What Makes Your Central Islip, NY Home Insurance Cheap or Expensive

Central Islip, NY homeowners insurance rate is about $287-$18,360 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Central Islip, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Hoffman Ln, E Halley Ln, Sheldon St, Blydenburghs Rd, Ahlen Ln, Powell Ave, E Suffolk Ave, Adams Rd, Jetson Ln, McGrath St 5,280
Hoppen Dr, Sunwood Cir, N Research Pl, Belt Dr E, Fairlawn Dr, Kirkland Ct, Summerfield Cir, Medea Way, Northwood Blvd, Gullhaven Dr 18,360
Palm St, Pear St, Sassafras St, Ferndale Blvd, Cone Ave, Apple St, Rev Richard Loving St, Sage St, Branch Ave, Bark Ave 7,320
Palermo St, Southlawn Ave, Magnolia St, Roma Ave, Julie Cres, Dawn Cres, Bayonne Ave, Sea Cliff St, N Greenlawn Ave, Nicoll Ave 6,960
Irving St, Clayton St, Booth St, E End Ave, McFarland Ave, Pineview Blvd, Okane St, Elmore St, Rossmore Ave, Earle St 17,880

Cost of Central Islip, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Stony Brook, NY 2006 475,200 803
Babylon, NY 2001 355,000 776
Roslyn Harbor, NY 1985 More than 1,000,000 1,150
Fairfield, CT 2007 599,300 831
Port Chester, NY 2005 434,900 798

Cost of Home insurance with Deductible Scenarios in Central Islip, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
307,600 1,120 980

Central Islip, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Central Islip, NY Homeowners Insurance ($)
Less than $200,000 72 1.0 287
Less than $300,000 1,297 21.0 475
More than $300,000 2,558 41.0 743

Central Islip, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$300000-$350000 2,175 2,240

Central Islip, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
315,000 270,000 3,003 1,552 1,451

How can I Make My Central Islip, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Central Islip, NY