Royal Oak, MI homeowners insurance rate is about $823 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Gwen Ct, Poplar Ave, Sylvan Dr, Ferncliff Ave, Galpin Ave, Alicia Ln, Helen Ct, Northwood Blvd, Hickory Ave, Lawrence Ave | $810 |
| Hendrie Blvd, W 5th St, S Lafayette Ave, W 6th St, W Lincoln Ave, W Hudson Ave, W Kenilworth Ave, 5th Ave, Huntington Rd, Washington Ave | $782 |
| Betsy Ross Ave, Chester Rd, Springer Ct E, Yorba Linda Blvd, Dukeshire Hwy, Betsy Ross Dr, Grandview Rd, Auburn Dr, Highfield Rd, N Fulton Pl | $879 |
| Rhode Island Ave, McLean Ave, Stonebrooke Ct, Macwilliams Ln, Dondero Ave, Marylandclub Dr, Longfellow Ave, James Cir, Irving Ave, Wyandotte Ave | $775 |
| Ferris Ave, Ardmore Ave, Girard Ave, E Lawrence Ave, E Webster Rd, E Houstonia Ave, N Connecticut Ave, Linden Ave, N Altadena Ave, Blair Ave | $840 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Ferndale, MI | $131100 | 40 year old | $662 |
| Hazel Park, MI | $55500 | 30 year old | $600 |
| Center Line, MI | $63700 | 50 year old | $631 |
| Highland Park, MI | $33500 | 40 year old | $761 |
| Mount Clemens, MI | $87000 | 40 year old | $667 |
| Leonard, MI | $121100 | Above 50 year old | $790 |
| Almont, MI | $167500 | 30 year old | $697 |
| Fenton, MI | $116900 | 30 year old | $758 |
| China, MI | $214400 | 50 year old | $912 |
| Kenockee, MI | $162500 | 30 year old | $822 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $750,000 to $999,999 | $3,085 | $3,270 |
| $175,000 to $199,999 | $720 | $763 |
| $150,000 to $174,999 | $635 | $674 |
| $400,000 to $499,999 | $2,084 | $2,209 |
| $1500,000 to $2000,000 | $3,647 | $3,866 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Ferndale, MI | $637 | $463 |
| Hazel Park, MI | $584 | $425 |
| Center Line, MI | $601 | $437 |
| Highland Park, MI | $733 | $533 |
| Mount Clemens, MI | $642 | $467 |
| Leonard, MI | $745 | $541 |
| Almont, MI | $678 | $493 |
| Fenton, MI | $738 | $536 |
| China, MI | $868 | $631 |
| Kenockee, MI | $800 | $582 |
| Coverage Value | Average Royal Oak, MI Homeowners Insurance ($) |
|---|---|
| $100,000 to $124,999 | $418 |
| $1000,000 to $1499,999 | $3,397 |
| $200,000 to $249,999 | $899 |
| $1500,000 to $2000,000 | $3,647 |
| $750,000 to $999,999 | $3,085 |