Montgomery County, VA homeowners insurance rate is about $866 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Spangler Dr, Tuckahoe Dr, Alley Rd, Elliott Creek Rd, Little Camp Rd, Mud Pike, Hopper Ln, Piney Woods Rd, State Rte 688, Gate Rd | $826 |
| Compton Dr, State Rte 1005, State Rte 1047, Sugar Grove Rd, Bow Hill Rd, State Rte 706, State Rte 757, Jacob Dr, State Rte 626, Strawberry Cir | $707 |
| Scattergood Dr NW, Beaver Dr, Pelham Ln, Emerald Blvd NW, Cambria St NW, Patriot Way, Gold Leaf Dr, George Edward Via, Wimmer St, York Dr | $898 |
| Derby Rd, Hillman Ln, Great Valley Dr, Duluth Dr, Olinger Rd, Albert Ln, Seymour Dr, Branch St, Riverside Dr, Cox Dr | $745 |
| Trent St, State Rte 1430, Electric Way, Crosscreek Dr, Lester St NE, Milton Ave, Yellow Sulphur Rd NE, Long St, West St, Tyler St NE | $719 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Floyd County, VA | $153800 | New Home | $473 |
| Salem, VA | $174000 | 30 year old | $695 |
| Craig County, VA | $164800 | 40 year old | $683 |
| Boones Mill, VA | $157800 | New Home | $611 |
| Stanleytown, VA | $110300 | 50 year old | $624 |
| Snow Creek, VA | $146800 | New Home | $537 |
| Peters Creek, VA | $118000 | Above 50 year old | $665 |
| Big Creek, NC | $124500 | 30 year old | $754 |
| South Westfield, NC | $119500 | 40 year old | $739 |
| Ghent, WV | $439700 | 30 year old | $1,680 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $500,000 to $749,999 | $2,563 | $2,717 |
| $400,000 to $499,999 | $2,003 | $2,123 |
| $1500,000 to $2000,000 | $3,504 | $3,715 |
| $175,000 to $199,999 | $717 | $760 |
| $250,000 to $299,999 | $1,212 | $1,285 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Floyd County, VA | $632 | $459 |
| Salem, VA | $676 | $492 |
| Craig County, VA | $657 | $478 |
| Boones Mill, VA | $764 | $555 |
| Stanleytown, VA | $594 | $432 |
| Snow Creek, VA | $680 | $494 |
| Peters Creek, VA | $627 | $456 |
| Big Creek, NC | $734 | $533 |
| South Westfield, NC | $711 | $517 |
| Ghent, WV | $1,635 | $1,188 |
| Coverage Value | Average Montgomery County, VA Homeowners Insurance ($) |
|---|---|
| $175,000 to $199,999 | $717 |
| $150,000 to $174,999 | $591 |
| $750,000 to $999,999 | $2,964 |
| $250,000 to $299,999 | $1,212 |
| $1500,000 to $2000,000 | $3,504 |