What Makes Your Galveston, TX Home Insurance Cheap or Expensive

Galveston, TX homeowners insurance rate is about $1415 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Galveston, TX Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
W de Vaca Ln, Kahala Dr E, John Davis Rd, Jamaica Beach, Palapa Cir, Gulf Dr, Bay Water Dr, Moby Dick, Isla del Sol, Sea Eagle Ln $1,806
Cadena Dr, Quintana Dr, Bernice Dr, Beall Ln, 8 Mile Rd, 8 1/2 Mile Rd, Schwartz Dr, Dos Dr, Termini San Luis Pass Rd, Tradewinds Dr $1,662
Morris St, Wimcrest Dr, Blume Dr, 93rd St, Magnolia Ct, Back Bay Cir, 71st St, 73rd St, Hollywood Rear Ave, Willow Ln $1,454
Fraser Rear Ave, Milam Dr, Menard Ave, Neumann Dr, Fannin Dr, 51st Rear St, Austin Rear Dr, Travis Dr, Lafitte Ave, Travis Rear Dr $1,585
Orleans Pl, Elm Ln, Lebrun Ct, Sycamore Dr, Lakeview Dr, Gerol Dr, Leeward, E Dansby Dr, Colony Park Dr, Antilles Ave $1,723

Cost of Galveston, TX Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Galveston, TX $164600 50 year old $1,469
League City, TX $178200 40 year old $1,463
Liverpool, TX $84400 Above 50 year old $1,513
Danbury, TX $123900 Above 50 year old $1,695
Richwood, TX $148200 50 year old $1,764
Clute, TX $96000 Above 50 year old $1,051
West Columbia, TX $79000 40 year old $1,452
West Columbia, TX $107500 Above 50 year old $1,018
West University Place, TX $987400 New Home $739

Galveston, TX Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$500,000 to $749,999 $5,376 $5,698
$175,000 to $199,999 $1,425 $1,511
$250,000 to $299,999 $2,487 $2,637
$1500,000 to $2000,000 $7,350 $7,791
$100,000 to $124,999 $877 $929

Cost of Home insurance with Deductible Scenarios in Galveston, TX | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Galveston, TX $1,398 $1,016
League City, TX $1,408 $1,024
Liverpool, TX $1,427 $1,037
Danbury, TX $1,598 $1,161
Richwood, TX $1,679 $1,220
Clute, TX $991 $720
West Columbia, TX $1,398 $1,016
West Columbia, TX $960 $698
West University Place, TX $949 $689

Galveston, TX Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Galveston, TX Homeowners Insurance ($)
$175,000 to $199,999 $1,425
$1000,000 to $1499,999 $6,846
$750,000 to $999,999 $6,216
$500,000 to $749,999 $5,376
$400,000 to $499,999 $4,200

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