Gilroy, CA homeowners insurance rate is about $1380 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Linda Vista Ln, Apache Ct, Jacaranda Way, Fine Dr, Casablanca Cir, Salem Ave, Orinda Way, Ousley Dr, Colony Way, Desert Bloom Pl | $1,598 |
| Silvia St, Zinnia St, Bosco Ln, Amanda Ave, Padova Dr, Tatum Ave, Vickery Ave, Birch Pl, el Cerrito Way, Primrose Ln | $693 |
| Omar St, Highland Estates Ln, Carolyn Ct, Burbank Ave, Jeanie Ln, Spring Ave, Oscar Ct, North St, Cll Cielo, Borges Ct | $1,875 |
| Stuart Dr, Redwood Ln, Portmarnock Way, Carignane Dr, Cajon Way, San Justo Ct, Rosette Way, Los Padres Ct, Santa Inez Ct, County Down Way | $841 |
| Redwood Retreat Rd, Lazo Grande Dr, Little Uvas Rd, Rockwood Ranch Rd, Louis Holstrom Dr, Edinburgh Way, Loma Prieta Way, Chesbro Lake Dr, Loma Prieta Rd, Whitehurst Rd | $2,241 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Interlaken, CA | $436800 | 50 year old | $928 |
| Twin Lakes, CA | $798000 | 50 year old | $1,156 |
| Spreckels, CA | $448500 | 30 year old | $1,339 |
| Sand City, CA | $575000 | New Home | $1,262 |
| Monterey, CA | $592800 | New Home | $1,103 |
| Santa Nella, CA | $218500 | New Home | $486 |
| Patterson, CA | $272500 | 40 year old | $719 |
| Carmel-by-the-Sea, CA | $1114000 | 30 year old | $951 |
| Livermore, CA | $643200 | 50 year old | $1,288 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $400,000 to $499,999 | $1,140 | $1,208 |
| $1000,000 to $1499,999 | $1,858 | $1,969 |
| $150,000 to $174,999 | $324 | $344 |
| $1500,000 to $2000,000 | $1,994 | $2,114 |
| $750,000 to $999,999 | $1,687 | $1,788 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Interlaken, CA | $884 | $642 |
| Twin Lakes, CA | $1,100 | $799 |
| Spreckels, CA | $1,303 | $947 |
| Sand City, CA | $1,663 | $1,208 |
| Monterey, CA | $1,363 | $990 |
| Santa Nella, CA | $667 | $485 |
| Patterson, CA | $693 | $503 |
| Carmel-by-the-Sea, CA | $926 | $673 |
| Livermore, CA | $1,226 | $891 |
| Coverage Value | Average Gilroy, CA Homeowners Insurance ($) |
|---|---|
| $1500,000 to $2000,000 | $1,994 |
| $750,000 to $999,999 | $1,687 |
| $175,000 to $199,999 | $423 |
| $300,000 to $399,999 | $938 |
| $250,000 to $299,999 | $730 |