What Makes Your New Smyrna Beach, FL Home Insurance Cheap or Expensive

New Smyrna Beach, FL homeowners insurance rate is about $1371 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of New Smyrna Beach, FL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Riverside Knoll Dr, W Brooks Cir, Ezra Rd, E Halifax Ave, Poinciana Rd, Stacy Grove Rd, Randle Ave, Highlander Dr, Jones Fish Camp Rd, Hickory Ave $1,311
Inverness Ct, Stymie Ln, Fox Tail Ct, Wayne Ave, Loch Lomond Ct, Oakmont Ln, Bay Dr, Soft Pine Ct, Staghorn Ct, Canterbury Cir $1,575
Mesa Verde St, S Duss St, Reid Dr, Stewart Dr, S Myrtle Ave, Glen Cir, Meadow Wood St, Coates Dr, E Gateway Dr, Buck Ln $1,395
Freeman St, Sable Cay Ct, N Orange St, Cunningham Dr, Father Dolan Dr, Quay Assisi, Vineyard St, Freemont St, Desoto Dr, Clermont St $1,922
N Myrtle Ave, Jungle Rd, Lynn Ct, Inwood Ave, Milford Pl, Park, Sugar Mill Dr, Colonial Dr, Warn Ree Cir, Wickersham Rd $1,647

Cost of New Smyrna Beach, FL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Seminole County, FL $201900 New Home $1,011
Daytona Beach, FL $126300 30 year old $1,185
Chuluota, FL $165300 Above 50 year old $1,589
Wekiwa Springs, FL $257900 New Home $842
Merritt Island, FL $230600 40 year old $1,346
Umatilla, FL $128800 Above 50 year old $947
Astor, FL $107000 New Home $798
Sky Lake, FL $119200 50 year old $891
Oak Ridge, FL $98000 40 year old $916
Ocoee, FL $205800 50 year old $1,416

New Smyrna Beach, FL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$250,000 to $299,999 $2,408 $2,552
$750,000 to $999,999 $5,921 $6,276
$500,000 to $749,999 $5,121 $5,428
$175,000 to $199,999 $1,403 $1,488
$400,000 to $499,999 $4,001 $4,241

Cost of Home insurance with Deductible Scenarios in New Smyrna Beach, FL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Seminole County, FL $1,407 $1,022
Daytona Beach, FL $1,153 $838
Chuluota, FL $1,498 $1,088
Wekiwa Springs, FL $1,139 $828
Merritt Island, FL $1,296 $942
Umatilla, FL $893 $649
Astor, FL $1,111 $807
Sky Lake, FL $848 $616
Oak Ridge, FL $882 $641
Ocoee, FL $1,348 $979

New Smyrna Beach, FL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average New Smyrna Beach, FL Homeowners Insurance ($)
$150,000 to $174,999 $1,160
$250,000 to $299,999 $2,408
$400,000 to $499,999 $4,001
$175,000 to $199,999 $1,403
$1000,000 to $1499,999 $6,521

How can I Make My New Smyrna Beach, FL Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in New Smyrna Beach, FL