Gavop tells you how to get the best homeowners insurance in Bell County, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bell County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Daniel Boone Trl, S 41st St, Full View Cir, Terrier Dr, Edwards Dr, Twilight Dr, Stringtown Rd, Lago Trl, Wyatt Earp Dr, Barbara Ln | $154,000 | $120,000 | $125,000-$150,000 | $117,500 | $100,000 | $75,000-$100,000 |
| 2410 Spr, New Colony Loop, E Zenith Ave, Kingman Rd, Level Acres Dr, Verna Lee Blvd, Crockett Dr, Omar Dr, Brady Blvd, Geronimo St | $155,500 | $130,000 | $125,000-$150,000 | $80,000 | $70,000 | $75,000-$100,000 |
| Bell St, Nathan Ln, Man O War Dr, Spring Canyon Rd, E Nugent Ave, High Pointe Dr, Cliffhouse Dr, Plaza Ct, Willow Creek Dr, S Birdwell St | $248,000 | $220,000 | $200,000-$250,000 | $157,500 | $140,000 | $150,000-$175,000 |
| FM 3481, Oakridge Rd, Wales Cir, Liberty St, W Lamar Ave, Tahuaya Rd, Turtle Creek Dr, Little Nolan Rd, Robert E Lee Dr, Stillhouse Hollow Dam Rd | $163,000 | $140,000 | $175,000-$200,000 | $95,500 | $90,000 | $100,000-$125,000 |
| Cathey Creek Rd, Fischer Rd, S Sheryl Ave, Turnbo Rd, Burnham Dr, E Jackson St, Wooded Creek Cv, Zinnia Ct, Frigate Dr, English Ln | $169,000 | $140,000 | $200,000-$250,000 | $120,000 | $100,000 | $100,000-$125,000 |
| Butterfield Way, Meadow Trl, Post-Oak Ave, N 38th St, Cedarhill Dr, Sunshine Spr, N Davis St, Holbert Dr, Eisenhower Dr, Longhorn Trl | $106,000 | $90,000 | $100,000-$125,000 | $66,500 | $60,000 | $50,000-$75,000 |
| FM 2484, Mountain Dr, 439 Loop, Apple Cider Rd, Black Forest Ln, Sandy Ridge Rd, Kuykendall Springs Rd, Brooking St, Dober St, Acorn Dr | $96,000 | $80,000 | $100,000-$125,000 | $108,000 | $100,000 | $75,000-$100,000 |
| Gaynor Dr, Aster Dr, Lakecliffe Dr, N Roy Reynolds Dr, Evetts Rd, Dew Ln, Grizzly Bear Trl, Mustang Dr, Bending Trl, Jesse James Dr | $86,000 | $70,000 | $75,000-$100,000 | $86,000 | $80,000 | $75,000-$100,000 |
| Pine St, Curtis Williams Rd, 10th St, S 29th St, Rocky Hill, Lark Cir, Berkley Dr, E Calhoun Ave, Center Cir, Burgess Rd | $193,500 | $180,000 | $200,000-$250,000 | $81,500 | $70,000 | $75,000-$100,000 |
| Randall Rd, Twelve Oaks Ct, Oakdale Dr, Tortoise Cir, Old US 81 Rd, Athens St, Briar Ln, Stonehill Ct, Hall Ave, Turkey Rd | $124,500 | $110,000 | $100,000-$125,000 | $124,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$225 | $1,273 |
| Superior Protection Discount | -$150 | $1,348 |
| Fire & Security Discount | -$105 | $1,393 |
| Hail Resistant Roof Discount | -$30 | $1,468 |
| Newly Constructed Home Discount | -$374 | $1,123 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bell County | $1,000 | $1,480 | $2,480 | $1,075 | $2,075 | $404 |
| Bell County, TX | $2,500 | $1,480 | $3,980 | $1,075 | $3,575 | $404 |
| Morgan's Point Resort, TX | $100 | $1,663 | $1,763 | $1,208 | $1,308 | $454 |
| Buckholts, TX | $700 | $1,368 | $2,068 | $994 | $1,694 | $374 |
| Serenada, TX | $100 | $1,993 | $2,093 | $1,448 | $1,548 | $545 |
| Kempner, TX | $2,000 | $1,519 | $3,519 | $1,104 | $3,104 | $415 |
| Gatesville, TX | $300 | $992 | $1,292 | $721 | $1,021 | $271 |
| Liberty Hill, TX | $2,500 | $1,712 | $4,212 | $1,244 | $3,744 | $468 |
| Thorndale, TX | $500 | $1,604 | $2,104 | $1,165 | $1,665 | $438 |
| Waco, TX | $1,000 | $1,430 | $2,430 | $1,039 | $2,039 | $391 |
| Cedar Park, TX | $300 | $1,310 | $1,610 | $952 | $1,252 | $358 |
| Mart, TX | $2,000 | $1,031 | $3,031 | $749 | $2,749 | $282 |
| Home Insurance Company Bell County, TX | Homeowners Insurance Agency Bell County, TX | Address | Popularity Score | Distance from Bell County (miles) |
|---|---|---|---|---|
| Allstate | Fleming & Conway Agency | 3435 Greystone Dr Ste 107, Austin, TX, 78731 | 49.8 | |
| State Farm | Larry Wilkerson | 420 Greenview Dr Ste 300, Temple, TX, 76502-4830 | 6.9 | |
| Farmers | Yvonne Carreon | 930 S Bell Blvd Ste 405, Cedar Park, TX, 78613 | 42.4 | |
| State Farm | Marie Williams | 1600 N Main Ste D, Taylor, TX, 76574 | 32.0 | |
| Farmers | Phillip Gunter | 2201 Double Creek Dr Ste 2004, Round Rock, TX, 78664 | 39.1 | |
| Travelers | Sk & P Insurance Services | 9442 N Capital Of Texas Hwy Ste 1-150, Austin, TX, 78759 | 47.6 | |
| State Farm | David Simmons | 11104c N Lamar Blvd, Austin, TX, 78753-3047 | 47.3 | |
| Farmers | Rita Zbranek | 40 S. Main St., Salado, TX, 76571 | 7.4 | |
| Travelers | The Weber Agency Insurance & Risk Solutions | 11754 Jollyville Rd. Ste 101, Austin, TX, 78759 | 45.8 | |
| State Farm | Daryl Mitchell | 1000 R Payton Gin Road, Austin, TX, 78758-6763 | 48.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Bell County, TX | $137,100 | $1,498 | $990 | $2,310 | $1,320 |
| Bell County, TX | $137,100 | $1,498 | $990 | $2,310 | $1,320 |
| Morgan's Point Resort, TX | $142,800 | $1,683 | $1,110 | $2,590 | $1,480 |
| Buckholts, TX | $73,500 | $1,385 | $910 | $2,130 | $1,220 |
| Serenada, TX | $278,700 | $2,017 | $1,330 | $3,110 | $1,780 |
| Kempner, TX | $104,000 | $1,537 | $1,010 | $2,370 | $1,360 |
| Gatesville, TX | $103,500 | $1,004 | $660 | $1,550 | $890 |
| Liberty Hill, TX | $159,700 | $1,733 | $1,140 | $2,670 | $1,530 |
| Thorndale, TX | $125,400 | $1,623 | $1,070 | $2,500 | $1,430 |
| Waco, TX | $121,300 | $1,447 | $960 | $2,230 | $1,270 |
| Cedar Park, TX | $258,200 | $1,326 | $880 | $2,040 | $1,160 |
| Mart, TX | $89,200 | $1,044 | $690 | $1,610 | $920 |