What Makes Your Grand Rapids, MI Home Insurance Cheap or Expensive

Grand Rapids, MI homeowners insurance rate is about $732 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Grand Rapids, MI Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Fire Ridge Ct NE, Asheville Dr NE, Mason Ridge Dr NE, Burgen Ave NE, Oldenburg Ct NE, Garret Dr NE, Johnathan Ct NE, Knapp Valley Dr NE, Atwater Hills, Burgen Ct NE $941
Waldorf St NW, Springview Rd NW, Fenwick St NW, Chrysler Dr NW, Onondaga St NW, Pineridge Dr NW, Royal Vista Dr NW, Alexis Ct NW, Mullins Ct NW, Bonisteel NW $798
Pecan Ct NW, Winona Ave NW, Shenandoah Dr NW, Old Gate Rd NW, Olivia St NW, Parmelee Ct NW, Cayuga St NW, Splitrail Ave NW, Parmelee Ct, Bridge Center St NW $832
Kay Dr SE, Tree Ridge Dr SE, Granite St SE, Ken-O-Par St SE, Callander Dr SE, Langley Ct SE, Norwalk Dr SE, Whisper Cove Dr, Brook Hollow Pl SE, Kentridge Dr SE $804
Grove Bluff Ct SE, Belleglade Dr SE, Knight Way SE, E Mulford Ct SE, Woodmeadow Dr SE, Wooster Dr SE, Hampshire St SE, Argus Dr SE, Meadowbrook St SE, Radcliff Cir SE $802

Cost of Grand Rapids, MI Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Kent County, MI $153500 Above 50 year old $811
Boston, MI $155800 50 year old $698
Robinson, MI $180800 Above 50 year old $734
Eureka, MI $142300 New Home $572
Fruitport, MI $122400 New Home $559
Hastings, MI $92000 50 year old $682
Bridgeton, MI $103000 30 year old $737
Laketown, MI $225700 Above 50 year old $789
Pewamo, MI $116700 40 year old $766
Belvidere, MI $79600 40 year old $703

Grand Rapids, MI Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$500,000 to $749,999 $3,846 $4,076
$100,000 to $124,999 $674 $715
$175,000 to $199,999 $1,008 $1,068
$400,000 to $499,999 $3,004 $3,185
$150,000 to $174,999 $798 $846

Cost of Home insurance with Deductible Scenarios in Grand Rapids, MI | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Kent County, MI $765 $556
Boston, MI $665 $483
Robinson, MI $692 $503
Eureka, MI $774 $562
Fruitport, MI $746 $542
Hastings, MI $650 $472
Bridgeton, MI $717 $521
Laketown, MI $744 $540
Pewamo, MI $738 $536
Belvidere, MI $677 $492

Grand Rapids, MI Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Grand Rapids, MI Homeowners Insurance ($)
$300,000 to $399,999 $2,294
$200,000 to $249,999 $1,209
$1000,000 to $1499,999 $4,897
$1500,000 to $2000,000 $5,258
$400,000 to $499,999 $3,004

How can I Make My Grand Rapids, MI Home Insurance Cheaper

8 Ways to Get Discounts on Homeowners Insurance in Grand Rapids, MI