What Makes Your Independence, MO Home Insurance Cheap or Expensive

Independence, MO homeowners insurance rate is about $918 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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1Homeowners Insurance Rates in Different Neighbourhoods of Independence, MO
2Effect of Value and Age on Homeowners Insurance Rates in Independence, MO
3Homes with Swimming Pools have Higher Homeowners Insurance in Independence, MO
4How Deductibles Affect Home Insurance Rates in Independence, MO
5Effect of Home Coverage on Homeowners Insurance in Independence, MO

Cost of Independence, MO Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
E 7th St Ct S, S Mc Henry St, E Mc Henry St, E 3 St S, S Davis Ct, S Powell Rd, Lacy Rd, Brentwood St, S Queen Ridge Dr, E 13th Ter Ct S $908
N Tepee Ave, N Mohican Ct, E 15 Ter N, N Blue Mills Rd, E 14 Ter N, E 14 St N, N Cloverdale Ct, E 11 Trl N, S J R Ct, E 17th Street Ct N $1,180
N Broadway St, S Kirby Rd, Co Hwy 24E, S Rust Rd, E Mabry Rd, Buckner Tarsney Rd, NW Bradford Ct, E Beth Ct, Little Rd, Truman Rd $1,428
Wallingford Dr, Anchor Cir, NW 41st St Ter, W US 40 Hwy, NW Old Valley View Rd, SW Elizabeth St, NW 51 St, SW Marguerite St, NW 50th St, Emerald Shore Dr $1,181
NE 1st Ter, NW 4th Ter, NE 3rd St, NE Weston Cir, NW Weschester Dr, NW Pecan, NW Almond, Shaw Pkwy, NW Chateau Dr, NE Pink Hill Rd $1,099

Cost of Independence, MO Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Brooking, MO $93800 New Home $598
Grandview, MO $103700 40 year old $827
Kansas City, KS $89500 Above 50 year old $963
Henrietta, MO $44400 New Home $506
Spring Hill, KS $184200 50 year old $1,044
Lathrop, MO $132200 30 year old $1,064
Fairfield, MO $181300 40 year old $1,203
Post Oak, MO $124200 New Home $727

Independence, MO Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$200,000 to $249,999 $1,884 $1,997
$175,000 to $199,999 $1,576 $1,670
$100,000 to $124,999 $1,018 $1,079
$500,000 to $749,999 $5,618 $5,955
$400,000 to $499,999 $4,389 $4,652

Cost of Home insurance with Deductible Scenarios in Independence, MO | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Brooking, MO $767 $557
Grandview, MO $796 $578
Kansas City, KS $908 $660
Henrietta, MO $704 $512
Spring Hill, KS $993 $722
Lathrop, MO $1,035 $752
Fairfield, MO $1,159 $842
Post Oak, MO $1,012 $735

Independence, MO Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Independence, MO Homeowners Insurance ($)
$500,000 to $749,999 $5,618
$175,000 to $199,999 $1,576
$150,000 to $174,999 $1,194
$400,000 to $499,999 $4,389
$200,000 to $249,999 $1,884

How can I Make My Independence, MO Home Insurance Cheaper

9 Ways to Get Discounts on Homeowners Insurance in Independence, MO