What Makes Your Alabaster, AL Home Insurance Cheap or Expensive

Alabaster, AL homeowners insurance rate is about $1196 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Alabaster, AL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Kilberry Cir, Deerhurst Ln, Weybridge Way, Kensington Ct, Four Wing Ln, Little Rock Ln, Topaz Dr, Weatherly Way, Pine Ln, Nearest Ln $1,386
Reeder St, Aldrich Rd, Phillips Rd, Co Rd 214, Co Rd 203, Nelson Cir, Magnolia Dr, Dogwood Cir, Co Rd 204, Jennifers Cove $1,103
Walker Rd, Port South Ln, Hwy 95, Meadowvale Apartment, King Valley Cir, Sugar Hill Ln, Willow Creek Pkwy, Willow Creek Cir, Stonebridge Cir, Paddock Ln $1,164
Wagon Cir, Navajo Way, 13th St NW, Amberley Woods Pl, Little Fawn Cir, Elm Dr, Saint Patrick Pl N, Falling Star Ln, Independence Ct, Vixen St $1,237
Hidden Creek Ln, Co Rd 87, Whitestone Trl, Macon Ct, Rossburg Pl, Savannah Ln, Bird Song Dr, Daventry Way, Meadowgreen Dr, Silver Creek Ln $1,169

Cost of Alabaster, AL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Hoover, AL $271600 40 year old $1,530
Brook Highland, AL $343500 New Home $785
Fairfield, AL $96100 40 year old $831
Edgewater, AL $76900 30 year old $849
Mount Olive, AL $156400 Above 50 year old $1,342
Palmerdale, AL $168400 Above 50 year old $992
Sycamore, AL $83200 New Home $669
Windham Springs, AL $195900 Above 50 year old $1,503

Alabaster, AL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$500,000 to $749,999 $4,431 $4,696
$175,000 to $199,999 $1,216 $1,289
$200,000 to $249,999 $1,558 $1,651
$1500,000 to $2000,000 $6,057 $6,421
$150,000 to $174,999 $944 $1,000

Cost of Home insurance with Deductible Scenarios in Alabaster, AL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Hoover, AL $1,473 $1,071
Brook Highland, AL $994 $723
Fairfield, AL $800 $581
Edgewater, AL $826 $600
Mount Olive, AL $1,266 $920
Palmerdale, AL $936 $680
Sycamore, AL $869 $632
Windham Springs, AL $1,417 $1,030

Alabaster, AL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Alabaster, AL Homeowners Insurance ($)
$175,000 to $199,999 $1,216
$100,000 to $124,999 $788
$200,000 to $249,999 $1,558
$750,000 to $999,999 $5,123
$300,000 to $399,999 $2,960

How can I Make My Alabaster, AL Home Insurance Cheaper

8 Ways to Get Discounts on Homeowners Insurance in Alabaster, AL