Check for homeowners insurance discounts in Royal Oak, MI and compare various quotes to get the best deals
| Construction Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Frame | No Discount | 823 |
| Brick Veneer | -42 | 781 |
| Masonry | -42 | 781 |
| Superior | -74 | 749 |
| Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
|---|---|---|
| Claims Free | -116 | 707 |
| One Claim | +49 | 872 |
| Two Claims | +98 | 921 |
| Average Insurance Premium ($) | Senior Discount ($) | Premiums After Discount ($) |
|---|---|---|
| 823 | -107 | 716 |
| Discount Element | Discount($) | Premiums After Discount ($) |
|---|---|---|
| New Home | -173 | 650 |
| Home nearby Fire Station | -25 | 798 |
| Home nearby Police Station | -9 | 814 |
| Type of Roof | Discounts in % | Premiums After Discount ($) |
|---|---|---|
| Stone Coated Steel | -247 | 576 |
| Metal | -165 | 658 |
| Slate or Tile | -123 | 700 |
| Asphalt shingles | -82 | 741 |
| Wood | No Discounts | 823 |
| Home Security Systems | Example of Security Systems | Home Security Systems Discounts ($) | Premium After Discount ($) |
|---|---|---|---|
| Deadbolts | Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt |
-115 | 707 |
| Fire extinguishers | Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers |
-74 | 749 |
| Smoke detectors | Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm |
-90 | 732 |
| Sprinkler system | Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems |
-99 | 724 |
| Fire alarm | Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems |
-49 | 773 |
| Burglar alarm system | Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel |
-74 | 749 |
| Lightning protection system | Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System |
-16 | 806 |
| Average Insurance Premium ($) | Hail Resistant Roof Discounts ($) | Premium After Discount ($) |
|---|---|---|
| 823 | -17 | 806 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home + One Car | -66 | 757 |
| Home + Two Car | -132 | 691 |
| Home + Three Car | -206 | 617 |