Gavop shows you how to buy homeowners insurance in McCracken County, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| McCracken County, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Harris Rd, Fuller Rd, Clements St, Jones Rd, Higgins Ln, Jones St, Finley Ct, Caldwell St, Carson Way, Ashland Rd | $151,500 | $140,000 | $125,000-$150,000 | $117,500 | $100,000 | $125,000-$150,000 |
| Hinkleville Rd, Mc Neil Rd, Jacob Ln, Sharry Lynn Cir, Myrna Dr, Jenkins No 1 Rd, Thorndale Rd, Walter Jetton Blvd, Summit Dr, Lacey Ln | $213,500 | $180,000 | $150,000-$175,000 | $125,000 | $120,000 | $100,000-$125,000 |
| Woodbine Dr, Krebs Station Rd, Lindberg St, Forest Ave, Krebs Station Rd, Brentwood Dr, Muirfield Dr, W Towne Dr, Highlands Dr, Oakland Cir | $203,000 | $190,000 | $200,000-$250,000 | $110,500 | $100,000 | $100,000-$125,000 |
| Court Ave, Cleary Dr, Park Rd, Lake Ct, Triple Lake Rd, Champ Dr N, Castleton Pike, Childress Rd, Woodland Dr, Fisher Blvd | $131,500 | $110,000 | $125,000-$150,000 | $102,000 | $80,000 | $100,000-$125,000 |
| Springwell Ln, Bluebird Ln, State Hwy 1564, Emily Dr, Lightfoot Rd, State Hwy 787, Kaufman Ln, Biggs Rd, Michelle Ct, Husband Rd | $136,500 | $120,000 | $125,000-$150,000 | $157,500 | $130,000 | $125,000-$150,000 |
| Parker Rd, Delaware St, Cardinal Ln, Moore Rd, Englert Rd, Clinton Rd, Elizabeth St, Phelps Rd, Harper Ln, N 23rd St | $119,000 | $110,000 | $75,000-$100,000 | $85,500 | $70,000 | $75,000-$100,000 |
| Greyhound Cir, S 40th St, Keaton Ln, Saint Charles Ct, Jenn Ln, Gardner Ave, Hickory St, Tamarix St, Oxford Trce, N 19th St | $155,500 | $140,000 | $125,000-$150,000 | $124,000 | $100,000 | $100,000-$125,000 |
| Campbell St, Ella Dr, Stonepoint Ct, Dana Dr, Summit Trl, Evergreen Ln, Ashland Ave, N Country Club Ln, Laclede Ave, Oregon St | $249,000 | $210,000 | $250,000-$300,000 | $100,000 | $80,000 | $100,000-$125,000 |
| Clarkline Rd, Rudy Woods Rd, Glenwood Dr, S Country Club Ln, Newtons Creek Rd, Burkhart Ln, Cimarron Way, Bryants Ford Rd, Gum St, S 3rd St | $137,000 | $120,000 | $125,000-$150,000 | $101,500 | $90,000 | $100,000-$125,000 |
| Timothy Dr, Davis Ave, S 13th St, State Hwy 339, W Airport Rd, Legion Dr, Langley Rd, S 27th St, Marton St, N 21st St | $89,500 | $80,000 | $75,000-$100,000 | $46,500 | $40,000 | $25,000-$50,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$149 | $725 |
| Superior Protection Discount | -$79 | $795 |
| Fire & Security Discount | -$70 | $804 |
| Hail Resistant Roof Discount | -$17 | $856 |
| Newly Constructed Home Discount | -$201 | $673 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| McCracken County | $2,000 | $863 | $2,863 | $627 | $2,627 | $236 |
| McCracken County, KY | $700 | $863 | $1,563 | $627 | $1,327 | $236 |
| Massac, KY | $500 | $1,028 | $1,528 | $747 | $1,247 | $281 |
| Metropolis No. 2, IL | $1,000 | $618 | $1,618 | $449 | $1,449 | $169 |
| East Brooklyn, IL | $300 | $486 | $786 | $353 | $653 | $133 |
| Bardwell, KY | $100 | $686 | $786 | $498 | $598 | $187 |
| Kuttawa, KY | $1,500 | $1,077 | $2,577 | $783 | $2,283 | $294 |
| New Concord, KY | $500 | $844 | $1,344 | $613 | $1,113 | $231 |
| Harrisburg, IL | $2,500 | $804 | $3,304 | $584 | $3,084 | $220 |
| Kelso, MO | $400 | $821 | $1,221 | $596 | $996 | $224 |
| Home Insurance Company McCracken County, KY | Homeowners Insurance Agency McCracken County, KY | Address | Popularity Score | Distance from McCracken County (miles) |
|---|---|---|---|---|
| Allstate | Woodall Agency | 110 W Washington St, Princeton, KY, 42445 | 46.0 | |
| Liberty Mutual Independent | Goodwin Insurance Agency Inc | 312 W Market St, Princeton, KY, 42445 | 45.9 | |
| Allstate | Morgan Trevathan & Gunn Inc | 106 E 12th St, Benton, KY, 42025 | 24.2 | |
| Travelers | Bradshaw & Weil Inc | 621 Broadway St, Paducah, KY, 42001 | 6.5 | |
| Allstate | Morgan Trevathan & Gunn Inc | 106 E 12th St, Benton, KY, 42025 | 24.2 | |
| Allstate | Gary Eckelkamp | 325 N 4th St, Paducah, KY, 42001 | 6.7 | |
| State Farm | Sherri Morrill | 1207 Lone Oak Rd, Paducah, KY, 42003-5093 | 3.8 | |
| State Farm | Jim Mcpeake | 3420 Lone Oak Rd Ste H, Paducah, KY, 42003-5772 | 2.8 | |
| State Farm | Tim Britt | 207 Commercial Ave, Fulton, KY, 42041-1528 | 39.0 | |
| State Farm | Tom Potter | 402 W Gum St, Marion, KY, 42064-1539 | 39.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,250 | $600 |
| McCracken County, KY | $134,100 | $874 | $640 | $1,240 | $600 |
| McCracken County, KY | $134,100 | $874 | $600 | $1,210 | $610 |
| Massac, KY | $180,300 | $1,040 | $700 | $1,440 | $740 |
| Metropolis No. 2, IL | $93,000 | $626 | $430 | $890 | $460 |
| East Brooklyn, IL | $59,800 | $492 | $350 | $670 | $320 |
| Bardwell, KY | $79,100 | $694 | $470 | $950 | $480 |
| Kuttawa, KY | $201,500 | $1,090 | $730 | $1,490 | $760 |
| New Concord, KY | $117,700 | $854 | $610 | $1,210 | $600 |
| Harrisburg, IL | $70,100 | $814 | $590 | $1,150 | $560 |
| Kelso, MO | $112,800 | $831 | $560 | $1,150 | $590 |