Niagara Falls, NY homeowners insurance rate is about $1226 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Findlay Dr, Dorchester Rd, Chasm Ave, Terrace Dr, Harrison Ave, Macklem Ave, Rapids Blvd, Monteagle St, McKoon Ave, Penn St | $612 |
| Henry Ave, 58th St, 66th St, Devlin Ave, Granby Ave, Perry Ave, 63rd St, Goodyear Dr, Edison Ave, Stephenson Ave | $590 |
| Cherry Walk, Grove Ave, Profit Ln, Connecticut Ave, 21st St, Cherry Com, Elm Ct, Maryland Ave, Centre Ct, Jordan Gdns | $590 |
| Point Ave, 72nd St, Troy Ave, 81st St, S 91st St, Champlain Ave, 80th St, 79th St, Edison Ave, 85th St | $597 |
| Mackenna Ave, 30th St, 34th St, F St, 47th St, 36th St, 25th St, Ely Ave, 35th St, Webb Pl | $604 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Pendleton, NY | $184400 | Above 50 year old | $758 |
| Harris Hill, NY | $211200 | 40 year old | $695 |
| Niagara County, NY | $114800 | 40 year old | $1,225 |
| Billington Heights, NY | $217300 | 30 year old | $839 |
| Eden, NY | $167700 | Above 50 year old | $663 |
| Sheldon, NY | $144200 | 50 year old | $658 |
| Stafford, NY | $119400 | 30 year old | $611 |
| Ashford, NY | $111600 | 50 year old | $620 |
| Yorkshire, NY | $89300 | 30 year old | $599 |
| Wethersfield, NY | $91800 | 40 year old | $605 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1500,000 to $2000,000 | $14,941 | $15,837 |
| $750,000 to $999,999 | $12,636 | $13,394 |
| $400,000 to $499,999 | $8,538 | $9,050 |
| $150,000 to $174,999 | $2,371 | $2,513 |
| $100,000 to $124,999 | $1,605 | $1,702 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Pendleton, NY | $714 | $519 |
| Harris Hill, NY | $669 | $486 |
| Niagara County, NY | $1,180 | $857 |
| Billington Heights, NY | $817 | $594 |
| Eden, NY | $625 | $454 |
| Sheldon, NY | $626 | $455 |
| Stafford, NY | $595 | $432 |
| Ashford, NY | $590 | $429 |
| Yorkshire, NY | $583 | $424 |
| Wethersfield, NY | $583 | $424 |
| Coverage Value | Average Niagara Falls, NY Homeowners Insurance ($) |
|---|---|
| $200,000 to $249,999 | $3,442 |
| $750,000 to $999,999 | $12,636 |
| $150,000 to $174,999 | $2,371 |
| $400,000 to $499,999 | $8,538 |
| $100,000 to $124,999 | $1,605 |