What Makes Your Bellingham, WA Home Insurance Cheap or Expensive

Bellingham, WA homeowners insurance rate is about $841 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Bellingham, WA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Lazer Ln, Yearling Pl, Reed Way, Grand View Cir, Western Pl, Clara Pl, Southern Ct, Berrywood Pl, Honeycomb Ln, Park Rd $765
Rural Ave, Festival Blvd, W Horton Rd, Pence Ave, Wade St, W 32nd Ln, Boxwood Ave, Bennett Dr, Admiral Way, Probert Pl $752
Western Ln, Beecher St, Geneva Hills Rd, Topper Ct, Lasalle St, Oriental Ln, Oriental Ave, Langara Cir, Geneva Shore Ln, Olympic Pl $1,031
Fielding Ave, Pacific View Dr, Parkhurst Dr, Christian Way, Finch Ct, Dove Ct, Benton Ct, Morton Ave, Cody Ave, Moena Dr $952
N King Mountain Rd, Legacy Ln, Prince Ave, Strider Loop Rd, Mission Rd, E 23rd Ave, E 12th Dr, Ross Rd, Telegraph Rd, E Kellogg Rd $720

Cost of Bellingham, WA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Alderwood, WA $330700 40 year old $898
Sumas, WA $253000 Above 50 year old $675
Birch Bay, WA $248200 30 year old $649
Lake McMurray, WA $287500 Above 50 year old $849
Whidbey Island, WA $258300 50 year old $802
Skagit County, WA $269100 50 year old $791
San Juan Island, WA $437200 40 year old $832

Bellingham, WA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1500,000 to $2000,000 $2,300 $2,437
$750,000 to $999,999 $1,945 $2,061
$100,000 to $124,999 $229 $243
$250,000 to $299,999 $741 $786
$500,000 to $749,999 $1,682 $1,783

Cost of Home insurance with Deductible Scenarios in Bellingham, WA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Alderwood, WA $865 $628
Sumas, WA $637 $463
Birch Bay, WA $632 $459
Lake McMurray, WA $800 $582
Whidbey Island, WA $764 $555
Skagit County, WA $753 $547
San Juan Island, WA $801 $582

Bellingham, WA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Bellingham, WA Homeowners Insurance ($)
$1000,000 to $1499,999 $2,142
$500,000 to $749,999 $1,682
$400,000 to $499,999 $1,314
$250,000 to $299,999 $741
$1500,000 to $2000,000 $2,300

How can I Make My Bellingham, WA Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Bellingham, WA