Polk County, TX homeowners insurance rate is about $1301 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Grannys Ranch Rd, Lynn Hendrix Rd, Newberry Dr, Barbara Trl, Bryan Rd, Olivia, Buffalo Rn Rd, Flanagan St, Sage Brush, Becky Dr | $1,673 |
| Old Ridge Rd, Austin Ave, Cherry Tree, Harborlight, Daffodil Dr, Codys Way, Bridgelanding, Beaumont Ave, Southernmost, Racoon | $1,546 |
| State Hwy 146, Elmwood Rd, Emmanuel Rd, Queens Row, Dream Catcher, Pine Thicket Ct, Emanuel Rd, Marceaux Ln, Park Ln, Checkmate St | $1,431 |
| Peter Wilkins Rd, Herslow Rd, Plano, Purvis Blvd, Nina Lee Ln, FM 62, Manry Rd, FM 1872, Ayres St, Daphnea Dr | $1,423 |
| W Lake Shore Dr, N Lakeshore Dr, Vaughn Ln, Estate Rd, Harrell Ln, S Brock Ave, Beachnut Dr, Prosperity Ln, Sunset Loop, Willy Rd | $1,648 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Shepherd, TX | $74300 | 30 year old | $1,410 |
| Colmesneil, TX | $70000 | 30 year old | $1,384 |
| Westwood Shores, TX | $116400 | New Home | $1,128 |
| Hudson, TX | $125400 | New Home | $1,185 |
| Kountze, TX | $106500 | 40 year old | $994 |
| Splendora, TX | $84800 | 30 year old | $1,468 |
| Willis, TX | $158000 | New Home | $1,106 |
| Patton Village, TX | $54800 | New Home | $940 |
| Daisetta, TX | $75100 | 50 year old | $1,447 |
| Huntsville, TX | $152700 | New Home | $1,110 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1000,000 to $1499,999 | $12,274 | $13,010 |
| $200,000 to $249,999 | $2,882 | $3,055 |
| $500,000 to $749,999 | $9,638 | $10,216 |
| $250,000 to $299,999 | $4,505 | $4,775 |
| $300,000 to $399,999 | $6,315 | $6,694 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Shepherd, TX | $1,372 | $997 |
| Colmesneil, TX | $1,348 | $979 |
| Westwood Shores, TX | $1,570 | $1,141 |
| Hudson, TX | $1,604 | $1,165 |
| Kountze, TX | $957 | $696 |
| Splendora, TX | $1,429 | $1,038 |
| Willis, TX | $1,383 | $1,005 |
| Patton Village, TX | $1,255 | $912 |
| Daisetta, TX | $1,377 | $1,001 |
| Huntsville, TX | $1,371 | $996 |
| Coverage Value | Average Polk County, TX Homeowners Insurance ($) |
|---|---|
| $400,000 to $499,999 | $7,530 |
| $750,000 to $999,999 | $11,144 |
| $1000,000 to $1499,999 | $12,274 |
| $150,000 to $174,999 | $2,176 |
| $500,000 to $749,999 | $9,638 |