How Can I Make My Hickory, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Hickory, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Hickory, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $53,500 $40,000 $50,000-$75,000
2 Bedroom $110,000 $100,000 $100,000-$125,000
3 Bedroom $191,000 $180,000 $175,000-$200,000
4 Bedroom $272,000 $240,000 $250,000-$300,000
5 Bedroom $226,000 $210,000 $250,000-$300,000

Estimate your Savings with Home Insurance Discounts in Hickory, NC | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$151 $643
Superior Protection Discount -$71 $723
Fire & Security Discount -$56 $739
Hail Resistant Roof Discount -$24 $771
Newly Constructed Home Discount -$175 $620

Choose the Right Deductible for your Hickory, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Catawba County $1,000 $776 $1,776 $564 $1,564 $212
Hickory, NC $700 $785 $1,485 $570 $1,270 $214
Jacobs Fork, NC $500 $720 $1,220 $523 $1,023 $197
Bandy's, NC $700 $762 $1,462 $554 $1,254 $208
Burke County, NC $200 $672 $872 $488 $688 $184
Glen Alpine, NC $2,500 $661 $3,161 $480 $2,980 $181
Cricket, NC $300 $506 $806 $368 $668 $138
High Shoals, NC $2,500 $853 $3,353 $620 $3,120 $233
Lake Wylie, SC $500 $970 $1,470 $705 $1,205 $265
Macedonia, SC $700 $669 $1,369 $486 $1,186 $183
Cabarrus County, NC $300 $913 $1,213 $664 $964 $250
Farmington, NC $2,000 $827 $2,827 $601 $2,601 $226

Identify Top Home Insurance Agents near Hickory, NC | Back to Top

Home Insurance Company Hickory, NC Homeowners Insurance Agency Hickory, NC Address Popularity Score Distance from Hickory (miles)
Liberty Mutual Independent Swimmer Insurance Agency 725 Providence Rd, Charlotte, NC, 28207
45.7
Nationwide Parks Insurance Group 8316 Medical Plaza Dr Ste B, Charlotte, NC, 28262-6702
41.7
State Farm Alex Williamson 4108 Park Rd Ste 106, Charlotte, NC, 28209-4207
46.2
Travelers Pegram & Associates Insurance 3599 South Ridge Ave, Concord, NC, 28025
44.9
Erie Turner Houser Insurance Group 333c E Main Street, Lincolnton, NC, 28092
17.4
State Farm Mike Gibson 2940 Union Rd, Gastonia, NC, 28054-6022
35.6
State Farm Van Nguyen 6400 South Blvd Ste C, Charlotte, NC, 28217-4400
46.9
Allstate Marty Blocker-Simmons 33 4th St Nw, Hickory, NC, 28601
1.3
Allstate Keith M. Franklin 818 Tyvola Rd Ste 102, Charlotte, NC, 28217
45.7
Travelers Hardy Insurance Agency 2044 N Bridge St, Elkin, NC, 28621
47.6

Compare Rates for Hickory, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $161,000 $894 $620 $1,270 $650
Catawba County, NC $139,900 $786 $560 $1,120 $560
Hickory, NC $141,900 $794 $530 $1,100 $570
Jacobs Fork, NC $154,000 $728 $520 $1,040 $520
Bandy's, NC $130,700 $771 $560 $1,060 $500
Burke County, NC $115,400 $680 $460 $940 $480
Glen Alpine, NC $109,000 $669 $490 $920 $430
Cricket, NC $79,800 $512 $360 $710 $350
High Shoals, NC $71,400 $864 $620 $1,230 $610
Lake Wylie, SC $293,900 $982 $660 $1,350 $690
Macedonia, SC $105,500 $677 $490 $970 $480
Cabarrus County, NC $180,300 $924 $640 $1,280 $640
Farmington, NC $251,100 $838 $580 $1,160 $580

Research Home Insurance Companies Reviews in Hickory, NC Before Buying | Back to Top

Share a review on your home insurance company


Travelers Home Insurance Reviews

Date: May 28, 2019    Age: 40 to 49    Gender: Married    Marital Status: Female

Customer Service
I would rate customer service as a 3. I had a rough experience with my agent and his manager about a flood that happened in our home

Farmer's Insurance Home Insurance Reviews

Date: July 05, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
When I changed my home and auto policies from State Farm to Farmer's Insurance , I saved about $1,300 per year. My coverage is maximum and I carry a low deductible.

State Farm Home Insurance Reviews

Date: October 23, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
I do not have much experience with other home insurance companies but I think with my personal satisfaction with State Farm.I have not really compared my State Farm coverage compared to other companies.

Frontline Insurance Home Insurance Reviews

Date: October 10, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
Frontline insurance deductibles are some what flexible but are about the same as others. We chose them for the best premium pricing.

Erie Insurance Home Insurance Reviews

Date: July 25, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
They offer 24 hour service where you can call and make a claim or ask a question. When you call they are real people and not a recorded service. The people on the line are kind and extremely helpful.


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