Gavop tells you how to get the best homeowners insurance in Olmsted County, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $61,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $108,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $125,500 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $273,500 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $373,500 | $310,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$172 | $902 |
| Superior Protection Discount | -$97 | $977 |
| Fire & Security Discount | -$107 | $967 |
| Hail Resistant Roof Discount | -$32 | $1,042 |
| Newly Constructed Home Discount | -$258 | $816 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Olmsted County | $1,000 | $1,061 | $2,061 | $771 | $1,771 | $290 |
| Olmsted County, MN | $700 | $1,061 | $1,761 | $771 | $1,471 | $290 |
| Marion, MN | $300 | $1,340 | $1,640 | $974 | $1,274 | $366 |
| Millville, MN | $1,000 | $877 | $1,877 | $638 | $1,638 | $240 |
| Frontenac, MN | $400 | $1,063 | $1,463 | $773 | $1,173 | $291 |
| Canton, MN | $2,500 | $1,139 | $3,639 | $828 | $3,328 | $311 |
| Cannon Falls, MN | $200 | $1,062 | $1,262 | $772 | $972 | $290 |
| Stanton, MN | $1,000 | $1,323 | $2,323 | $961 | $1,961 | $362 |
| Vernon Springs, IA | $400 | $721 | $1,121 | $524 | $924 | $197 |
| Canton, WI | $700 | $671 | $1,371 | $488 | $1,188 | $183 |
| Hampton, MN | $200 | $1,494 | $1,694 | $1,086 | $1,286 | $408 |
| Home Insurance Company Olmsted County, MN | Homeowners Insurance Agency Olmsted County, MN | Address | Popularity Score | Distance from Olmsted County (miles) |
|---|---|---|---|---|
| State Farm | Sue Madden | 914 Brdwy Ave N, Rochester, MN, 55906-6802 | 3.2 | |
| State Farm | Matt Kechely | 1712 37th St Nw, Rochester, MN, 55901-4228 | 5.7 | |
| State Farm | John Falvey | 114 S Washington Street, Lake City, MN, 55041-1034 | 31.6 | |
| Travelers | Kemp Insurance | 108 E Center St, Lake City, MN, 55041 | 31.6 | |
| Allstate | Jr Plemel | 1915 Greenview Pl Sw Ste D, Rochester, MN, 55902 | 4.1 | |
| Farmers | Laura Bolland | 1027 Main St Ste A, Red Wing, MN, 55066 | 39.2 | |
| State Farm | Mark Quinnell | 107 3rd St W, Northfield, MN, 55057-2037 | 48.9 | |
| Travelers | Hirman Insurors | Mn Invalid Addr1, Rochester, MN, 55902 | 5.6 | |
| Travelers | Northfield Insurance Agency Inc | 711 Division St S, Northfield, MN, 55057 | 48.6 | |
| State Farm | Loren Wendroth | 2434 Superior Dr Nw Ste 102, Rochester, MN, 55901-2591 | 6.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $820 | $1,660 | $840 |
| Olmsted County, MN | $188,300 | $1,074 | $770 | $1,470 | $700 |
| Olmsted County, MN | $188,300 | $1,074 | $730 | $1,510 | $780 |
| Marion, MN | $256,500 | $1,356 | $980 | $1,880 | $900 |
| Millville, MN | $120,800 | $888 | $630 | $1,230 | $600 |
| Frontenac, MN | $165,400 | $1,076 | $790 | $1,470 | $680 |
| Canton, MN | $187,500 | $1,153 | $770 | $1,650 | $880 |
| Cannon Falls, MN | $165,300 | $1,075 | $730 | $1,530 | $800 |
| Stanton, MN | $250,600 | $1,339 | $960 | $1,830 | $870 |
| Vernon Springs, IA | $108,000 | $730 | $490 | $1,010 | $520 |
| Canton, WI | $165,600 | $679 | $460 | $940 | $480 |
| Hampton, MN | $310,800 | $1,512 | $1,070 | $2,100 | $1,030 |