What Makes Your Port Charlotte, FL Home Insurance Cheap or Expensive

Port Charlotte, FL homeowners insurance rate is about $1272 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Port Charlotte, FL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Burton Ave, Ramsey St, Newcomb Rd, Potomac Ave, Abbott Ave, Eldorado Ln, Irwin Dr, Batan St, Gailee St, Chamberlain Blvd $1,864
Grandmont St, Charter Ave, Laramie Ave, Liddy St, Vincent Ave, Zelda Ave, Dante Ave, Rhett Dr, Roberts Ave, Salyers St $1,327
Ferndale Ave, Tift St, Lehigh Ave, Pulaski St, Mulligan Ave, McKim Ave, Marlow St, Allworthy St, Weatherman Ave, Alaska Ave $1,803
Mays Ave, Riddle Ave, Coblentz St, Forand Cir, Eldred Ave, Voltair Ave, Fitzsimmons St, Randolph St, Carleton Ave, Strasburg Dr $1,687
Mayville Ave, Geneva St, Staver St, Durkee St, Conway Blvd, Buffalo Ave, Macdougall Ave, Fulton St, McMullen Ave, Patera Ave $1,474

Cost of Port Charlotte, FL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Charlotte Harbor, FL $116800 30 year old $1,208
North Port, FL $152900 30 year old $1,309
Osprey, FL $386300 50 year old $970
Tice, FL $69200 Above 50 year old $909
Sarasota, FL $228100 50 year old $1,350
Lee County, FL $190200 40 year old $1,552
Alva, FL $301100 New Home $1,763
Three Oaks, FL $234900 New Home $1,537
Samoset, FL $66000 New Home $608

Port Charlotte, FL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$400,000 to $499,999 $4,129 $4,377
$200,000 to $249,999 $1,760 $1,866
$250,000 to $299,999 $2,569 $2,723
$1000,000 to $1499,999 $6,730 $7,134
$500,000 to $749,999 $5,285 $5,602

Cost of Home insurance with Deductible Scenarios in Port Charlotte, FL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Charlotte Harbor, FL $1,176 $854
North Port, FL $1,274 $926
Osprey, FL $923 $671
Tice, FL $857 $623
Sarasota, FL $1,285 $934
Lee County, FL $1,495 $1,086
Alva, FL $2,353 $1,710
Three Oaks, FL $1,947 $1,415
Samoset, FL $835 $607

Port Charlotte, FL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Port Charlotte, FL Homeowners Insurance ($)
$150,000 to $174,999 $1,227
$200,000 to $249,999 $1,760
$100,000 to $124,999 $957
$1500,000 to $2000,000 $7,226
$250,000 to $299,999 $2,569

How can I Make My Port Charlotte, FL Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Port Charlotte, FL