How Can I Make My Sacramento County, CA Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Sacramento County, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Sacramento County, CA Home Insurance Coverage Levels | Back to Top

Sacramento County, CA - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Artesia Rd, Shadow Ln, Parque Vista Way, Hull Way, Bonniemae Way, Thurman Way, Pheasant Hill Ct, Brandon Way, Belhaven Way, Woodbrook Ct $224,500 $200,000 $200,000-$250,000 $107,000 $100,000 $100,000-$125,000
Shannon Oak Ln, Yearing Ct, Suncatcher Pl, Thorndike Way, Georgiana Dr, Jamesport Way, Oxbow Dr, Caliente Ct, Countess, Bix Ave $229,500 $210,000 $200,000-$250,000 $266,000 $220,000 $200,000-$250,000
Macedonian Ct, Darrington Dr, Whitehouse Rd, Castaway Ct, Inwood Rd, Kilborn Dr, Casa Linda Dr, Orison Ct, Waterton Way, Hurst Ct $214,000 $200,000 $175,000-$200,000 $127,500 $110,000 $125,000-$150,000
Loch Leven Way, Hallelujah Ct, Danchris Way, Green Top Way, Crusade Ct, Ionean Ct, Armstrong Dr, Carson Way, Blackthorne Way, Pelara Ct $185,000 $170,000 $150,000-$175,000 $71,500 $60,000 $75,000-$100,000
Elvesta Meadows Ct, San Rogue Ct, Roman Ct, Unser Way, Leo Ln, Shelborn Ct, Rexleigh Dr, Nightfall Way, Riverport Cir, Noble Fir Ln $162,500 $140,000 $150,000-$175,000 $176,000 $160,000 $150,000-$175,000
Lord, Gifford Way, Palabra Ct, Tembrook Dr, Pepperwood Knoll Ln, Shasta Way, Munroe St, Center Court Ln, Bonanza Dr, Newcoms Ct $233,000 $200,000 $200,000-$250,000 $141,000 $120,000 $100,000-$125,000
Quebec River Ct, Pajaro Ct, Southwood Way, Overleaf Way, Spreading Oak Ln, Wawona Cir, Southgrove Dr, Alaska Range Way, Creeks Edge Way, Oxwood Dr $234,500 $210,000 $200,000-$250,000 $136,500 $110,000 $125,000-$150,000
Mette Ct, Ferncreek Ct, New Market Dr, Royster Ct, Fay Cir, Cobble Hill Way, Parkvale Way, Solar Way, Feldin Ct, Heinz St $244,000 $230,000 $200,000-$250,000 $254,000 $240,000 $200,000-$250,000
Starburst Ln, Orestes Way, Lake Willow Way, Barrister Ln, Marathon Ct, Long Ravine Ct, Appleby Way, Albatross Way, Avalon Hills Way, Troy Creek Ln $232,500 $220,000 $175,000-$200,000 $171,500 $140,000 $200,000-$250,000
Acero Ct, Lark Ave, Softwood Ct, Mission Falls Cir, Ambrose Way, York Harbor Way, Traziel Ct, Haig Way, Oakcrest Ave, Faulkner Way $297,500 $240,000 $250,000-$300,000 $258,000 $230,000 $300,000-$350,000

Estimate your Savings with Home Insurance Discounts in Sacramento County, CA | Back to Top

This table lists savings for a median home value of $249,800 and an average premium of $747

Discount Type Premium After Discount
Multipolicy Discounts $702
Superior Protection Discount $710
Fire & Security Discounts $687

Choose the Right Deductible for your Sacramento County, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
California $300 $1,180 $1,480 $1,000 $1,300 $180
Sacramento County, CA $2,000 $970 $1,470 $810 $2,810 $-1,340
Sacramento County, CA $1,000 $1,110 $1,610 $890 $1,890 $-280
Wilton, CA $500 $1,840 $2,340 $1,470 $1,970 $370
Clarksburg, CA $2,000 $1,950 $2,450 $1,640 $3,640 $-1,190
Rocklin, CA $400 $1,720 $2,120 $1,460 $1,860 $260
Sutter Creek-Plymouth, CA $1,500 $1,050 $1,550 $880 $2,380 $-830
Hartley, CA $500 $1,920 $2,420 $1,650 $2,150 $270
Auburn Lake Trails, CA $2,000 $1,300 $1,800 $1,130 $3,130 $-1,330
Kennedy, CA $300 $600 $900 $500 $800 $100
Pioneer, CA $1,500 $1,040 $1,540 $840 $2,340 $-800
Grizzly Flats, CA $100 $830 $930 $720 $820 $110

Identify Top Home Insurance Agents near Sacramento County, CA | Back to Top

Home Insurance Company Sacramento County, CA Homeowners Insurance Agency Sacramento County, CA Address Popularity Score Distance from Sacramento County (miles)
Farmers David Bolce 801 Riverside Ave Ste 206, Roseville, CA, 95678
19.7
State Farm Julio Martinez 2120 Railroad Ave Ste 102, Pittsburg, CA, 94565-4880
42.3
Allstate Jeff Beck 8355 Elk Grove Blvd Ste 400, Elk Grove, CA, 95758
4.2
State Farm Jared Burns-Coffin 2151 Salvio St Ste 270, Concord, CA, 94520-2487
49.9
Allstate Christopher Pack 2505 Riparian Dr Ste 170, Elk Grove, CA, 95757
8.1
State Farm Angel Sepulveda 6838 Pacific Ave, Stockton, CA, 95207-2605
30.2
Farmers Abdul Shah 9240 Laguna Springs Dr Ste 101, Elk Grove, CA, 95758
3.7
Farmers Yesenia Gonzalez 1036 W Robinhood Dr Ste 106, Stockton, CA, 95207
31.1
State Farm Ben Harwell 11965 Heritage Oak Pl, Auburn, CA, 95603-2461
36.3
State Farm Bob Griffin 7915 Laguna Blvd Ste 140, Elk Grove, CA, 95758-7944
4.3

Compare Rates for Sacramento County, CA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $383,900 $1,770 $1,310 $2,410 $1,100
Sacramento County, CA $249,800 $1,250 $930 $1,700 $770
Sacramento County, CA $249,800 $1,470 $1,090 $2,000 $910
Wilton, CA $413,000 $1,900 $1,410 $2,580 $1,170
Clarksburg, CA $457,100 $1,780 $1,320 $2,420 $1,100
Rocklin, CA $397,500 $1,790 $1,320 $2,430 $1,110
Sutter Creek-Plymouth, CA $317,600 $1,330 $980 $1,810 $830
Hartley, CA $463,600 $1,720 $1,270 $2,340 $1,070
Auburn Lake Trails, CA $343,000 $1,300 $960 $1,770 $810
Kennedy, CA $124,300 $500 $370 $680 $310
Pioneer, CA $259,800 $1,480 $1,100 $2,010 $910
Grizzly Flats, CA $178,600 $820 $610 $1,120 $510

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