Franklin County, AL homeowners insurance rate is about $874 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Cuba Ridge Rd, Nix Mill Pond Rd, Dan St, Co Rd 226, Co Rd 63, Arnold Dr, Bishop Rd, McDuffa Rd, Byler Rd, Co Rd 20 | $842 |
| Gandy St NW, Icy Rd, Montgomery St SW, Oliver Rd, Edith St, Bohannon Rd, Co Rd 65, Mahan Ave, Lower Woods Cove, Mulberry Ave | $1,014 |
| Bell St, Bush Rd, Marion St, John Tyler St, Casey St, Willis Ave, Polk St, Gail Ave, Hamilton St, Mines St SW | $1,184 |
| Hunters Ln, Stockton Rd, Ellis St, Tut Ln, Hayes Wilson Rd, Scotty Moore Dr, Edmar Rd, Alabama Ave, James Ln, Bowen Rd | $1,276 |
| 5th St E, McCarthy Dr, Country Club Dr, Page Pl, 4th St W, Davis Dr, 6th St NW, Petree Rd, Meadow Dr, 5th St SW | $782 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Colbert County, AL | $108500 | 40 year old | $1,024 |
| Tuscumbia, AL | $107300 | New Home | $633 |
| Mount Hope, AL | $98300 | 50 year old | $1,015 |
| Sheffield, AL | $87700 | Above 50 year old | $801 |
| Florence, AL | $126200 | New Home | $793 |
| Lauderdale County, AL | $126800 | 40 year old | $1,088 |
| Morris Chapel, AL | $94300 | 50 year old | $831 |
| Vernon, AL | $71300 | 30 year old | $679 |
| Jumpertown, MS | $87000 | New Home | $768 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $200,000 to $249,999 | $2,035 | $2,157 |
| $150,000 to $174,999 | $1,431 | $1,517 |
| $1500,000 to $2000,000 | $8,465 | $8,973 |
| $175,000 to $199,999 | $1,735 | $1,839 |
| $1000,000 to $1499,999 | $7,885 | $8,358 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Colbert County, AL | $986 | $717 |
| Tuscumbia, AL | $856 | $622 |
| Mount Hope, AL | $966 | $702 |
| Sheffield, AL | $755 | $549 |
| Florence, AL | $1,045 | $759 |
| Lauderdale County, AL | $1,047 | $761 |
| Morris Chapel, AL | $791 | $575 |
| Vernon, AL | $661 | $480 |
| Jumpertown, MS | $999 | $726 |
| Coverage Value | Average Franklin County, AL Homeowners Insurance ($) |
|---|---|
| $150,000 to $174,999 | $1,431 |
| $200,000 to $249,999 | $2,035 |
| $1000,000 to $1499,999 | $7,885 |
| $250,000 to $299,999 | $3,183 |
| $500,000 to $749,999 | $6,192 |