How Can I Make My Gainesville, VA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Gainesville, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Gainesville, VA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $98,500 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $249,000 | $210,000 | $200,000-$250,000 |
| 3 Bedroom | $404,500 | $360,000 | $350,000-$400,000 |
| 4 Bedroom | $417,000 | $340,000 | $350,000-$400,000 |
| 5 Bedroom | $413,500 | $330,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Gainesville, VA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$183 | $962 |
| Superior Protection Discount | -$103 | $1,043 |
| Fire & Security Discount | -$80 | $1,066 |
| Hail Resistant Roof Discount | -$23 | $1,123 |
| Newly Constructed Home Discount | -$309 | $836 |
Choose your Gainesville, VA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,295 |
| Hail Damage | $4,853 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,054 |
Identify Top Home Insurance Agents near Gainesville, VA | Back to Top
| Home Insurance Company Gainesville, VA | Homeowners Insurance Agency Gainesville, VA | Address | Popularity Score | Distance from Gainesville (miles) |
|---|---|---|---|---|
| Erie | Prestige Insurance Services Inc. | 701 W Broad Street Suite 205b, Falls Church, VA, 22046 | 23.4 | |
| State Farm | Steve Jones | 8704 Lee Highway, Fairfax, VA, 22031-2104 | 19.7 | |
| State Farm | Rodney M. Louis | 6422 Grovedale Dr Ste 102b, Alexandria, VA, 22310-2534 | 25.3 | |
| State Farm | Ladonna Snellbaker | 101 E Holly Ave, Sterling, VA, 20164-5402 | 15.5 | |
| State Farm | Milce Snyder | 4229 Lafayette Center Dr, Chantilly, VA, 20151-1261 | 8.5 | |
| Farmers | Antonia Mendez | 12185 Balls Ford Rd, Manassas, VA, 20109 | 4.5 | |
| Nationwide | Mike Major Agency | 1384 Old Bridge Rd Ste 101, Woodbridge, VA, 22192-2460 | 22.3 | |
| State Farm | Dana Garrigan | 5675 Stone Rd Ste 240, Centreville, VA, 20120-1667 | 8.5 | |
| State Farm | Carola Salinas | 7915 Lake Manassas Dr Ste 202, Gainesville, VA, 20155-3260 | 4.6 | |
| Allstate | Jeff Shi | 10916 Bulloch Dr, Manassas, VA, 20109 | 5.4 |
Compare Rates for Gainesville, VA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,320 | $640 |
| Prince William County, VA | $358,300 | $1,016 | $730 | $1,410 | $680 |
| Gainesville, VA | $411,800 | $1,146 | $780 | $1,570 | $790 |
| Fair Oaks, VA | $452,100 | $993 | $690 | $1,370 | $680 |
| Annandale, VA | $462,800 | $1,306 | $890 | $1,870 | $980 |
| Boyce, VA | $301,200 | $1,005 | $720 | $1,390 | $670 |
| Chevy Chase, MD | $897,000 | $865 | $680 | $1,090 | $410 |
| East Fairfax, VA | $215,100 | $896 | $650 | $1,250 | $600 |
| Fairmount Heights, MD | $217,200 | $842 | $670 | $1,060 | $390 |
| Fredericksburg, VA | $341,200 | $891 | $640 | $1,220 | $580 |
| Fairwood, MD | $458,000 | $1,590 | $1,260 | $2,000 | $740 |
| Lake Holiday, VA | $247,500 | $942 | $670 | $1,330 | $660 |
Research Home Insurance Companies Reviews in Gainesville, VA Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: July 20, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The premium will depend on your deductible and coverage. So far the premium isn't too bad for a $300 deductible.
State Farm Home Insurance Reviews
Date: September 18, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
Other providers are not as easy to access and a lot of them have issues in their policy that make their process confusing, which is not good.
Progressive Home Insurance Reviews
Date: October 12, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I have never really had to use their customer service as far as home insurance goes. However, upon signing up for home insurance it was one of the easiest processes I have ever had to do.