Gavop tells you how to get the best homeowners insurance in St. Clair County, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| St. Clair County, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Montgomery Dr, Deer Chase Rd, Ridge Ave, Cahokia Park Dr, Maple St, Hunter St, N Railroad St, Anne Ave, St Ellen Dr, Loblolly Ct | $175,500 | $160,000 | $125,000-$150,000 | $109,000 | $100,000 | $100,000-$125,000 |
| Knapp, Hickman St, Granite Dr, Bux St, Pawnee Dr, Huntwood Rd, Homestead Ave, Merrill St, S 18th St, E Fulton St | $243,000 | $210,000 | $200,000-$250,000 | $169,000 | $150,000 | $150,000-$175,000 |
| Walnut Ave, Bellehaven Dr, Terrace Green Ln, Stone Ln, W St Clair St, Galaxy Dr, Elvira Dr, Artemus Dr, N Douglas Ave, S 13th St | $192,000 | $170,000 | $200,000-$250,000 | $139,000 | $120,000 | $150,000-$175,000 |
| Saint Matthew Ct, Keim Rd, Crabapple Ln, Teal Haven, Ross Ln, Wingate Blvd, Gerri Ann Dr, N Ruby Ln, S 19th St, Rodenmeyer 4 | $213,500 | $190,000 | $200,000-$250,000 | $180,500 | $150,000 | $175,000-$200,000 |
| Cross St, Pelham Manor Dr, Locust St, State Rte 3, Chamberlain Ct, Roclare Dr, Oakwood Dr, W Dee St, Kaskaskia Ln, Union Hill Rd | $130,500 | $110,000 | $125,000-$150,000 | $85,500 | $80,000 | $50,000-$75,000 |
| Logan St, Leawood Dr, N Potter St, Sarpy Rd, Woodside Dr, Maple St, Brookmeadow Dr, Dianne Dr, Greenwood Pl, Berry Ridge Ct | $192,000 | $180,000 | $200,000-$250,000 | $109,500 | $100,000 | $100,000-$125,000 |
| Ames Dr, Conestoga Ln, Country Side Ln, Grassland Ct, Mansion Way, Broadview Ave, Juanita Cir, James R Thompson Blvd, Hanna St, Corel Ln | $227,000 | $200,000 | $200,000-$250,000 | $206,000 | $170,000 | $175,000-$200,000 |
| Edwards St, Renois Ln, Gunn St, Shirley Dr, Roger Dr, Gray Blvd, Scott Troy Rd, Stage Coach Rd, George Reiss Rd, Bluff Ridge Ln | $236,500 | $220,000 | $175,000-$200,000 | $98,500 | $90,000 | $100,000-$125,000 |
| Millikin Dr, Linden Pl, Greenfield Cir, Amelia Dr, Schneider Rd, Royal Mine Rd, Veronica Ave, Louise Ln, Judith Ln, Erie St Rd | $127,000 | $100,000 | $125,000-$150,000 | $56,500 | $50,000 | $50,000-$75,000 |
| E Martin St, Lincoln, Co Rd 4, Millstadt Township Line Rd, Ridge Prairie Ln, Thorne Creek Ct, Saint Cecilia Dr, Sauget Business Blvd, Alhambra Ct, E Madison St | $164,000 | $140,000 | $150,000-$175,000 | $102,500 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$98 | $600 |
| Superior Protection Discount | -$70 | $628 |
| Fire & Security Discount | -$70 | $628 |
| Hail Resistant Roof Discount | -$21 | $677 |
| Newly Constructed Home Discount | -$139 | $558 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Clair County | $1,500 | $689 | $2,189 | $501 | $2,001 | $188 |
| St. Clair County, IL | $2,000 | $689 | $2,689 | $501 | $2,501 | $188 |
| O'Fallon, IL | $400 | $728 | $1,128 | $529 | $929 | $199 |
| Addieville, IL | $1,500 | $633 | $2,133 | $460 | $1,960 | $173 |
| Evansville, IL | $400 | $535 | $935 | $389 | $789 | $146 |
| Worden, IL | $2,000 | $638 | $2,638 | $464 | $2,464 | $174 |
| Pinckneyville No. 8, IL | $100 | $602 | $702 | $437 | $537 | $164 |
| Harvester, MO | $700 | $863 | $1,563 | $627 | $1,327 | $236 |
| Wine Hill, IL | $100 | $814 | $914 | $592 | $692 | $222 |
| White City, IL | $1,000 | $568 | $1,568 | $413 | $1,413 | $155 |
| Mount Clare, IL | $200 | $548 | $748 | $398 | $598 | $150 |
| Jersey County, IL | $1,000 | $692 | $1,692 | $503 | $1,503 | $189 |
| Home Insurance Company St. Clair County, IL | Homeowners Insurance Agency St. Clair County, IL | Address | Popularity Score | Distance from St. Clair County (miles) |
|---|---|---|---|---|
| Travelers | Bridgeman Insurance Agency | 20 E Main St Suite A, Belleville, IL, 62220 | 4.2 | |
| Travelers | Petri Insurance | 119 W Mill St, Waterloo, IL, 62298 | 15.2 | |
| State Farm | Kate Elder | 1040 Carlyle Ave, Belleville, IL, 62221-5533 | 3.5 | |
| Travelers | Niebruegge Insurance Agency | 117 S State St, Freeburg, IL, 62243 | 3.3 | |
| State Farm | Katherine Frazier | 1600 Lebanon Ave Ste 103, Belleville, IL, 62221-2491 | 4.8 | |
| Allstate | Bill G Hamilton | 1207 Thouvenot Ln Ste 1100, Shiloh, IL, 62269 | 7.0 | |
| State Farm | Dave Raetz | 3501 N Belt West, Belleville, IL, 62226-5959 | 6.5 | |
| Allstate | Heneghan Agency | 117 S Washington St, Jerseyville, IL, 62052 | 49.7 | |
| State Farm | Tony White | 10005 Old Lincoln Trail, Fairview Heights, IL, 62208-2452 | 9.7 | |
| State Farm | John Klaus | 1108 Ostle Dr, Collinsville, IL, 62234-2939 | 15.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,180 | $600 |
| St. Clair County, IL | $122,600 | $697 | $470 | $990 | $520 |
| St. Clair County, IL | $122,600 | $697 | $500 | $980 | $480 |
| O'Fallon, IL | $195,200 | $737 | $520 | $1,050 | $530 |
| Addieville, IL | $97,500 | $641 | $460 | $890 | $430 |
| Evansville, IL | $71,300 | $542 | $370 | $750 | $380 |
| Worden, IL | $98,900 | $646 | $430 | $890 | $460 |
| Pinckneyville No. 8, IL | $88,500 | $609 | $440 | $870 | $430 |
| Harvester, MO | $206,000 | $873 | $640 | $1,200 | $560 |
| Wine Hill, IL | $166,500 | $824 | $560 | $1,170 | $610 |
| White City, IL | $79,400 | $575 | $390 | $790 | $400 |
| Mount Clare, IL | $74,400 | $555 | $400 | $780 | $380 |
| Jersey County, IL | $135,400 | $700 | $500 | $990 | $490 |