How Can I Make My Hillsborough, NJ Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Hillsborough, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Hillsborough, NJ Home Insurance Coverage Levels | Back to Top
| Hillsborough, NJ - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Dubois Round, Omni Dr, O'Neal Ct, Rowland Dr, Layton Ct, Francis Dr, Hutchinson Dr, Michelle Ln, Camden Rd, Eisler Ln | $720,000 | $620,000 | $500,000-$600,000 | $418,500 | $350,000 | $400,000-$500,000 |
| White Meadow Rd, Merritt Dr, 8th St, Hibisus Ct, Young Ct, Estate Rd, Sweney Ct, Wescott Rd, Pembroke Ter, Dorchester Ct | $757,500 | $670,000 | $600,000-$700,000 | $532,500 | $450,000 | $400,000-$500,000 |
| Rouser Way, Joshua Dr, Wallace Blvd, Lindstrom Dr, 1st St, Stagecoach Way, Arlene Ct, Allen Ct, Davids Ln, Robin Rd | $377,500 | $360,000 | $400,000-$500,000 | $456,500 | $390,000 | $400,000-$500,000 |
| Ten Eyck Ct, Strawberry Ln, Matthew Rd, Lane Rd, Fredrick Ct, Buckland Dr, Baird Dr, Surrey Dr, Steinmetz Rd, Staats Dr | $759,000 | $650,000 | $700,000-$800,000 | $647,000 | $540,000 | $600,000-$700,000 |
| Thatcher Ter, Spader Ct, Stout Dr, Bayberry Ct, Fairfield Ln, Chestnut Ct, Dubois Round, Matthew Dr, Dover Ct, Wildflower Ln | $368,000 | $330,000 | $400,000-$500,000 | $249,500 | $220,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Hillsborough, NJ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$204 | $996 |
| Superior Protection Discount | -$120 | $1,080 |
| Fire & Security Discount | -$120 | $1,080 |
| Hail Resistant Roof Discount | -$36 | $1,164 |
| Newly Constructed Home Discount | -$312 | $888 |
Choose the Right Deductible for your Hillsborough, NJ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Somerset County | $1,500 | $1,189 | $2,689 | $864 | $2,364 | $325 |
| Hillsborough, NJ | $1,500 | $1,185 | $2,685 | $861 | $2,361 | $324 |
| Metuchen, NJ | $200 | $927 | $1,127 | $673 | $873 | $253 |
| Morganville, NJ | $1,500 | $1,776 | $3,276 | $1,291 | $2,791 | $485 |
| Upper Freehold, NJ | $300 | $963 | $1,263 | $700 | $1,000 | $263 |
| Roxbury, NJ | $2,500 | $799 | $3,299 | $581 | $3,081 | $218 |
| Warrington, PA | $400 | $917 | $1,317 | $667 | $1,067 | $251 |
| Farmingdale, NJ | $1,500 | $993 | $2,493 | $722 | $2,222 | $271 |
| Westampton, NJ | $500 | $769 | $1,269 | $558 | $1,058 | $210 |
| Upper Montclair, NJ | $700 | $1,126 | $1,826 | $819 | $1,519 | $308 |
| Knowlton, NJ | $300 | $998 | $1,298 | $725 | $1,025 | $273 |
| Fort Lee, NJ | $700 | $1,016 | $1,716 | $739 | $1,439 | $278 |
Identify Top Home Insurance Agents near Hillsborough, NJ | Back to Top
| Home Insurance Company Hillsborough, NJ | Homeowners Insurance Agency Hillsborough, NJ | Address | Popularity Score | Distance from Hillsborough (miles) |
|---|---|---|---|---|
| Allstate | Walter Erhardt | 268 Route 202 N, Flemington, NJ, 8822 | 9.9 | |
| Farmers | David Zimm | 12 N Washington Ave, Bergenfield, NJ, 7621 | 46.2 | |
| Travelers | Mcpherson & Newland Insurance | 20 Bloomfield Ave, Flemington, NJ, 8822 | 9.9 | |
| Farmers | Lenny Zaytsev | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 28.1 | |
| Travelers | T E Freuler Agency Inc | 13 Clyde Rd Ste 202, Somerset, NJ, 8873 | 8.5 | |
| Allstate | Robert T. Knox | 537 Inman Ave Ste B, Colonia, NJ, 7067 | 19.5 | |
| Allstate | Greg Gravalis | 1063 Rte 202 N, Branchburg, NJ, 8876 | 4.7 | |
| Travelers | Cbiz Insurance Services Inc | 219 South St, New Providence, NJ, 7974 | 19.8 | |
| Farmers | Dominic Pagano | 30 S Doughty Ave, Somerville, NJ, 8876 | 5.6 | |
| State Farm | Christine Coster | 499 Valley St, Maplewood, NJ, 07040-1331 | 26.7 |
Compare Rates for Hillsborough, NJ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,520 | $730 |
| Somerset County, NJ | $412,800 | $1,203 | $830 | $1,650 | $820 |
| Hillsborough, NJ | $411,700 | $1,200 | $850 | $1,660 | $810 |
| Metuchen, NJ | $407,800 | $938 | $670 | $1,330 | $660 |
| Morganville, NJ | $540,000 | $1,798 | $1,310 | $2,540 | $1,230 |
| Upper Freehold, NJ | $490,700 | $975 | $690 | $1,390 | $700 |
| Roxbury, NJ | $346,300 | $809 | $540 | $1,160 | $620 |
| Warrington, PA | $393,200 | $929 | $630 | $1,280 | $650 |
| Farmingdale, NJ | $282,100 | $1,005 | $710 | $1,430 | $720 |
| Westampton, NJ | $237,900 | $778 | $540 | $1,070 | $530 |
| Upper Montclair, NJ | $726,200 | $1,140 | $780 | $1,570 | $790 |
| Knowlton, NJ | $285,000 | $1,010 | $740 | $1,380 | $640 |
| Fort Lee, NJ | $332,500 | $1,029 | $730 | $1,460 | $730 |
Research Home Insurance Companies Reviews in Hillsborough, NJ Before Buying | Back to Top
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Progressive Home Insurance Reviews
Date: July 20, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
My monthly payments are about $13, and I had the option to pay in full or monthly.For coverage, I just selected the minimum that was required by my apartment complex.