What Makes Your Lancaster, NY Home Insurance Cheap or Expensive

Lancaster, NY homeowners insurance rate is about $680 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Lancaster, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Nicholas Ln, Dorchester Ct, Pinetree Dr, Schiffler Ct, Briggs Pl, Michaels Walk, Avian Way, Simme Rd, Parkedge Dr, Siebert Rd $689
Robert Dr, Quincy Ave, 6th Ave, Lenox Ave, Cadet Cir, Old Lake Ave, Parkside Dr, Crawford St, E Payne St, Fairfield Ave $619
Redlein Dr, Enterprise Dr, Wainwright Ct, Martha Dr, Stony Rd, Anna Dr, Westbury Ln, Newberry Ln, Peppermint Rd, Home Rd $788
Candice Ct, Markey Ave, Bridlepath Ln, Rehm Rd, Pine View Ln, Colony St, Foxhunt Rd, Broezel Ave, Cloverfield Ct, Charlton Pl $686
Wendel St, Willow Ridge Ct, Old Mill Run, Transit Blvd, Via Tripodi, Eastwood Pkwy, Northbrook Ct, Via Donato W, Williamsburg Ln, Michael Anthony Ln $663

Cost of Lancaster, NY Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Sloan, NY $74900 30 year old $604
Eggertsville, NY $137200 New Home $435
Holland, NY $149400 50 year old $667
Boston, NY $183300 New Home $489
Genesee County, NY $111900 40 year old $1,258
Collins, NY $101600 New Home $742
Silver Springs, NY $73200 Above 50 year old $625
Lime Lake, NY $114400 40 year old $614
Fillmore, NY $76900 50 year old $617
Scottsville, NY $127000 40 year old $626

Lancaster, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$200,000 to $249,999 $766 $812
$100,000 to $124,999 $458 $486
$250,000 to $299,999 $1,222 $1,296
$1000,000 to $1499,999 $3,181 $3,371
$500,000 to $749,999 $2,498 $2,647

Cost of Home insurance with Deductible Scenarios in Lancaster, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Sloan, NY $588 $427
Eggertsville, NY $572 $416
Holland, NY $635 $462
Boston, NY $662 $481
Genesee County, NY $1,211 $880
Collins, NY $940 $683
Silver Springs, NY $589 $428
Lime Lake, NY $591 $429
Fillmore, NY $587 $426
Scottsville, NY $603 $438

Lancaster, NY Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Lancaster, NY Homeowners Insurance ($)
$750,000 to $999,999 $2,888
$250,000 to $299,999 $1,222
$400,000 to $499,999 $1,951
$100,000 to $124,999 $458
$500,000 to $749,999 $2,498

How can I Make My Lancaster, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Lancaster, NY