How Can I Make My Hickory, NC Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Hickory, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Hickory, NC Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $110,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $191,000 | $180,000 | $175,000-$200,000 |
| 4 Bedroom | $272,000 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $226,000 | $210,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Hickory, NC | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $643 |
| Superior Protection Discount | -$71 | $723 |
| Fire & Security Discount | -$56 | $739 |
| Hail Resistant Roof Discount | -$24 | $771 |
| Newly Constructed Home Discount | -$175 | $620 |
Choose the Right Deductible for your Hickory, NC Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Catawba County | $1,000 | $776 | $1,776 | $564 | $1,564 | $212 |
| Hickory, NC | $700 | $785 | $1,485 | $570 | $1,270 | $214 |
| Jacobs Fork, NC | $500 | $720 | $1,220 | $523 | $1,023 | $197 |
| Bandy's, NC | $700 | $762 | $1,462 | $554 | $1,254 | $208 |
| Burke County, NC | $200 | $672 | $872 | $488 | $688 | $184 |
| Glen Alpine, NC | $2,500 | $661 | $3,161 | $480 | $2,980 | $181 |
| Cricket, NC | $300 | $506 | $806 | $368 | $668 | $138 |
| High Shoals, NC | $2,500 | $853 | $3,353 | $620 | $3,120 | $233 |
| Lake Wylie, SC | $500 | $970 | $1,470 | $705 | $1,205 | $265 |
| Macedonia, SC | $700 | $669 | $1,369 | $486 | $1,186 | $183 |
| Cabarrus County, NC | $300 | $913 | $1,213 | $664 | $964 | $250 |
| Farmington, NC | $2,000 | $827 | $2,827 | $601 | $2,601 | $226 |
Identify Top Home Insurance Agents near Hickory, NC | Back to Top
| Home Insurance Company Hickory, NC | Homeowners Insurance Agency Hickory, NC | Address | Popularity Score | Distance from Hickory (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Swimmer Insurance Agency | 725 Providence Rd, Charlotte, NC, 28207 | 45.7 | |
| Nationwide | Parks Insurance Group | 8316 Medical Plaza Dr Ste B, Charlotte, NC, 28262-6702 | 41.7 | |
| State Farm | Alex Williamson | 4108 Park Rd Ste 106, Charlotte, NC, 28209-4207 | 46.2 | |
| Travelers | Pegram & Associates Insurance | 3599 South Ridge Ave, Concord, NC, 28025 | 44.9 | |
| Erie | Turner Houser Insurance Group | 333c E Main Street, Lincolnton, NC, 28092 | 17.4 | |
| State Farm | Mike Gibson | 2940 Union Rd, Gastonia, NC, 28054-6022 | 35.6 | |
| State Farm | Van Nguyen | 6400 South Blvd Ste C, Charlotte, NC, 28217-4400 | 46.9 | |
| Allstate | Marty Blocker-Simmons | 33 4th St Nw, Hickory, NC, 28601 | 1.3 | |
| Allstate | Keith M. Franklin | 818 Tyvola Rd Ste 102, Charlotte, NC, 28217 | 45.7 | |
| Travelers | Hardy Insurance Agency | 2044 N Bridge St, Elkin, NC, 28621 | 47.6 |
Compare Rates for Hickory, NC Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,270 | $650 |
| Catawba County, NC | $139,900 | $786 | $560 | $1,120 | $560 |
| Hickory, NC | $141,900 | $794 | $530 | $1,100 | $570 |
| Jacobs Fork, NC | $154,000 | $728 | $520 | $1,040 | $520 |
| Bandy's, NC | $130,700 | $771 | $560 | $1,060 | $500 |
| Burke County, NC | $115,400 | $680 | $460 | $940 | $480 |
| Glen Alpine, NC | $109,000 | $669 | $490 | $920 | $430 |
| Cricket, NC | $79,800 | $512 | $360 | $710 | $350 |
| High Shoals, NC | $71,400 | $864 | $620 | $1,230 | $610 |
| Lake Wylie, SC | $293,900 | $982 | $660 | $1,350 | $690 |
| Macedonia, SC | $105,500 | $677 | $490 | $970 | $480 |
| Cabarrus County, NC | $180,300 | $924 | $640 | $1,280 | $640 |
| Farmington, NC | $251,100 | $838 | $580 | $1,160 | $580 |
Research Home Insurance Companies Reviews in Hickory, NC Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 15, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
State Farm has been one of the best Insurance companies I have interacted with; they are thoughtful, always looking out for me.
Date: October 23, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I do not have much experience with other home insurance companies but I think with my personal satisfaction with State Farm.I have not really compared my State Farm coverage compared to other companies.
Travelers Home Insurance Reviews
Date: May 28, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Customer Service
I would rate customer service as a 3. I had a rough experience with my agent and his manager about a flood that happened in our home
Farmer's Insurance Home Insurance Reviews
Date: July 05, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
When I changed my home and auto policies from State Farm to Farmer's Insurance , I saved about $1,300 per year. My coverage is maximum and I carry a low deductible.
Frontline Insurance Home Insurance Reviews
Date: October 10, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
Frontline insurance deductibles are some what flexible but are about the same as others. We chose them for the best premium pricing.
Erie Insurance Home Insurance Reviews
Date: July 25, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
They offer 24 hour service where you can call and make a claim or ask a question. When you call they are real people and not a recorded service. The people on the line are kind and extremely helpful.