What Makes Your Rome, NY Home Insurance Cheap or Expensive

Rome, NY homeowners insurance rate is about $1226 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Rome, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Rome Westernville Rd, Potter Rd, Erie Blvd W, Co Rd 60A, Glen Rd, Teugega Point Rd, Pennystreet Rd, Rabbitt Rd, Keeler Rd, Fish Hatchery Rd $678
Byrnes Ave, Toccolana Ave, Orion Cir, Nock St, Tompkins Ave, 5th St, Park Dr, Millbrook Rd, Floyd Pl, Mayberry Rd $597
Bissell Ave, S Jay St, W Court St, E Dominick St, W Park St, W Bloomfield St, Vine St, W Fox St, S Madison St, Erie Blvd E $592
Kilbourne Rd, Shakes Rd, Reber Rd, Perimeter Rd, Halstead Rd, Hogsback Rd, Gawarecki Rd, S James St, Ivy Ln, Rickmeyer Rd $628
Donald St, Dwight Dr, Chatham St, Rose Ln, S Crescent Dr, Pleasant Ave, Sherman Ave, E Locust St, Riverview Pkwy N, East Ave $594

Cost of Rome, NY Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Waterville, NY $110400 40 year old $611
Norway, NY $103000 40 year old $607
Geddes, NY $128300 50 year old $979
Onondaga County, NY $139400 New Home $461
Mexico, NY $120700 50 year old $988
Village Green, NY $100700 30 year old $600
New Bremen, NY $128200 50 year old $634
Pittsfield, NY $102500 50 year old $614

Rome, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$300,000 to $399,999 $5,228 $5,541
$200,000 to $249,999 $2,658 $2,818
$150,000 to $174,999 $1,735 $1,839
$1000,000 to $1499,999 $10,400 $11,024
$400,000 to $499,999 $6,381 $6,763

Cost of Home insurance with Deductible Scenarios in Rome, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Waterville, NY $589 $428
Norway, NY $585 $425
Geddes, NY $932 $677
Onondaga County, NY $600 $436
Mexico, NY $940 $683
Village Green, NY $584 $424
New Bremen, NY $604 $439
Pittsfield, NY $585 $425

Rome, NY Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Rome, NY Homeowners Insurance ($)
$300,000 to $399,999 $5,228
$1500,000 to $2000,000 $11,166
$750,000 to $999,999 $9,443
$250,000 to $299,999 $3,823
$200,000 to $249,999 $2,658

How can I Make My Rome, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Rome, NY