Gavop shows you how to buy homeowners insurance in Sacramento County, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Sacramento County, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Artesia Rd, Shadow Ln, Parque Vista Way, Hull Way, Bonniemae Way, Thurman Way, Pheasant Hill Ct, Brandon Way, Belhaven Way, Woodbrook Ct | $224,500 | $200,000 | $200,000-$250,000 | $107,000 | $100,000 | $100,000-$125,000 |
| Shannon Oak Ln, Yearing Ct, Suncatcher Pl, Thorndike Way, Georgiana Dr, Jamesport Way, Oxbow Dr, Caliente Ct, Countess, Bix Ave | $229,500 | $210,000 | $200,000-$250,000 | $266,000 | $220,000 | $200,000-$250,000 |
| Macedonian Ct, Darrington Dr, Whitehouse Rd, Castaway Ct, Inwood Rd, Kilborn Dr, Casa Linda Dr, Orison Ct, Waterton Way, Hurst Ct | $214,000 | $200,000 | $175,000-$200,000 | $127,500 | $110,000 | $125,000-$150,000 |
| Loch Leven Way, Hallelujah Ct, Danchris Way, Green Top Way, Crusade Ct, Ionean Ct, Armstrong Dr, Carson Way, Blackthorne Way, Pelara Ct | $185,000 | $170,000 | $150,000-$175,000 | $71,500 | $60,000 | $75,000-$100,000 |
| Elvesta Meadows Ct, San Rogue Ct, Roman Ct, Unser Way, Leo Ln, Shelborn Ct, Rexleigh Dr, Nightfall Way, Riverport Cir, Noble Fir Ln | $162,500 | $140,000 | $150,000-$175,000 | $176,000 | $160,000 | $150,000-$175,000 |
| Lord, Gifford Way, Palabra Ct, Tembrook Dr, Pepperwood Knoll Ln, Shasta Way, Munroe St, Center Court Ln, Bonanza Dr, Newcoms Ct | $233,000 | $200,000 | $200,000-$250,000 | $141,000 | $120,000 | $100,000-$125,000 |
| Quebec River Ct, Pajaro Ct, Southwood Way, Overleaf Way, Spreading Oak Ln, Wawona Cir, Southgrove Dr, Alaska Range Way, Creeks Edge Way, Oxwood Dr | $234,500 | $210,000 | $200,000-$250,000 | $136,500 | $110,000 | $125,000-$150,000 |
| Mette Ct, Ferncreek Ct, New Market Dr, Royster Ct, Fay Cir, Cobble Hill Way, Parkvale Way, Solar Way, Feldin Ct, Heinz St | $244,000 | $230,000 | $200,000-$250,000 | $254,000 | $240,000 | $200,000-$250,000 |
| Starburst Ln, Orestes Way, Lake Willow Way, Barrister Ln, Marathon Ct, Long Ravine Ct, Appleby Way, Albatross Way, Avalon Hills Way, Troy Creek Ln | $232,500 | $220,000 | $175,000-$200,000 | $171,500 | $140,000 | $200,000-$250,000 |
| Acero Ct, Lark Ave, Softwood Ct, Mission Falls Cir, Ambrose Way, York Harbor Way, Traziel Ct, Haig Way, Oakcrest Ave, Faulkner Way | $297,500 | $240,000 | $250,000-$300,000 | $258,000 | $230,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $647 |
| Superior Protection Discount | -$78 | $702 |
| Fire & Security Discount | -$78 | $702 |
| Hail Resistant Roof Discount | -$23 | $756 |
| Newly Constructed Home Discount | -$203 | $577 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sacramento County | $2,000 | $771 | $2,771 | $560 | $2,560 | $211 |
| Sacramento County, CA | $1,000 | $771 | $1,771 | $560 | $1,560 | $211 |
| Wilton, CA | $500 | $1,528 | $2,028 | $1,111 | $1,611 | $418 |
| Clarksburg, CA | $2,000 | $1,449 | $3,449 | $1,053 | $3,053 | $396 |
| Rocklin, CA | $400 | $1,349 | $1,749 | $980 | $1,380 | $369 |
| Sutter Creek-Plymouth, CA | $1,500 | $844 | $2,344 | $613 | $2,113 | $231 |
| Hartley, CA | $500 | $1,504 | $2,004 | $1,093 | $1,593 | $411 |
| Auburn Lake Trails, CA | $2,000 | $886 | $2,886 | $644 | $2,644 | $242 |
| Kennedy, CA | $300 | $496 | $796 | $360 | $660 | $136 |
| Pioneer, CA | $1,500 | $743 | $2,243 | $540 | $2,040 | $203 |
| Grizzly Flats, CA | $100 | $659 | $759 | $479 | $579 | $180 |
| Home Insurance Company Sacramento County, CA | Homeowners Insurance Agency Sacramento County, CA | Address | Popularity Score | Distance from Sacramento County (miles) |
|---|---|---|---|---|
| Farmers | David Bolce | 801 Riverside Ave Ste 206, Roseville, CA, 95678 | 19.7 | |
| State Farm | Julio Martinez | 2120 Railroad Ave Ste 102, Pittsburg, CA, 94565-4880 | 42.3 | |
| Allstate | Jeff Beck | 8355 Elk Grove Blvd Ste 400, Elk Grove, CA, 95758 | 4.2 | |
| State Farm | Jared Burns-Coffin | 2151 Salvio St Ste 270, Concord, CA, 94520-2487 | 49.9 | |
| Allstate | Christopher Pack | 2505 Riparian Dr Ste 170, Elk Grove, CA, 95757 | 8.1 | |
| State Farm | Angel Sepulveda | 6838 Pacific Ave, Stockton, CA, 95207-2605 | 30.2 | |
| Farmers | Abdul Shah | 9240 Laguna Springs Dr Ste 101, Elk Grove, CA, 95758 | 3.7 | |
| Farmers | Yesenia Gonzalez | 1036 W Robinhood Dr Ste 106, Stockton, CA, 95207 | 31.1 | |
| State Farm | Ben Harwell | 11965 Heritage Oak Pl, Auburn, CA, 95603-2461 | 36.3 | |
| State Farm | Bob Griffin | 7915 Laguna Blvd Ste 140, Elk Grove, CA, 95758-7944 | 4.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Sacramento County, CA | $299,900 | $780 | $580 | $1,060 | $480 |
| Sacramento County, CA | $299,900 | $780 | $580 | $1,060 | $480 |
| Wilton, CA | $517,800 | $1,547 | $1,140 | $2,100 | $960 |
| Clarksburg, CA | $473,900 | $1,467 | $1,090 | $2,000 | $910 |
| Rocklin, CA | $481,600 | $1,365 | $1,010 | $1,860 | $850 |
| Sutter Creek-Plymouth, CA | $322,900 | $854 | $630 | $1,160 | $530 |
| Hartley, CA | $507,400 | $1,522 | $1,130 | $2,070 | $940 |
| Auburn Lake Trails, CA | $340,200 | $897 | $660 | $1,220 | $560 |
| Kennedy, CA | $99,100 | $502 | $370 | $680 | $310 |
| Pioneer, CA | $271,400 | $752 | $560 | $1,020 | $460 |
| Grizzly Flats, CA | $212,100 | $667 | $490 | $910 | $420 |