colchester Ct, Nunn Ln, Collins Creek Dr | $395,500 | $330,000 | $350,000-$400,000 | $306,500 | $280,000 | $300,000-$350,000 |
| State Rd 1559, Battle Ln, N Lloyds Dairy Rd, State Rd 1138, State Rd 1730, Pearson Rd, Iris Ln, Dove Creek Rd, Treetop Pl, Old Chapel Hill Hillsborough Rd | $216,000 | $180,000 | $175,000-$200,000 | $155,000 | $140,000 | $150,000-$175,000 |
| State Rd 1360, Windflower Pl, State Rd 1349, Grady Ln, State Rd 1510, Birch Cir, Jeffersons Choice, Center St, Dal Ct, Wedgewood Rd | $155,000 | $140,000 | $125,000-$150,000 | $194,000 | $170,000 | $200,000-$250,000 |
| Apple St, Blackwood Mountain Rd, Meredith Dr, Glenn St, State Rd 1709, Westdale Ct, Sallie Miller Rd, Burton Rd, Weaver Rd, McGregor Dr | $320,000 | $300,000 | $250,000-$300,000 | $210,000 | $180,000 | $200,000-$250,000 |
| Fountain Ridge Rd, S Columbia St, Bolin Forest Dr, Tree Farm Rd, Smith Level Rd, Meander Ln, Kenmore Rd, State Rd 1533, Misty Pines Pl, Swift Run | $194,000 | $160,000 | $200,000-$250,000 | $90,000 | $80,000 | $75,000-$100,000 |
| Sir Laddin Ln, Duck Pond Trl, S 11th St, Matthew Ln, Antler Point Rd, Mel Oaks Dr, State Rd 1538, Belle Pointe Ct, Jackson Cir, Nicole Dr | $134,500 | $120,000 | $125,000-$150,000 | $172,500 | $150,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$177 | $1,003 |
| Superior Protection Discount | -$118 | $1,062 |
| Fire & Security Discount | -$94 | $1,086 |
| Hail Resistant Roof Discount | -$35 | $1,145 |
| Newly Constructed Home Discount | -$236 | $944 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orange County | $2,500 | $1,166 | $3,666 | $847 | $3,347 | $319 |
| Orange County, NC | $700 | $1,166 | $1,866 | $847 | $1,547 | $319 |
| Lebanon, NC | $400 | $841 | $1,241 | $611 | $1,011 | $230 |
| Alamance, NC | $700 | $1,252 | $1,952 | $910 | $1,610 | $342 |
| Rock Creek, NC | $400 | $729 | $1,129 | $530 | $930 | $199 |
| Ramseur, NC | $2,500 | $612 | $3,112 | $444 | $2,944 | $167 |
| Danville, VA | $100 | $1,023 | $1,123 | $744 | $844 | $280 |
| Williamsboro, NC | $1,500 | $746 | $2,246 | $542 | $2,042 | $204 |
| Cleveland, NC | $200 | $813 | $1,013 | $591 | $791 | $222 |
| Franklin County, NC | $2,000 | $778 | $2,778 | $566 | $2,566 | $213 |
| Neills Creek, NC | $200 | $703 | $903 | $511 | $711 | $192 |
| Harnett County, NC | $1,000 | $795 | $1,795 | $578 | $1,578 | $217 |
| Home Insurance Company Orange County, NC | Homeowners Insurance Agency Orange County, NC | Address | Popularity Score | Distance from Orange County (miles) |
|---|---|---|---|---|
| State Farm | Michelle Carlisle | 200 Timberhill Pl Unit 202, Chapel Hill, NC, 27514-1964 | 7.6 | |
| Erie | The Caldwell Insurance Agency | 125 W Chatham Street, Cary, NC, 27511 | 26.8 | |
| Erie | The Insurance Pros Inc. | 1210 Cole Mill Road Suite 101, Durham, NC, 27705 | 9.7 | |
| Allstate | Tom Ficquette | 112 Perkins Dr Ste 600, Chapel Hill, NC, 27514 | 7.6 | |
| Nationwide | Ohanlon Insurance & Financial Services | 5411-D West Friendly Ave, Greensboro, NC, 27410 | 42.7 | |
| Allstate | Raymond Collins | 1777 Fordham Blvd Ste 101, Chapel Hill, NC, 27514 | 10.0 | |
| State Farm | Debbie Leonard | 3702 Hillsborough Rd Ste 2b, Durham, NC, 27705-2953 | 9.6 | |
| State Farm | Rick Kepler | 3912 Battlegrd Ave Ste 108, Greensboro, NC, 27410-8576 | 41.5 | |
| Nationwide | All About Insurance | 342 S Churton St, Hillsborough, NC, 27278-2509 | 0.9 | |
| Allstate | Reginald Wright | 1334 Mebane Oaks Rd, Mebane, NC, 27302 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,220 | $580 |
| Orange County, NC | $283,000 | $1,180 | $860 | $1,630 | $770 |
| Orange County, NC | $283,000 | $1,180 | $800 | $1,640 | $840 |
| Lebanon, NC | $195,500 | $851 | $620 | $1,170 | $550 |
| Alamance, NC | $282,300 | $1,267 | $850 | $1,740 | $890 |
| Rock Creek, NC | $157,200 | $738 | $490 | $1,040 | $550 |
| Ramseur, NC | $99,200 | $619 | $430 | $860 | $430 |
| Danville, VA | $90,900 | $1,036 | $740 | $1,470 | $730 |
| Williamsboro, NC | $127,200 | $755 | $540 | $1,060 | $520 |
| Cleveland, NC | $185,400 | $823 | $560 | $1,180 | $620 |
| Franklin County, NC | $140,300 | $788 | $570 | $1,080 | $510 |
| Neills Creek, NC | $149,000 | $711 | $490 | $970 | $480 |
| Harnett County, NC | $144,700 | $805 | $580 | $1,150 | $570 |