North Charleston, SC homeowners insurance rate is about $987 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Burnt Creek Ct, Coosaw Creek Blvd, Enterprise Dr, N Ridgebrook Dr, Bent Creek Dr, Holly Knoll, Dillinger Ave, Continental Ct, Herons Walk, Sentry Cir | $1,090 |
| McGregor Downs Ct, Stonewall Dr, River Ridge Dr, Harold Rd, Pratt Ct, Research Blvd, Coopers Ct, Rustlers Ct, Ronald Dr, Bowles Dr | $1,206 |
| W Walnut Cir, Wragg Ln, Middleton Oaks Rd, Garden Ln, Boyle Way, Jimbo Dr, Sullivans Landing Rd, Jewel Dr, Club View Rd, Out of Bounds Rd | $1,510 |
| Indigo Fields Blvd, Belford Ct, Mansfield Blvd, Taylor Plantation, Blueridge Trl, Pantego Ln, Hainsworth Dr, Shagbark Trl, Drifters Way, Timberline Trl | $1,279 |
| Falling Leaf Ln, Millbrook Cir, Kensington Pl, White Heron Ln, Coppergrove Dr, Jenys Ct, Rosser Dr, Netherby Ln, Kennestone Ln, Fairington Dr | $1,389 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Summerville, SC | $187400 | New Home | $867 |
| Johns Island, SC | $260400 | 40 year old | $1,066 |
| Hollywood, SC | $181600 | 40 year old | $842 |
| Wadmalaw Island, SC | $293800 | 40 year old | $1,609 |
| Berkeley County, SC | $164900 | 50 year old | $1,037 |
| Russellville, SC | $142000 | New Home | $696 |
| Eutawville, SC | $102900 | Above 50 year old | $693 |
| Vance, SC | $71700 | 40 year old | $494 |
| St. Helena Island, SC | $232600 | 50 year old | $1,006 |
| Manning, SC | $115000 | Above 50 year old | $696 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $400,000 to $499,999 | $3,162 | $3,352 |
| $250,000 to $299,999 | $2,014 | $2,134 |
| $300,000 to $399,999 | $2,624 | $2,782 |
| $100,000 to $124,999 | $565 | $599 |
| $1000,000 to $1499,999 | $5,154 | $5,463 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Summerville, SC | $1,084 | $788 |
| Johns Island, SC | $1,026 | $746 |
| Hollywood, SC | $811 | $589 |
| Wadmalaw Island, SC | $1,549 | $1,126 |
| Berkeley County, SC | $987 | $717 |
| Russellville, SC | $942 | $684 |
| Eutawville, SC | $653 | $475 |
| Vance, SC | $475 | $345 |
| St. Helena Island, SC | $957 | $696 |
| Manning, SC | $656 | $477 |
| Coverage Value | Average North Charleston, SC Homeowners Insurance ($) |
|---|---|
| $250,000 to $299,999 | $2,014 |
| $175,000 to $199,999 | $1,094 |
| $200,000 to $249,999 | $1,391 |
| $1500,000 to $2000,000 | $5,533 |
| $100,000 to $124,999 | $565 |