Gavop tells you how to get the best homeowners insurance in Erie County, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $91,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $113,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $174,000 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $132,500 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$85 | $523 |
| Superior Protection Discount | -$61 | $547 |
| Fire & Security Discount | -$43 | $566 |
| Hail Resistant Roof Discount | -$18 | $590 |
| Newly Constructed Home Discount | -$164 | $444 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Erie County | $700 | $601 | $1,301 | $437 | $1,137 | $164 |
| Erie County, NY | $700 | $601 | $1,301 | $437 | $1,137 | $164 |
| Holland, NY | $300 | $635 | $935 | $462 | $762 | $174 |
| Hanover, NY | $700 | $940 | $1,640 | $683 | $1,383 | $257 |
| Attica, NY | $300 | $940 | $1,240 | $683 | $983 | $257 |
| Cambria, NY | $2,000 | $608 | $2,608 | $442 | $2,442 | $166 |
| Mansfield, NY | $400 | $628 | $1,028 | $457 | $857 | $172 |
| Ridgeway, NY | $1,500 | $957 | $2,457 | $695 | $2,195 | $261 |
| Yates, NY | $500 | $583 | $1,083 | $424 | $924 | $159 |
| Retsof, NY | $2,000 | $583 | $2,583 | $424 | $2,424 | $159 |
| Allen, NY | $200 | $587 | $787 | $426 | $626 | $160 |
| St. Bonaventure, NY | $1,000 | $583 | $1,583 | $424 | $1,424 | $159 |
| Home Insurance Company Erie County, NY | Homeowners Insurance Agency Erie County, NY | Address | Popularity Score | Distance from Erie County (miles) |
|---|---|---|---|---|
| State Farm | Dan Scaglione | 928 French Rd Bldg A, Cheektowaga, NY, 14227-3632 | 8.5 | |
| Allstate | The Wasik Agency | 3990 Mckinley Pkwy Ste 2, Blasdell, NY, 14219 | 2.3 | |
| Allstate | Michael Huber | 1282 French Rd, Depew, NY, 14043 | 8.8 | |
| State Farm | Joe Czaja | 1021 Union Rd, West Seneca, NY, 14224-3401 | 5.4 | |
| Travelers | Gpa Insurance Agency Inc | 520 Lee Entrance Suite 120, Amherst, NY, 14228 | 17.2 | |
| Erie | Burke & Byrne & Associates Inc. | 1780 Union Road, West Seneca, NY, 14224 | 6.7 | |
| State Farm | Mike Keane | 3083 William St, Cheektowaga, NY, 14227-1933 | 9.2 | |
| State Farm | John Kasperek | 2156 S Park Ave, Buffalo, NY, 14220-2232 | 6.5 | |
| Allstate | Kelly Zielinski | 3720 S Park Ave, Blasdell, NY, 14219 | 3.9 | |
| Nationwide | Jeremiah J Sheehy Jr | 6137 S Park Ave, Hamburg, NY, 14075-3835 | 3.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,610 | $780 |
| Erie County, NY | $139,900 | $608 | $440 | $850 | $410 |
| Erie County, NY | $139,900 | $608 | $440 | $830 | $390 |
| Holland, NY | $149,400 | $643 | $440 | $910 | $470 |
| Hanover, NY | $88,700 | $952 | $690 | $1,320 | $630 |
| Attica, NY | $113,600 | $952 | $660 | $1,350 | $690 |
| Cambria, NY | $159,500 | $616 | $440 | $860 | $420 |
| Mansfield, NY | $145,600 | $636 | $460 | $870 | $410 |
| Ridgeway, NY | $89,600 | $968 | $700 | $1,370 | $670 |
| Yates, NY | $96,400 | $590 | $400 | $840 | $440 |
| Retsof, NY | $87,700 | $590 | $430 | $820 | $390 |
| Allen, NY | $76,800 | $594 | $420 | $830 | $410 |
| St. Bonaventure, NY | $92,800 | $590 | $400 | $820 | $420 |