What Makes Your Hickory, NC Home Insurance Cheap or Expensive

Hickory, NC homeowners insurance rate is about $106-$3,240 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Hickory, NC Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Simpson St, Lee Cline Rd, Braemore Ct NW, State Rd 2245, E Poplar St, 15th St NW, Wortha Herman Rd, Clearview Ct, County Home Rd, State Rd 2294 1,200
Horseshoe Bend Dr, Roger Hill Rd, Mennonite Church Rd, Springdale Dr, Tanglewood Dr, Goins Rd, Beryl Dr, Lefevers Rd, Wilson Rd, State Rd 2031 3,000
Sand Clay Rd, State Rd 1148, Mill Rd, Hickory Lincolton Rd, Bendwood Rd, 17th Street Dr SE, Startown Rd SE, Stonewood Dr, Ponderosa Rd, Beck St 1,680
State Rd 1124, Advent Rd, 14th Ave SE, Morrison Dr, Joseph Ct, State Rd 1203, 32nd St SW, 14th Avenue Pl SW, Nello Dr, State Rd 1198 840
State Rd 1440, 29th Street Ct NE, Puett Park Dr, 29th Avenue Ct NE, Raleigh St, 27th St NE, Acorn Village Rd, State Rd 1611, State Rd 1621, State Rd 1641 3,240

Cost of Hickory, NC Homeowners Insurance based on Home value, and Year Built | Back to Top

Place / Nearby places Year Built Home Value ($) Premium ($)
Cherryville, NC 1986 105,800 872
Gwaltneys, NC 1988 115,900 877
Westport, NC 1991 453,800 1,005
Cool Springs, NC 1981 148,800 890
Colfax, NC 1987 112,400 877

Cost of Home insurance with Deductible Scenarios in Hickory, NC | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
147,300 550 460

Hickory, NC Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Hickory, NC Homeowners Insurance ($)
Less than $50,000 995 7.0 106
Less than $200,000 766 5.0 828
Less than $300,000 832 5.0 1,213
More than $300,000 732 5.0 1,545
Less than $100,000 356 2.0 230

Hickory, NC Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$150000-$175000 760 805

Hickory, NC Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
155,000 140,000 893 323 570

How can I Make My Hickory, NC Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Hickory, NC