How Can I Make My Hickory, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Hickory, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Hickory, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $53,500 $40,000 $50,000-$75,000
2 Bedroom $110,000 $100,000 $100,000-$125,000
3 Bedroom $191,000 $180,000 $175,000-$200,000
4 Bedroom $272,000 $240,000 $250,000-$300,000
5 Bedroom $226,000 $210,000 $250,000-$300,000

Bundle your Hickory, NC Auto & Home Insurance from the Same Company | Back to Top

Hickory, NC Car Insurance Hickory, NC Home Insurance
Details Kia, Sorento LX 3 Beds, 1 Baths, 1210 Square Feet worth $70000
Insurance Rates Individually $809.54 $960
Savings from buying both from the same company $212.35

Choose the Right Deductible for your Hickory, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $500 $780 $1,280 $660 $1,160 $120
Catawba County, NC $1,000 $510 $1,010 $420 $1,420 $-410
Hickory, NC $700 $510 $1,010 $420 $1,120 $-110
Jacobs Fork, NC $500 $550 $1,050 $460 $960 $90
Bandy's, NC $700 $550 $1,050 $460 $1,160 $-110
Burke County, NC $200 $560 $760 $470 $670 $90
Glen Alpine, NC $2,500 $470 $970 $390 $2,890 $-1,920
Cricket, NC $300 $340 $640 $280 $580 $60
High Shoals, NC $2,500 $340 $840 $290 $2,790 $-1,950
Lake Wylie, SC $500 $1,500 $2,000 $1,290 $1,790 $210
Macedonia, SC $700 $330 $830 $280 $980 $-150
Cabarrus County, NC $300 $930 $1,230 $740 $1,040 $190
Farmington, NC $2,000 $1,050 $1,550 $860 $2,860 $-1,310

Identify Top Home Insurance Agents near Hickory, NC | Back to Top

Home Insurance Company Hickory, NC Homeowners Insurance Agency Hickory, NC Address Popularity Score Distance from Hickory (miles)
Liberty Mutual Independent Swimmer Insurance Agency 725 Providence Rd, Charlotte, NC, 28207
45.7
Nationwide Parks Insurance Group 8316 Medical Plaza Dr Ste B, Charlotte, NC, 28262-6702
41.7
State Farm Alex Williamson 4108 Park Rd Ste 106, Charlotte, NC, 28209-4207
46.2
Travelers Pegram & Associates Insurance 3599 South Ridge Ave, Concord, NC, 28025
44.9
Erie Turner Houser Insurance Group 333c E Main Street, Lincolnton, NC, 28092
17.4
State Farm Mike Gibson 2940 Union Rd, Gastonia, NC, 28054-6022
35.6
State Farm Van Nguyen 6400 South Blvd Ste C, Charlotte, NC, 28217-4400
46.9
Allstate Marty Blocker-Simmons 33 4th St Nw, Hickory, NC, 28601
1.3
Allstate Keith M. Franklin 818 Tyvola Rd Ste 102, Charlotte, NC, 28217
45.7
Travelers Hardy Insurance Agency 2044 N Bridge St, Elkin, NC, 28621
47.6

Compare Rates for Hickory, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $860 $580 $1,180 $600
Catawba County, NC $130,200 $600 $440 $850 $410
Hickory, NC $133,900 $660 $470 $910 $440
Jacobs Fork, NC $140,200 $810 $580 $1,160 $580
Bandy's, NC $128,100 $690 $490 $950 $460
Burke County, NC $110,800 $650 $470 $890 $420
Glen Alpine, NC $110,500 $590 $420 $840 $420
Cricket, NC $89,500 $490 $350 $700 $350
High Shoals, NC $88,000 $420 $300 $580 $280
Lake Wylie, SC $287,400 $1,410 $940 $1,950 $1,010
Macedonia, SC $77,100 $380 $260 $540 $280
Cabarrus County, NC $168,600 $880 $610 $1,250 $640
Farmington, NC $244,100 $980 $720 $1,380 $660

Research Home Insurance Companies Reviews in Hickory, NC Before Buying | Back to Top

Share a review on your home insurance company


Farmer's Insurance Home Insurance Reviews

Date: July 05, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
When I changed my home and auto policies from State Farm to Farmer's Insurance , I saved about $1,300 per year. My coverage is maximum and I carry a low deductible.

Travelers Home Insurance Reviews

Date: May 28, 2019    Age: 40 to 49    Gender: Married    Marital Status: Female

Customer Service
I would rate customer service as a 3. I had a rough experience with my agent and his manager about a flood that happened in our home

Erie Insurance Home Insurance Reviews

Date: July 25, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
They offer 24 hour service where you can call and make a claim or ask a question. When you call they are real people and not a recorded service. The people on the line are kind and extremely helpful.


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