What Makes Your Alameda, CA Home Insurance Cheap or Expensive

Alameda, CA homeowners insurance rate is about $1368 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Alameda, CA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Depassier Way, Brown St, Lavagetto Ct, McSherry Way, Dwinelle Ct, Via Alamosa, Fontana Dr, Hazel Ln, Via Bahia, Gardenia Ter $1,545
Gompers, Ave D, Stardust Pl, Lemoore Rd, Kirk St, Bainbridge Ct, Pensacola Rd, Robert Louis Stevenson Ave, Kingfisher Ave, Roanoke Dr $1,155
Cork Rd, Basinside Way, Oyster Pond Rd, Danbrook Ct, Cumberland Way, Barnegate Bay, Nottingham Ct, Berkshire Rd, Ross Rd, Callan Pl $1,179
Rowe Ct, Brower Ct, Marina Village Pkwy, Chapin St, Bartlett Dr, Arbor St, Barker Ct, Weiss Ct, Morton St, Dow Ct $812
Mound St, Peach St, Bridgeview Isle, Park Ave, Park Ave E, Versailles Ave, Fernside Blvd, Driftwood Ln, Pease Ct, Ravens Cove Ln $992

Cost of Alameda, CA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Albany, CA $766000 Above 50 year old $1,202
Ross Valley, CA $1096200 Above 50 year old $986
Stanford, CA $1591300 Above 50 year old $980
Livermore, CA $643200 50 year old $1,288
Inverness, CA $882200 New Home $1,727
Yountville, CA $491900 40 year old $1,627
Terminous, CA $163600 30 year old $613

Alameda, CA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$750,000 to $999,999 $1,409 $1,494
$400,000 to $499,999 $952 $1,009
$250,000 to $299,999 $543 $576
$175,000 to $199,999 $311 $330
$150,000 to $174,999 $293 $311

Cost of Home insurance with Deductible Scenarios in Alameda, CA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Albany, CA $1,133 $823
Ross Valley, CA $930 $676
Stanford, CA $924 $672
Livermore, CA $1,226 $891
Inverness, CA $2,306 $1,676
Yountville, CA $1,567 $1,139
Terminous, CA $597 $434

Alameda, CA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Alameda, CA Homeowners Insurance ($)
$150,000 to $174,999 $293
$300,000 to $399,999 $756
$100,000 to $124,999 $165
$500,000 to $749,999 $1,219
$1000,000 to $1499,999 $1,552

How can I Make My Alameda, CA Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Alameda, CA