Birmingham, AL homeowners insurance rate is about $1033 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Trailridge Sq, Bivens Brookside Rd, Suburban Cir, Jalna Cir, Cedar Crest Dr, Earlytown Ln, Sharon Heights Cir, Mineral Springs-Republic Rd, Sarah St, Reba St | $1,487 |
| View Dr, Hawks Hill Cir, Celinda Ln, Vernon Pkwy, Loch Lomond Ln, Otis Cir NE, Creely Cir, Mardis Dr NE, Tall Oak Cir, Lisa Dr | $1,261 |
| N Knoxville St, School St, Mexico Ave, 6th Ave NW, Doris Dr, Reading Ave, Minor St, Arabia Ave, Trenton Pl, Young Ave | $1,004 |
| Sheffield Dr, Arlington Cir, Crestbrook Rd, Knightsbridge Rd, Havenhill Dr, Hunters Hill Rd, Cahaba Cv Rd, Alexandria Dr, N Woodridge Rd, Havenhill Pl | $2,283 |
| Faust St, Roberts Ln, Florence Ct, Pope Dr, Ridgeway Dr, Chapel Dr, Beechwood Dr, Gosa Town Rd, Gray Ln, Cedar Ln | $1,066 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Homewood, AL | $319300 | Above 50 year old | $1,017 |
| Mountain Brook, AL | $578100 | 30 year old | $868 |
| Fultondale, AL | $133900 | New Home | $603 |
| Cardiff, AL | $47500 | Above 50 year old | $639 |
| Grayson Valley, AL | $121400 | 40 year old | $811 |
| Jefferson, AL | $91600 | 40 year old | $960 |
| Lincoln, AL | $99800 | 50 year old | $861 |
| Cullman County, AL | $121900 | New Home | $830 |
| Chilton County, AL | $98600 | 50 year old | $977 |
| East Point, AL | $69600 | 30 year old | $796 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $300,000 to $399,999 | $3,276 | $3,472 |
| $500,000 to $749,999 | $5,272 | $5,589 |
| $400,000 to $499,999 | $4,119 | $4,366 |
| $750,000 to $999,999 | $6,096 | $6,462 |
| $100,000 to $124,999 | $1,007 | $1,067 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Homewood, AL | $959 | $697 |
| Mountain Brook, AL | $845 | $614 |
| Fultondale, AL | $827 | $601 |
| Cardiff, AL | $603 | $438 |
| Grayson Valley, AL | $781 | $568 |
| Jefferson, AL | $925 | $672 |
| Lincoln, AL | $819 | $595 |
| Cullman County, AL | $1,025 | $745 |
| Chilton County, AL | $930 | $675 |
| East Point, AL | $775 | $563 |
| Coverage Value | Average Birmingham, AL Homeowners Insurance ($) |
|---|---|
| $300,000 to $399,999 | $3,276 |
| $150,000 to $174,999 | $1,322 |
| $100,000 to $124,999 | $1,007 |
| $250,000 to $299,999 | $2,390 |
| $500,000 to $749,999 | $5,272 |