What Makes Your Berkeley, CA Home Insurance Cheap or Expensive

Berkeley, CA homeowners insurance rate is about $1528 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Berkeley, CA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Solano Avenue Tunl, Stevenson Ave, Shasta Rd, Cragmont Ave, Hillview Rd, Whitaker Ave, The Crossways, Oak Street Path, Keeler Ave, Stoddard Way $1,754
Ajax Pl, Atlas Pl, Tamalpais Rd, Wilson Cir, Bay View Pl, del Mar Ave, Hill Rd, Olympus Ave, E Parnassus Ct, Glendale Ave $939
Northampton Ave, Contra Costa Ave, San Diego Rd, Santa Barbara Rd, Rugby Ave, Montrose Rd, Avis Rd, Florida Ave, Indian Rock Path, Somerset Pl $922
Lewiston Ave, Encina Pl, Brookside Ct, Roble Ct, Claremont Cres, Hillcrest Rd, Eton Ct, Elmwood Ct, Tunnel Rd, Oakvale Ave $1,316
Thousand Oaks Blvd, Colusa Ave, Miramar Ave, Tulare Ave, Sierra St, Ensenada Ave, Fresno Ave, Josephine St, Catalina Ave, Vincente Ave $1,264

Cost of Berkeley, CA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
East Richmond Heights, CA $450000 30 year old $1,347
Moraga, CA $1035000 30 year old $958
Brisbane, CA $777400 40 year old $2,182
Marin County, CA $908800 40 year old $1,230
Newark, CA $607200 30 year old $1,445
Palo Alto, CA $1989300 New Home $875
Penngrove, CA $718500 New Home $1,543
Contra Costa, CA $433900 Above 50 year old $1,303
Santa Rosa, CA $465100 30 year old $1,291

Berkeley, CA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$750,000 to $999,999 $1,287 $1,364
$400,000 to $499,999 $870 $922
$250,000 to $299,999 $568 $602
$100,000 to $124,999 $185 $196
$200,000 to $249,999 $364 $386

Cost of Home insurance with Deductible Scenarios in Berkeley, CA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
East Richmond Heights, CA $1,311 $953
Moraga, CA $932 $677
Brisbane, CA $2,101 $1,527
Marin County, CA $1,185 $861
Newark, CA $1,406 $1,022
Palo Alto, CA $1,185 $861
Penngrove, CA $1,980 $1,439
Contra Costa, CA $1,228 $892
Santa Rosa, CA $1,256 $913

Berkeley, CA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Berkeley, CA Homeowners Insurance ($)
$1500,000 to $2000,000 $1,522
$400,000 to $499,999 $870
$175,000 to $199,999 $319
$750,000 to $999,999 $1,287
$300,000 to $399,999 $746

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