Gavop tells you how to get the best homeowners insurance in Kootenai County, ID by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Kootenai County, ID - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S Gary Rd, E Yearling Cir, W Long Meadow Dr, W Camrose Ln, N Lemonwood Dr, N Vista View Ct, E Gilbert Ave, Gibson Rd, E Westwood Dr, N Huckleberry Rd | $283,500 | $250,000 | $250,000-$300,000 | $329,500 | $280,000 | $250,000-$300,000 |
| St Michelle Dr, Whisper Dr, S Tanglewood Rd, N Rainbows End Ln, N Treasure Island Ct, W Bering Ave, 1st St, E Little Joe Rd, E Timber Ln, W Woodlawn Dr | $299,500 | $270,000 | $300,000-$350,000 | $129,000 | $120,000 | $125,000-$150,000 |
| Sunburst St, Baker Ln, N Thicket Ln, N Macdonalds Dr, N Elm Rd, Benewah-Kootenai Rd, S 4th St, W Tonalite Ct, S Clementson Rd, W Cami St | $238,500 | $210,000 | $200,000-$250,000 | $110,000 | $100,000 | $75,000-$100,000 |
| E Vera Ave, Rockridge Ln, S Puma Dr, S High Dr, W Ashland Ln, E Moscow Bay Rd, Bailey Ct, Blackwell Blvd, S Caballo Way, S Mundt Rd | $303,000 | $270,000 | $250,000-$300,000 | $214,000 | $170,000 | $175,000-$200,000 |
| W Thompson Rd, E River Pl, W Fernan Dr, S Gallatin Rd, Locust Dr, N Glasgow Dr, W Sheridan Ave, W Holiday Way, Crenshaw St, N Lincoln St | $206,000 | $190,000 | $175,000-$200,000 | $129,500 | $120,000 | $100,000-$125,000 |
| N Hamilton Ct, N Prairie View Dr, S Twlight Ct, W Emma Ave, W Spiers Ave, N Meadowlark Way, W Rose Creek Rd, E Lakeside Ave, E Boyd Ave, N Hauser View Rd | $222,000 | $190,000 | $200,000-$250,000 | $161,500 | $130,000 | $125,000-$150,000 |
| E Knotty Pine Ln, W Barley Ave, N St Joe Dr, N Cutlass St, N Coolin Dr, 3rd Ave, Versailles Dr, W Kestrel Trl, E Eaglestone Way, N Barrington Trl | $176,500 | $160,000 | $200,000-$250,000 | $138,000 | $110,000 | $125,000-$150,000 |
| S Boothe Park Rd, Smylie Blvd, N Lester Ct, N 14th St, S Winton Rd, S 4th St, W Meadowbrook Loop, E Bannock Dr, E Honeysuckle Ave, E Shore Pines Ct | $287,000 | $270,000 | $250,000-$300,000 | $227,000 | $210,000 | $200,000-$250,000 |
| Shoreline Dr, 10th Ave, E Sherman Ave, N Ford St, W Boardwalk Ln, E Gold Ave, Lava Ln, S Dusty Ln, E Gotham Bay Rd, S Brentwood Ln | $172,500 | $150,000 | $175,000-$200,000 | $122,000 | $100,000 | $100,000-$125,000 |
| E Dancing Wind Ln, N Payment Peak Rd, W Cougar Gulch Rd, Crossover Rd, Siony Ln, N Pleasant View Rd, Northwood Dr, Ladybug Ln, W Saint Michelle, W Cami St | $144,000 | $130,000 | $150,000-$175,000 | $143,000 | $130,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $548 |
| Superior Protection Discount | -$59 | $594 |
| Fire & Security Discount | -$65 | $588 |
| Hail Resistant Roof Discount | -$20 | $633 |
| Newly Constructed Home Discount | -$157 | $496 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kootenai County | $700 | $645 | $1,345 | $469 | $1,169 | $176 |
| Kootenai County, ID | $1,000 | $645 | $1,645 | $469 | $1,469 | $176 |
| Harrison, ID | $300 | $806 | $1,106 | $586 | $886 | $220 |
| Athol, ID | $700 | $546 | $1,246 | $397 | $1,097 | $149 |
| Smelterville, ID | $300 | $329 | $629 | $239 | $539 | $90 |
| Spokane County, WA | $1,500 | $665 | $2,165 | $483 | $1,983 | $182 |
| Town and Country, WA | $300 | $602 | $902 | $437 | $737 | $164 |
| Waverly, WA | $1,000 | $520 | $1,520 | $378 | $1,378 | $142 |
| Farmington, WA | $300 | $490 | $790 | $356 | $656 | $134 |
| Shoshone County, ID | $2,000 | $657 | $2,657 | $477 | $2,477 | $179 |
| Oakesdale, WA | $100 | $568 | $668 | $413 | $513 | $155 |
| Noxon, MT | $2,500 | $872 | $3,372 | $634 | $3,134 | $238 |
| Home Insurance Company Kootenai County, ID | Homeowners Insurance Agency Kootenai County, ID | Address | Popularity Score | Distance from Kootenai County (miles) |
|---|---|---|---|---|
| Farmers | Brad Leggat | 8827 N Government Way Unit 105, Hayden, ID, 83835 | 6.7 | |
| Farmers | David Lunceford | 610 W Hubbard St Ste 121, Coeur D Alene, ID, 83814 | 4.6 | |
| Farmers | Michael Score | 202 1/2 N 4th St, Coeur D Alene, ID, 83814 | 4.0 | |
| Travelers | Isu-Pacific Far West Agency | 1009 Highway 2 West Ste D, Sandpoint, ID, 83864 | 41.4 | |
| Liberty Mutual Independent | Summit Insurance Resource Group | 301 Cedar St Ste 203, Sandpoint, ID, 83864 | 41.9 | |
| State Farm | Jeremy Lacaria | 609 N Calgary Ct Ste 2, Post Falls, ID, 83854-4906 | 11.2 | |
| Allstate | Isu Insurance Services - Haddock And Associates | 1311 N Northwood Center Ct, Coeur D Alene, ID, 83814 | 5.3 | |
| State Farm | Tim Skelton | 2140 Riverstone Dr, Coeur D Alene, ID, 83814 | 5.7 | |
| Travelers | Coeur Dalene Insurance | 602 Bank St, Wallace, ID, 83873 | 38.8 | |
| Allstate | Jeffi Tibbetts | 610 W Hubbard St Ste 206, Coeur D Alene, ID, 83814 | 4.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $430 | $900 | $470 |
| Kootenai County, ID | $212,900 | $653 | $470 | $930 | $460 |
| Kootenai County, ID | $212,900 | $653 | $470 | $900 | $430 |
| Harrison, ID | $315,900 | $816 | $550 | $1,130 | $580 |
| Athol, ID | $132,700 | $553 | $400 | $790 | $390 |
| Smelterville, ID | $57,400 | $333 | $230 | $470 | $240 |
| Spokane County, WA | $195,500 | $673 | $460 | $940 | $480 |
| Town and Country, WA | $169,700 | $609 | $440 | $860 | $420 |
| Waverly, WA | $104,700 | $526 | $380 | $740 | $360 |
| Farmington, WA | $93,000 | $496 | $360 | $700 | $340 |
| Shoshone County, ID | $117,500 | $665 | $460 | $950 | $490 |
| Oakesdale, WA | $125,700 | $575 | $400 | $820 | $420 |
| Noxon, MT | $131,700 | $883 | $670 | $1,160 | $490 |