Gainesville, VA homeowners insurance rate is about $1146 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Lace Falls Loop, Lanier Overlook Ct, Trade Wind Ct, Stretford Forest Ct, Baylor Park Ct, Malvern Way, Tenbury Ct, Hartwood Meadow Pl, Roaring Spring Loop, United Park Way | $983 |
| Woodridge Dr, Doe Ridge Rd, Cheal Ct, State Rte 1752, Rodgers Ter, Tiffany Ln, State Rte 1728, Hartzell Hill Ln, Beverley Mill Dr, Crusade Ct | $1,122 |
| Otis Ct, Charlene Dr, Vandor Ln, Amal Ln, State Rte 705, Covantry Ln, Old Farm Ln, Thornton Dr, Shelter Ln, Executive Dr | $1,635 |
| Trundle Pl, Brandon Way, Rosbury Ct, Gateway Ct, Abingdon Ct, Remington Rd, Williamson Blvd, Castle Rd, Belle Grae Dr, Lafayette Ave | $878 |
| Heathcote Blvd, Whirlaway Ct, Pelham Crossover Ln, Pageland Ln, Sunday Silence Ct, Affirmed Pl, Basket Ring Ct, Birkenhead Pl, Victory Gallop Way, Saddle Run Way | $967 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Fair Oaks, VA | $452100 | 40 year old | $1,019 |
| Sterling, VA | $343200 | 30 year old | $908 |
| Poolesville, MD | $397800 | Above 50 year old | $1,384 |
| Seven Corners, VA | $289900 | New Home | $723 |
| Hybla Valley, VA | $328400 | 50 year old | $908 |
| Washington Grove, MD | $446900 | 50 year old | $1,592 |
| Ranson, WV | $165700 | 50 year old | $901 |
| Berwyn Heights, MD | $285800 | 40 year old | $1,009 |
| Sharpsburg, MD | $179900 | 50 year old | $804 |
| Howard County, MD | $439900 | New Home | $973 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $250,000 to $299,999 | $840 | $891 |
| $400,000 to $499,999 | $1,352 | $1,433 |
| $200,000 to $249,999 | $542 | $575 |
| $150,000 to $174,999 | $387 | $410 |
| $100,000 to $124,999 | $290 | $307 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Fair Oaks, VA | $981 | $713 |
| Sterling, VA | $884 | $642 |
| Poolesville, MD | $1,305 | $948 |
| Seven Corners, VA | $979 | $712 |
| Hybla Valley, VA | $864 | $628 |
| Washington Grove, MD | $1,516 | $1,101 |
| Ranson, WV | $858 | $623 |
| Berwyn Heights, MD | $971 | $706 |
| Sharpsburg, MD | $766 | $556 |
| Howard County, MD | $1,335 | $970 |
| Coverage Value | Average Gainesville, VA Homeowners Insurance ($) |
|---|---|
| $300,000 to $399,999 | $1,123 |
| $150,000 to $174,999 | $387 |
| $500,000 to $749,999 | $1,730 |
| $400,000 to $499,999 | $1,352 |
| $175,000 to $199,999 | $484 |