How Can I Make My Seymour, IN Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Seymour, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Seymour, IN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $120,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $109,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $184,000 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $139,500 | $120,000 | $100,000-$125,000 |
Bundle your Seymour, IN Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$52 | $602 |
| Home and Two Car | -$111 | $543 |
| Home and Three Car | -$151 | $504 |
Choose the Right Deductible for your Seymour, IN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $1,000 | $766 | $1,766 | $556 | $1,556 | $209 |
| Seymour, IN | $1,500 | $647 | $2,147 | $470 | $1,970 | $177 |
| Geneva, IN | $500 | $651 | $1,151 | $473 | $973 | $178 |
| Columbus, IN | $700 | $852 | $1,552 | $619 | $1,319 | $233 |
| Brown County, IN | $500 | $795 | $1,295 | $578 | $1,078 | $217 |
| New Pekin, IN | $1,500 | $662 | $2,162 | $481 | $1,981 | $181 |
| Napoleon, IN | $500 | $724 | $1,224 | $526 | $1,026 | $198 |
| Sellersburg, IN | $1,000 | $736 | $1,736 | $535 | $1,535 | $201 |
| Goshen, KY | $100 | $1,040 | $1,140 | $756 | $856 | $284 |
| Manilla, IN | $2,500 | $573 | $3,073 | $416 | $2,916 | $157 |
| West Baden Springs, IN | $300 | $707 | $1,007 | $514 | $814 | $193 |
| Worthington Hills, KY | $2,000 | $914 | $2,914 | $664 | $2,664 | $250 |
Identify Top Home Insurance Agents near Seymour, IN | Back to Top
| Home Insurance Company Seymour, IN | Homeowners Insurance Agency Seymour, IN | Address | Popularity Score | Distance from Seymour (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Steve Yount Insurance | 220 S Indiana Ave Ste 4, Sellersburg, IN, 47172 | 38.6 | |
| Travelers | Gardner Insurance Agency Inc | 319 West Second St, Madison, IN, 47250 | 31.1 | |
| State Farm | Beth Prince | 308 N Harrison St, Shelbyville, IN, 46176-1312 | 40.5 | |
| State Farm | Kasey Stam | 4535 Progress Dr, Columbus, IN, 47201-8819 | 20.8 | |
| State Farm | John Elbin | 8028 S Emerson Ave Ste H, Indianapolis, IN, 46237-9301 | 49.6 | |
| Travelers | Reedy Insurance Services | 703 N Ewing, Seymour, IN, 47274 | 1.3 | |
| Erie | Richard E Hawes Insurance Inc. | 1428 Franklin Street, Columbus, IN, 47201 | 18.4 | |
| Erie | Beatty Insurance | 1842 Us Hwy 31 S, Greenwood, IN, 46143 | 45.8 | |
| State Farm | Kevin Grider | 819 Washington St, Columbus, IN, 47201-6246 | 18.0 | |
| State Farm | Don Wilson | 50 Airport Pkwy Ste R, Greenwood, IN, 46143-1438 | 47.3 |
Compare Rates for Seymour, IN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $610 | $1,180 | $570 |
| Jackson County, IN | $114,600 | $775 | $550 | $1,080 | $530 |
| Seymour, IN | $108,400 | $654 | $470 | $940 | $470 |
| Geneva, IN | $89,200 | $659 | $450 | $910 | $460 |
| Columbus, IN | $145,500 | $862 | $620 | $1,230 | $610 |
| Brown County, IN | $174,800 | $805 | $570 | $1,130 | $560 |
| New Pekin, IN | $79,400 | $670 | $460 | $950 | $490 |
| Napoleon, IN | $95,500 | $733 | $500 | $1,010 | $510 |
| Sellersburg, IN | $144,900 | $745 | $540 | $1,060 | $520 |
| Goshen, KY | $185,500 | $1,053 | $730 | $1,440 | $710 |
| Manilla, IN | $59,300 | $580 | $410 | $800 | $390 |
| West Baden Springs, IN | $91,000 | $716 | $490 | $1,010 | $520 |
| Worthington Hills, KY | $138,800 | $925 | $670 | $1,320 | $650 |
Research Home Insurance Companies Reviews in Seymour, IN Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 06, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
Farm is a large group of insurance and financial services companies throughout the United States with corporate headquarters in Bloomington, Illinois.
Date: November 01, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Communication
Well, it is kind of a double edged sword. I like not being bugged by them but I often wonder if I could be getting a better deal somewhere else or even within this company if we re-evaluated things. But then when they called to offer to re-evaluate, I dodged the call and never called them back, so it is my fault.
American Family Home Insurance Reviews
Date: February 25, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
They have a lower deductible with a good price, but they could have a lower rate.. Over all I give them a strong 4.