Charleston, WV homeowners insurance rate is about $804 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Rondal Dr, Hillview Dr, E Coventry Rd, Co Rte 119/25, Natalie Dr, Coventry Ridge Rd, Little Coal River, 89th St, Co Rte 11, Mercer Ln | $636 |
| Penn Ave, Concord St, Winwood Dr, Deseret Dr, Pa Ave, Co Rte 41/3, Dorfer Dr, Montcalm Dr, Timbermist Ln, Church Rd | $908 |
| Sunset Dr, Eastview Heights Dr, Eastview Hts, Strader Rd, Kent Hall St, Quarrier St E, Mariel Way, Co Rte 60/8, High Meadow Dr, Hunting Hills Dr | $852 |
| New Castle Rd, Spring Dr, Rockford Ct, Page St, N Belmont St, Lawnview Rd, Walters Rd, Sheffield Ct, Bownemont St, Samantha Ln | $901 |
| Marlanka Ln, Co Rte 16/4, Greenway Ave, Ragland St, Myrtle Tree Rd, McDonald St, River Ave, Douglas Dr, Wisteria Dr, Ruthlawn Dr | $727 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Marmet, WV | $88300 | New Home | $475 |
| Nitro, WV | $101400 | New Home | $505 |
| Smithers, WV | $81900 | Above 50 year old | $649 |
| Madison, WV | $125900 | Above 50 year old | $802 |
| Powellton, WV | $73300 | 50 year old | $607 |
| Henderson, WV | $50600 | 30 year old | $495 |
| Calhoun County, WV | $79900 | 50 year old | $729 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $500,000 to $749,999 | $3,372 | $3,574 |
| $100,000 to $124,999 | $591 | $627 |
| $1000,000 to $1499,999 | $4,294 | $4,552 |
| $150,000 to $174,999 | $730 | $773 |
| $750,000 to $999,999 | $3,899 | $4,133 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Marmet, WV | $634 | $461 |
| Nitro, WV | $632 | $459 |
| Smithers, WV | $612 | $444 |
| Madison, WV | $756 | $549 |
| Powellton, WV | $578 | $420 |
| Henderson, WV | $482 | $350 |
| Calhoun County, WV | $694 | $504 |
| Coverage Value | Average Charleston, WV Homeowners Insurance ($) |
|---|---|
| $1000,000 to $1499,999 | $4,294 |
| $300,000 to $399,999 | $2,134 |
| $200,000 to $249,999 | $1,045 |
| $400,000 to $499,999 | $2,634 |
| $1500,000 to $2000,000 | $4,610 |