Cleveland County, NC homeowners insurance rate is about $657 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Rustic Rd, Sam Saw Dr, Mecca Dr, Kent Dr, State Rd 1569, Casar-Belwood Rd, Deer Creek Rd, State Rd 1601, Dirty Ankle Rd, State Rd 1528 | $533 |
| Derby Dr, Williamson Rd, Price St, Wright Rd, State Rd 1392, Fox Hill Dr, Paul Ramseur Ct, Len Dr, Santa Clara Dr, J T Dr | $662 |
| Woodlawn Ave, Troy Rd, State Rd 2502, Magel Rd, Flint St, Pamela Dr, Greenway Dr, Spangler Dr, Edna St, Birdie Ln | $861 |
| Jeffries Exn, Charity Church Rd, E Main St, Delaware Dr, Brackett St, Wray St, Mauney Rd, State Rd 1968, Cascade Dr, Falls St | $602 |
| Buren Dr, Carolina Ave, Huntseat Ln, Sienna Ct, A L Hardin Rd, US Hwy 29, State Rd 2355, Marvetta Ln, Lake Rd, Walnut Ave | $592 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Cleveland County, NC | $110500 | 40 year old | $674 |
| Grover, NC | $102600 | New Home | $452 |
| Cherryville, NC | $115300 | New Home | $469 |
| Rutherford College, NC | $145400 | 50 year old | $865 |
| Hickory, NC | $141900 | 30 year old | $806 |
| Higgins, NC | $118400 | 50 year old | $742 |
| Southern Shops, SC | $50500 | Above 50 year old | $318 |
| Hudson, NC | $119300 | 50 year old | $694 |
| Mecklenburg County, NC | $203900 | 30 year old | $1,013 |
| Toe, NC | $139600 | New Home | $574 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $750,000 to $999,999 | $4,461 | $4,728 |
| $150,000 to $174,999 | $949 | $1,006 |
| $300,000 to $399,999 | $2,336 | $2,476 |
| $175,000 to $199,999 | $1,068 | $1,132 |
| $1500,000 to $2000,000 | $5,275 | $5,591 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Cleveland County, NC | $649 | $472 |
| Grover, NC | $629 | $457 |
| Cherryville, NC | $643 | $467 |
| Rutherford College, NC | $823 | $598 |
| Hickory, NC | $785 | $570 |
| Higgins, NC | $706 | $513 |
| Southern Shops, SC | $299 | $218 |
| Hudson, NC | $661 | $480 |
| Mecklenburg County, NC | $986 | $717 |
| Toe, NC | $799 | $581 |
| Coverage Value | Average Cleveland County, NC Homeowners Insurance ($) |
|---|---|
| $200,000 to $249,999 | $1,146 |
| $1000,000 to $1499,999 | $4,913 |
| $100,000 to $124,999 | $538 |
| $150,000 to $174,999 | $949 |
| $300,000 to $399,999 | $2,336 |