8 Ways to Get Discounts on Homeowners Insurance in McCracken County, KY

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Fire Resistive Construction Home Insurance Discount in Mccracken County, KY | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 874
Brick Veneer -44 830
Masonry -44 830
Superior -79 795

Mccracken County, KY Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -123 751
One Claim +43 917
Two Claims +122 996

Mccracken County, KY Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
874 -114 760

Top Discounts for Homeowners Insurance in Mccracken County, KY | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -201 673
Home nearby Fire Station -27 847
Home nearby Police Station -9 865
[['Stone Coated Steel', 611.8, 262.20000000000005], ['Metal', 699.2, 174.79999999999995], ['Slate or Tile', 742.9, 131.10000000000002], ['Asphalt shingles', 786.6, 87.39999999999998], ['Wood', 'No Discounts', 874.0]]

Mccracken County, KY Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -262 612
Metal -175 699
Slate or Tile -131 743
Asphalt shingles -87 787
Wood No Discounts 874

Mccracken County, KY Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-87 786
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-70 804
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-96 778
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-70 804
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-70 804
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-79 795
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-35 839

Mccracken County, KY Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
874 -18 856

Mccracken County, KY Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -79 795
Home + Two Car -149 725
Home + Three Car -210 664

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