What Makes Your Orange County, NC Home Insurance Cheap or Expensive

Orange County, NC homeowners insurance rate is about $1180 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Orange County, NC Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
State Rd 1320, Harding Rd, Hunters Run Rd, School House Rd, Richmond Rd, Oakfield Trl, Prairie Ct, Mockingbird Ln, Center St, N 10th St $916
Claytor Dr, Freeland Dr, Crawford Rd, 1st St, Old Dogwood St, River Rd, State Rd 1583, E Union St, Calvin St, Morelanda Dr $1,229
New Hope Dr, Spring Vista Ct, Rileys Ridge Rd, Albert Rd, Crestwood Cir, Sharp St, State Rd 1127, Hickory Forest Rd, Homer Ruffin Rd, Sterling Bridge Rd $1,453
Serenity Ln, State Rd 1581, Phelps Rd, State Rd 2315, State Rd 1537, Meredith Dr, Mary Hall Rd, Hunt Rd, State Rd 1573, McKee School Rd $1,021
Trail Dr, Efland Cedar Grove Rd, State Rd 1004, State Rd 1511, Virginia Lee Ln, Arrowhead Trl, Lees Chapel Rd, Halls Mill Rd, Pentecost Rd, Lonesome Rd $951

Cost of Orange County, NC Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Chapel Hill, NC $370700 New Home $1,122
Mebane, NC $178700 Above 50 year old $842
Saxapahaw, NC $129000 New Home $557
Durham County, NC $195900 New Home $759
Tally Ho, NC $142700 40 year old $708
Apex, NC $289300 30 year old $1,215
Columbia, NC $118600 New Home $493
Cluster Springs, VA $121100 30 year old $657
Coleridge, NC $129600 New Home $597
Zebulon, NC $145000 New Home $623

Orange County, NC Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$500,000 to $749,999 $2,609 $2,765
$175,000 to $199,999 $705 $748
$250,000 to $299,999 $1,284 $1,361
$200,000 to $249,999 $865 $917
$300,000 to $399,999 $1,619 $1,716

Cost of Home insurance with Deductible Scenarios in Orange County, NC | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Chapel Hill, NC $1,385 $1,007
Mebane, NC $794 $577
Saxapahaw, NC $754 $548
Durham County, NC $962 $699
Tally Ho, NC $682 $496
Apex, NC $1,183 $859
Columbia, NC $658 $478
Cluster Springs, VA $639 $465
Coleridge, NC $757 $550
Zebulon, NC $821 $597

Orange County, NC Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Orange County, NC Homeowners Insurance ($)
$100,000 to $124,999 $382
$175,000 to $199,999 $705
$1500,000 to $2000,000 $3,566
$400,000 to $499,999 $2,038
$150,000 to $174,999 $572

How can I Make My Orange County, NC Home Insurance Cheaper

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